BARA & CO
ActiveBARA & CO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €5k. Equity is shrinking by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+34
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 2.35 in 2024), and 34.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.6%
Return on assets
4.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
6 d late
2023
on the day
2022
1 d late
2021
on the day
2020
26 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 7.4%
2024 · €70k
2019: €227k
2020: €191k
2021: €160k
2022: €151k
2023: €109k
2024: €70k
2019 → 2025
Total assets
€115k▲ 11.5%
2024 · €103k
2019: €316k
2020: €256k
2021: €225k
2022: €247k
2023: €205k
2024: €103k
2019 → 2025
Net result
€5k
2024 · €-39k
2019: €12k
2020: €3k
2021: €10k
2022: €-9k
2023: €-43k
2024: €-39k
2019 → 2025
Working capital
€47k▲ 6.7%
2024 · €44k
2019: €262k
2020: €177k
2021: €145k
2022: €128k
2023: €98k
2024: €44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€160k-€151k▼ 5.6%€109k▼ 28.1%€70k▼ 35.5%€75k▲ 7.4%
Operating result€41k-€24k▼ 40.7%€37k▲ 51.1%€1k▼ 96.5%€3k▲ 168%
Net result€10k-€-9k€-43k▼ 372%€-39k▲ 9.1%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 168% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€28k▲ 8.5%
Current assets
€87k▲ 12.5%
Equity and liabilities €115k
Equity
€75k▲ 7.4%
Debt
€39k▲ 20.3%
The debt ratio rises from 31.9% to 34.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€10k▲
2024 · €8k
Cash flow
€12k▲
2024 · €-32k
Solvency
65.6%▼
2024 · 68.1%
Current ratio
2.19▼
2024 · 2.35
Quick ratio
2.19▼
2024 · 2.35
Debt / equity
0.52▲
2024 · 0.47
ROE
6.8%▲
2024 · -55.1%
ROA
4.5%▲
2024 · -37.6%
Interest coverage
38.33▲
2024 · 0.19
Debt
€39k▲
2024 · €33k
Debt ≤ 1 year
€39k▲
2024 · €33k
Income taxes
€792▲
2024 · €287
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€115k▲
Fixed assets21/28€26k€28k▲
Tangible fixed assets22/27€16k€18k▲
Furniture and vehicles24€8k€7k▼
Other tangible fixed assets26€8k€11k▲
Financial fixed assets28€10k€10k=
Current assets29/58€77k€87k▲
Amounts receivable within one year40/41€50k€75k▲
Trade receivables40€14k€21k▲
Other amounts receivable41€37k€54k▲
Cash at bank and in hand54/58€26k€12k▼
Deferred charges and accrued income490/1€297-
Equity and liabilities
Total equity and liabilities10/49€103k€115k▲
Equity10/15€70k€75k▲
Contributions10/11€11k€11k=
Reserves13€24k€29k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€22k€27k▲
Profit (loss) carried forward14€35k€35k▲
Amounts payable17/49€33k€39k▲
Amounts payable within one year42/48€33k€39k▲
Trade debts44€28k€35k▲
Suppliers440/4€28k€35k▲
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€10k€13k▲
Operating profit (loss)9901€1k€3k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€41k€270▼
Recurring financial charges65€41k€270▼
Profit (loss) for the period before taxes9903€-38k€6k▲
Income taxes67/77€287€792▲
Profit (loss) for the period9904€-39k€5k▲
Profit (loss) for the period to be appropriated9905€-39k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€40k▲
Profit (loss) brought forward from the previous period14P€74k€35k▼
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Montjoielaan 1461180 UkkelGround area
975 m²
Building footprint
381 m²
Volume, LiDAR
8,227 m³
2 parcels, Brussels · tallest building 28.3 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
BARA & CO SPRL
since 19952.071.492.012
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0199/00R010 | Brussels | 677 m² | 1 · 272 m² | 28.3 m · 9 fl. |
| 21612C0174/00S004 | Brussels | 299 m² | 1 · 109 m² | 19.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900GQJF3PYZFHEZ18
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INFORMAT
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 6,921 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-1995
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.