iHouse
ActiveSummary
iHouse has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €2k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 46% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-1
Solvency59▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.41 in 2024; short-term debt: 60% and cash: 1.3% of total assets), and 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.9%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
31 d early
2021
19 d late
2020
36 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€148k▲ 1.6%
2024 · €146k
2018: €2k
2019: €1k
2020: €-1k
2021: €72k
2022: €133k
2023: €139k
2024: €146k
2018 → 2025
Total assets
€436k▼ 6.9%
2024 · €469k
2018: €44k
2019: €3k
2020: €3k
2021: €219k
2022: €300k
2023: €409k
2024: €469k
2018 → 2025
Net result
€2k▼ 62.1%
2024 · €6k
2018: €831
2019: €-601
2020: €-3k
2021: €73k
2022: €62k
2023: €6k
2024: €6k
2018 → 2025
Working capital
€121k▲ 4.5%
2024 · €116k
2018: €2k
2019: €1k
2020: €-1k
2021: €61k
2022: €120k
2023: €111k
2024: €116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€133k▲ 86.0%€139k▲ 4.7%€146k▲ 4.5%€148k▲ 1.6%
Operating result€89k-€84k▼ 4.9%€9k▼ 89.3%€13k▲ 49.0%€7k▼ 47.2%
Net result€73k-€62k▼ 15.5%€6k▼ 89.9%€6k▲ 1.3%€2k▼ 62.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €436k
Fixed assets
€54k ▼ 27.6%
Current assets
€383k ▼ 3.0%
Equity and liabilities €436k
Equity
€148k ▲ 1.6%
Debt
€288k ▼ 10.7%
Debt's share of the balance-sheet total falls from 68.9% to 66.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €35k
Cash flow
€23k▼
2024 · €27k
Current ratio
1.46▲
2024 · 1.41
Quick ratio
0.99▲
2024 · 0.92
Debt to equity
1.95▼
2024 · 2.22
ROE
1.6%▼
2024 · 4.3%
ROA
0.5%▼
2024 · 1.3%
Interest coverage
7.74▼
2024 · 8.19
Debt ≤ 1 year
€262k▼
2024 · €279k
Debt > 1 year
€26k▼
2024 · €41k
Income taxes
€1k▼
2024 · €3k
Staff costs
€151k▼
2024 · €299k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€469k€436k▼
Fixed assets21/28€74k€54k▼
Tangible fixed assets22/27€74k€53k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€8k€5k▼
Leasing and similar rights25€54k€40k▼
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€500€500=
Current assets29/58€394k€383k▼
Stocks and contracts in progress3€138k€124k▼
Stocks30/36€138k€124k▼
Amounts receivable within one year40/41€239k€248k▲
Trade receivables40€200k€224k▲
Other amounts receivable41€39k€24k▼
Cash at bank and in hand54/58€16k€6k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€469k€436k▼
Equity10/15€146k€148k▲
Contributions10/11€8k€8k=
Reserves13€138k€140k▲
Distributable reserves133€138k€140k▲
Amounts payable17/49€323k€288k▼
Amounts payable after more than one year17€41k€26k▼
Financial debts170/4€41k€26k▼
Amounts payable within one year42/48€279k€262k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€257k€240k▼
Suppliers440/4€257k€240k▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€3k€4k▲
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€4€4=
Accrued charges and deferred income492/3€3k€188▼
Income statement
Code20242025
Remuneration, social security and pensions62€299k€151k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€2k€5k▲
Gross operating margin9900€336k€184k▼
Operating profit (loss)9901€13k€7k▼
Financial income75/76B€17€32▲
Recurring financial income75€17€32▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€9k€4k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€2k▼
Transfer to equity691/2€6k€2k▼
To other reserves6921€6k€2k▼
Social balance
Average headcount (FTE)90874.12.1▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €133k ▲86%
2 profitable years in a row build equity to €133k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
2021
31-12
Financial
Back to profitnet €73k
Net result €73k after 2 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biezenveld 12460 KasterleeGround area
1,851 m²
Building footprint
515 m²
Volume, LiDAR
2,403 m³
Parcel 13017F0180/00B000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
iHouse
since 20212.311.426.163
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017F0180/00B000 | Flanders | 1,851 m² | 1 · 515 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 772 EUR awarded · 772 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 69 EUR |
| 2024 | 2 | 772 EUR | 703 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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MAISON DERNIER
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BOUWBEDRIJF HEYLEN
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DIVATEC
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WR&C Invest
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,664 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
43240Other construction installation
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.