ILB Interieur
ActiveILB Interieur has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €-80k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
20
/ 100
Critical▼ -61 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency35▼-21
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.95 against 1.22 in 2024), and 75.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.5%
Return on assets
-1.3%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
119 d early
2023
30 d early
2022
11 d early
2021
5 d early
2020
8 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.54M▼ 4.9%
2024 · €1.62M
2018: €713k
2019: €823k
2020: €968k
2021: €1.07M
2022: €1.15M
2023: €1.30M
2024: €1.62M
2018 → 2025
Total assets
€6.29M▲ 25.6%
2024 · €5.01M
2018: €2.23M
2019: €2.25M
2020: €2.89M
2021: €3.59M
2022: €4.08M
2023: €5.03M
2024: €5.01M
2018 → 2025
Net result
€-80k
2024 · €323k
2018: €135k
2019: €110k
2020: €145k
2021: €104k
2022: €82k
2023: €145k
2024: €323k
2018 → 2025
Working capital
€-177k
2024 · €580k
2018: €512k
2019: €622k
2020: €900k
2021: €778k
2022: €745k
2023: €541k
2024: €580k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.07M-€1.15M▲ 7.6%€1.30M▲ 12.6%€1.62M▲ 24.9%€1.54M▼ 4.9%
Operating result€195k-€158k▼ 19.0%€259k▲ 64.0%€520k▲ 100%€16k▼ 96.8%
Net result€104k-€82k▼ 21.0%€145k▲ 77.6%€323k▲ 122%€-80k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.29M
Fixed assets
€2.89M▲ 60.6%
Current assets
€3.40M▲ 6.1%
Equity and liabilities €6.29M
Equity
€1.54M▼ 4.9%
Debt
€4.75M▲ 40.3%
The debt ratio rises from 67.6% to 75.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€277k▼
2024 · €756k
Cash flow
€181k▼
2024 · €559k
Solvency
24.5%▼
2024 · 32.4%
Current ratio
0.95▼
2024 · 1.22
Quick ratio
0.70▼
2024 · 0.90
Debt / equity
3.08▲
2024 · 2.09
ROE
-5.2%▼
2024 · 19.9%
ROA
-1.3%▼
2024 · 6.4%
Interest coverage
2.92▼
2024 · 9.49
Debt
€4.75M▲
2024 · €3.39M
Debt ≤ 1 year
€3.58M▲
2024 · €2.63M
Debt > 1 year
€1.12M▲
2024 · €714k
Income taxes
€2k▼
2024 · €119k
Staff costs
€2.64M▲
2024 · €2.61M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.01M€6.29M▲
Fixed assets21/28€1.80M€2.89M▲
Tangible fixed assets22/27€1.24M€2.33M▲
Land and buildings22-€516k
Plant, machinery and equipment23€80k€107k▲
Furniture and vehicles24€24k€23k▼
Leasing and similar rights25€258k€561k▲
Other tangible fixed assets26€879k€1.12M▲
Financial fixed assets28€557k€557k=
Current assets29/58€3.21M€3.40M▲
Stocks and contracts in progress3€842k€886k▲
Stocks30/36€842k€886k▲
Amounts receivable within one year40/41€1.52M€2.22M▲
Trade receivables40€1.50M€2.14M▲
Other amounts receivable41€15k€79k▲
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€732k€181k▼
Deferred charges and accrued income490/1€67k€64k▼
Equity and liabilities
Total equity and liabilities10/49€5.01M€6.29M▲
Equity10/15€1.62M€1.54M▼
Contributions10/11€130k€130k=
Reserves13€1.49M€1.41M▼
Distributable reserves133€1.49M€1.41M▼
Amounts payable17/49€3.39M€4.75M▲
Amounts payable after more than one year17€714k€1.12M▲
Financial debts170/4€714k€1.12M▲
Amounts payable within one year42/48€2.63M€3.58M▲
Current portion of amounts payable after more than one year42€365k€356k▼
Financial debts43-€350k
Credit institutions430/8-€350k
Trade debts44€1.01M€1.65M▲
Suppliers440/4€1.01M€1.65M▲
Taxes, remuneration and social security45€195k€243k▲
Taxes450/3€11k€40k▲
Remuneration and social security454/9€184k€203k▲
Other amounts payable47/48€1.05M€984k▼
Accrued charges and deferred income492/3€43k€55k▲
Income statement
Code20242025
Non-recurring operating income76A€11k-
Remuneration, social security and pensions62€2.61M€2.64M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€236k€261k▲
Other operating charges640/8€28k€50k▲
Gross operating margin9900€3.39M€2.97M▼
Operating profit (loss)9901€520k€16k▼
Financial income75/76B€2k€717▼
Recurring financial income75€2k€717▼
Financial charges65/66B€80k€95k▲
Recurring financial charges65€80k€95k▲
Profit (loss) for the period before taxes9903€441k€-78k▼
Income taxes67/77€119k€2k▼
Profit (loss) for the period9904€323k€-80k▼
Profit (loss) for the period to be appropriated9905€323k€-80k▼
Appropriation of the result
Profit (loss) to be appropriated9906€323k€-80k▼
Transfer from equity791/2-€80k
Transfer to equity691/2€323k-
To other reserves6921€323k-
Social balance
Average headcount (FTE)908734.235.1▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-80k ▼125%
Net result drops to €-80k, the lowest in the series.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €323k ▲122%
Operating result €520k, net result €323k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €1MEq €1.07M ▲10.7%
4 profitable years in a row build equity to €1.07M.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biezenveld 32460 KasterleeGround area
4,860 m²
Building footprint
2,364 m²
Volume, LiDAR
15,991 m³
Parcel 13017F0107/00V003, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ILB Interieur
since 20042.139.038.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017F0107/00V003 | Flanders | 4,860 m² | 1 · 2,364 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 5 entries · 30,456 EUR awarded · 30,296 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 25,664 EUR | 27,050 EUR |
| 2024 | 2 | 4,792 EUR | 3,246 EUR |
Schemes
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
9 live approvals · 1 endedBinnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
Medewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Show 3 more
Metselaar (vwo)
Operator CNC-gestuurde houtbewerkingsmachines duaal (so)
Ruwbouw duaal (so)
Similar companies · same sector, comparable size
Lohisse
BE 0673.901.560
Asse · Eq €1.54M
COLEMONT HAARD en DECOR
BE 0420.640.401
Hasselt · Eq €1.54M
JACOBS INTERIEUR
BE 0837.440.689
Ninove · Eq €1.53M
Groep De Boever
BE 0674.769.513
Erpe-Mere · Eq €1.53M
SARRAZIJN GEORGES
BE 0442.442.734
Middelkerke · Eq €1.53M
Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 3,377 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2004
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.