SI-PROS
ActiveSI-PROS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €8k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 7684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
79
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-76
Solvency87▲+9
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.83 against 1.91 in 2024), but 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
27 d early
2023
30 d early
2022
68 d early
2021
114 d early
2020
44 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€579k
EBIT margin
4.9%
Net result
€8k▼ 86.8%
2024 · €64k
2018: €12k
2019: €6k
2020: €20k
2021: €7k
2022: €-2k
2023: €25k
2024: €64k
2018 → 2025
Working capital
€131k▲ 21.5%
2024 · €107k
2018: €108k
2019: €95k
2020: €97k
2021: €67k
2022: €96k
2023: €106k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€95k▼ 2.4%€106k▲ 11.2%€170k▲ 60.7%€178k▲ 5.0%
Operating result€14k-€7k▼ 48.1%€43k▲ 472%€92k▲ 116%€19k▼ 79.8%
Net result€7k-€-2k€25k€64k▲ 157%€8k▼ 86.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €417k
Fixed assets
€215k▼ 8.3%
Current assets
€202k▼ 10.4%
Equity and liabilities €417k
Equity
€178k▲ 5.0%
Debt
€239k▼ 17.7%
The debt ratio falls from 63.1% to 57.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€38k▼
2024 · €111k
Cash flow
€28k▼
2024 · €83k
Solvency
42.7%▲
2024 · 36.9%
Current ratio
2.83▲
2024 · 1.91
Quick ratio
2.72▲
2024 · 1.85
Debt / equity
1.34▼
2024 · 1.71
ROE
4.7%▼
2024 · 37.8%
ROA
2.0%▼
2024 · 13.9%
Interest coverage
7.38▼
2024 · 25.84
Debt
€239k▼
2024 · €290k
Debt ≤ 1 year
€71k▼
2024 · €118k
Debt > 1 year
€117k▼
2024 · €128k
Income taxes
€5k▼
2024 · €24k
Staff costs
€144k▲
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€460k€417k▼
Fixed assets21/28€235k€215k▼
Tangible fixed assets22/27€232k€213k▼
Land and buildings22€218k€205k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€10k€4k▼
Financial fixed assets28€3k€3k=
Current assets29/58€225k€202k▼
Stocks and contracts in progress3€7k€8k▲
Stocks30/36€7k€8k▲
Amounts receivable within one year40/41€65k€37k▼
Trade receivables40€32k€20k▼
Other amounts receivable41€33k€17k▼
Current investments50/53€39k€51k▲
Cash at bank and in hand54/58€73k€88k▲
Deferred charges and accrued income490/1€41k€18k▼
Equity and liabilities
Total equity and liabilities10/49€460k€417k▼
Equity10/15€170k€178k▲
Contributions10/11€19k€19k=
Reserves13€111k€119k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€109k€117k▲
Profit (loss) carried forward14€40k€40k=
Amounts payable17/49€290k€239k▼
Amounts payable after more than one year17€128k€117k▼
Financial debts170/4€128k€117k▼
Amounts payable within one year42/48€118k€71k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Financial debts43€35k€13k▼
Credit institutions430/8€35k€13k▼
Trade debts44€45k€33k▼
Suppliers440/4€45k€33k▼
Taxes, remuneration and social security45€21k€10k▼
Taxes450/3€6k€844▼
Remuneration and social security454/9€15k€10k▼
Other amounts payable47/48€6k€5k▼
Accrued charges and deferred income492/3€44k€50k▲
Income statement
Code20242025
Remuneration, social security and pensions62€100k€144k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€213k€185k▼
Operating profit (loss)9901€92k€19k▼
Financial income75/76B€430€378▼
Recurring financial income75€430€378▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€88k€14k▼
Income taxes67/77€24k€5k▼
Profit (loss) for the period9904€64k€8k▼
Profit (loss) for the period to be appropriated9905€64k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€49k▼
Profit (loss) brought forward from the previous period14P€40k€40k=
Transfer to equity691/2€64k€8k▼
To other reserves6921€64k€8k▼
Social balance
Average headcount (FTE)90872.02.4▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €64k ▲157%
Operating result €92k, net result €64k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲60.7%
2 profitable years in a row build equity to €170k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Equity above €100kEq €106k ▲11.2%
Equity rises from €95k to €106k.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-2k ▼136%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 9 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 3 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuiderlaan 141731 AsseGround area
1.9 ha
Building footprint
665 m²
Volume, LiDAR
3,671 m³
3 parcels, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Zuiderlaan 14, 1731 Asse
since 20112.200.056.703
Boudewijnlaan 40, 1700 Dilbeek
since 20202.303.501.659
SI-PROS
since 20222.335.250.551
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23053B0232/00A002 | Flanders | 1.8 ha | 1 · 233 m² | 8.7 m |
| 23352F0042/00M015 | Flanders | 600 m² | 1 · 157 m² | 9.3 m · 2 fl. |
| 23095C0073/00X040 | Flanders | 346 m² | 1 · 275 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 123 EUR awarded · 123 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 123 EUR | 123 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
CNT BXL
BE 0761.342.904
Brussel · Eq €178k
KX CONSTRUCT
BE 0442.973.858
Vorst · Eq €178k
K.N.A.P.
BE 0836.136.139
Dentergem · Eq €178k
GDW Consultancy
BE 0731.593.301
Oosterzele · Eq €178k
G@SP
BE 0826.876.005
Vilvoorde · Eq €178k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 12,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43310Plastering work
43320Joinery installation
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.