INFORMAT
ActiveINFORMAT has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €-2k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 39% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency92▼-2
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.92 against 6.76 in 2024), but 52.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.1%
Return on assets
-1.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
50 d early
2023
2 d early
2022
52 d early
2021
54 d early
2020
44 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 3.1%
2024 · €78k
2018: €79k
2019: €85k
2020: €83k
2021: €81k
2022: €81k
2023: €80k
2024: €78k
2018 → 2025
Total assets
€160k=
2024 · €160k
2018: €214k
2019: €203k
2020: €184k
2021: €164k
2022: €160k
2023: €160k
2024: €160k
2018 → 2025
Net result
€-2k▲ 0.3%
2024 · €-2k
2018: €6k
2019: €6k
2020: €-2k
2021: €-3k
2022: €189
2023: €-609
2024: €-2k
2018 → 2025
Working capital
€128k▼ 6.5%
2024 · €136k
2018: €36k
2019: €24k
2020: €165k
2021: €143k
2022: €152k
2023: €145k
2024: €136k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€81k▲ 0.2%€80k▼ 0.8%€78k▼ 3.0%€75k▼ 3.1%
Operating result€-847-€-2k▼ 150%€-3k▼ 44.9%€-2k▲ 40.9%€-2k▼ 8.9%
Net result€-3k-€189€-609€-2k▼ 294%€-2k▲ 0.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €160k
Equity
€75k▼ 3.1%
Debt
€85k▲ 2.9%
The debt ratio rises from 51.4% to 52.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
47.1%▼
2024 · 48.6%
Current ratio
4.92▼
2024 · 6.76
Quick ratio
4.92▼
2024 · 6.76
Debt / equity
1.12▲
2024 · 1.06
ROE
-3.2%▼
2024 · -3.1%
ROA
-1.5%▲
2024 · -1.5%
Debt
€85k▲
2024 · €82k
Debt ≤ 1 year
€33k▲
2024 · €24k
Debt > 1 year
€52k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€160k=
Current assets29/58€160k€160k=
Amounts receivable after more than one year29€160k€160k=
Other amounts receivable291€160k€160k=
Stocks and contracts in progress3€0€0=
Stocks30/36€0€0=
Cash at bank and in hand54/58€8€4▼
Equity and liabilities
Total equity and liabilities10/49€160k€160k=
Equity10/15€78k€75k▼
Contributions10/11€19k€19k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€45k€43k▼
Amounts payable17/49€82k€85k▲
Amounts payable after more than one year17€59k€52k▼
Financial debts170/4€59k€52k▼
Amounts payable within one year42/48€24k€33k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€1k-
Suppliers440/4€1k-
Other amounts payable47/48€16k€26k▲
Income statement
Code20242025
Other operating charges640/8€413€511▲
Gross operating margin9900€-1k€-1k▼
Operating profit (loss)9901€-2k€-2k▼
Financial charges65/66B€583€415▼
Recurring financial charges65€583€415▼
Profit (loss) for the period before taxes9903€-2k€-2k▲
Profit (loss) for the period9904€-2k€-2k▲
Profit (loss) for the period to be appropriated9905€-2k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€43k▼
Profit (loss) brought forward from the previous period14P€47k€45k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €189
Net result €189 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 19.58
Current ratio from 7.71 to 19.58; short-term debt falls from €21k to €8k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 9.65
Current ratio from 2.32 to 9.65.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €6k ▲0.4%
Net result €6k, the highest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensesteenweg 1843800 Sint-TruidenGround area
917 m²
Building footprint
910 m²
Volume, LiDAR
15,097 m³
Parcel 71353F0047/00H000, Flanders · tallest building 27.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Relax and Beauty
since 20022.112.173.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353F0047/00H000 | Flanders | 917 m² | 1 · 910 m² | 27.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VOCABASE
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PROPHESEA
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BARA & CO
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,748. 6,916 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-1990
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.