Tecla IT Consulting
ActiveTecla IT Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €-11k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 9.52 against 16.44 in 2024), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
30 d late
2023
85 d early
2022
31 d late
2021
27 d late
2020
31 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 12.3%
2024 · €86k
2019: €49k
2020: €119k
2021: €188k
2022: €90k
2023: €19k
2024: €86k
2019 → 2025
Total assets
€84k▼ 8.4%
2024 · €91k
2019: €56k
2020: €127k
2021: €199k
2022: €101k
2023: €169k
2024: €91k
2019 → 2025
Net result
€-11k
2024 · €68k
2019: €31k
2020: €70k
2021: €68k
2022: €70k
2023: €73k
2024: €68k
2019 → 2025
Working capital
€71k▼ 15.4%
2024 · €83k
2019: €48k
2020: €118k
2021: €187k
2022: €90k
2023: €18k
2024: €83k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€90k▼ 52.0%€19k▼ 79.4%€86k▲ 363%€75k▼ 12.3%
Operating result€86k-€88k▲ 2.1%€93k▲ 6.0%€86k▼ 7.9%€-10k
Net result€68k-€70k▲ 2.1%€73k▲ 4.2%€68k▼ 6.1%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €86k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€5k▲ 88.8%
Current assets
€79k▼ 11.2%
Equity and liabilities €84k
Equity
€75k▼ 12.3%
Debt
€8k▲ 53.4%
The debt ratio rises from 5.9% to 9.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-9k▼
2024 · €87k
Cash flow
€-9k▼
2024 · €69k
Solvency
90.1%▼
2024 · 94.1%
Current ratio
9.52▼
2024 · 16.44
Quick ratio
9.52▼
2024 · 16.44
Debt / equity
0.11▲
2024 · 0.06
ROE
-14.0%▼
2024 · 79.4%
ROA
-12.6%▼
2024 · 74.7%
Interest coverage
-142.98▼
2024 · 2220.41
Debt
€8k▲
2024 · €5k
Debt ≤ 1 year
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€84k▼
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€3k€5k▲
Plant, machinery and equipment23€1k€791▼
Furniture and vehicles24€1k€680▼
Other tangible fixed assets26-€3k
Current assets29/58€89k€79k▼
Amounts receivable within one year40/41€29k€34k▲
Trade receivables40€28k€28k▼
Other amounts receivable41€972€7k▲
Cash at bank and in hand54/58€59k€45k▼
Equity and liabilities
Total equity and liabilities10/49€91k€84k▼
Equity10/15€86k€75k▼
Contributions10/11€19k€19k=
Reserves13€67k€67k=
Distributable reserves133€67k€67k=
Profit (loss) carried forward14-€-11k
Amounts payable17/49€5k€8k▲
Amounts payable within one year42/48€5k€8k▲
Trade debts44€1k€59▼
Suppliers440/4€1k€59▼
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€528€544▲
Gross operating margin9900€87k€-8k▼
Operating profit (loss)9901€86k€-10k▼
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€39€61▲
Recurring financial charges65€39€61▲
Profit (loss) for the period before taxes9903€86k€-11k▼
Income taxes67/77€17k-
Profit (loss) for the period9904€68k€-11k▼
Profit (loss) for the period to be appropriated9905€68k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€-11k▼
Transfer to equity691/2€67k-
To other reserves6921€67k-
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-11k ▼115%
Net result drops to €-11k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Liquidity times 15current ratio 16.44
Current ratio from 1.12 to 16.44; short-term debt falls from €148k to €5k.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €73k ▲4.2%
Operating result €93k, net result €73k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Equity above €150kEq €188k ▲57.2%
3 profitable years in a row build equity to €188k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €100kEq €119k ▲142%
2 profitable years in a row build equity to €119k.
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kunstenaarstraat 999040 GentGround area
120 m²
Building footprint
87 m²
Volume, LiDAR
1,131 m³
Parcel 44432C1185/00B016, Flanders · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Tecla IT Consulting
since 20192.286.056.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C1185/00B016 | Flanders | 120 m² | 1 · 87 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,813 companies in sector 62100 we hold annual accounts for 8,746. 6,917 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.