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IDEAL CONSEIL

Active Risk: not assessed
Private limited companyfounded 2005active for 21 yearsRue de Flémalle-Grande(FLG) 32, 4400 Flémalle, BelgiumKBO/BCE: BE 0872.417.901
Summary

IDEAL CONSEIL is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €49,513 and a net result of -€16,591. Equity has been growing by about 53% per year since 2019. Its solvency ranks better than 35% of 77 sector peers (NACE 65, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

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IDEAL CONSEILActive
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Overview

Official details

Source: KBO
Status
Active since 10-03-2005 Normal situation
Activity
Insurance, reinsurance and pension funding, except compulsory social security NACE 65111and 3 others
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2022
Establishment units
2.147.763.805 4400 Flémalle, since 04-05-2005
2.358.342.687 4400 Flémalle, since 17-01-2024
Financial year end
31 December
Peppol
Reachable since 23-12-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€16,591
▼ 28.9%
Equity
€49,513
▼ 25.1%
Total assets
€167,872
▼ 16.0%
  • 2025 accounts filed 27 days after the deadline
Financials
Signalsraises risk2025 accounts filed 27 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
60 days late
2023
9 days early
2022
13 days early
2022
3 days early
2021
2 days early
2020
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€16,591 View
  • Caution: Lower net result than 94% of companies in insurance and pension fundingsector median €28,885 · 77 companies -€16,591 View

Recent changes

  1. · Gazette deed 2 directors resigning, 2 reappointedResignations: BORGS José (manager) and WILKIN Anne (manager) · Reappointments: BORGS José (director) and WILKIN Anne (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have their main activity in the same NACE class as IDEAL CONSEIL: insurance, reinsurance and pension funding, except compulsory social security (NACE 6511). With exactly the same main activity (NACE 65111), too few companies are of comparable size. They are comparable in size and age: total assets between €118,000 and €353,000, founded between 1988 and 2013.

CompanyTotal assetsGross margin
IDEAL CONSEIL Flémalle€167,872€24,315
ALTRAFINCO Havelange€118,161€17,176
JACQMOTTE CONSULT Braine-l'Alleud€143,891€10,754
Bureau d'assurances REMACLE Liège€220,695€56,713
RENARDY - ROSSKAMP Eupen€352,946€15,183
ZAKENKANTOOR BOUSSON Haacht€215,136€52,099
Bureau Bechoux Hotton€177,562€14,159
Full comparison

Key facts about IDEAL CONSEIL
What is the company number of IDEAL CONSEIL?
The company number of IDEAL CONSEIL is 0872.417.901. The VAT number is the same number with BE in front: BE 0872.417.901.
Where is IDEAL CONSEIL based?
The registered office is at Rue de Flémalle-Grande(FLG) 32, 4400 Flémalle.Company details
What does IDEAL CONSEIL do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65111).
What is the legal form of IDEAL CONSEIL?
The legal form of IDEAL CONSEIL is Private limited company (BV).
When was IDEAL CONSEIL founded?
IDEAL CONSEIL was founded on 10-03-2005.
Is IDEAL CONSEIL still active?
Yes, IDEAL CONSEIL is an active enterprise in the KBO register.
How many employees does IDEAL CONSEIL have?
IDEAL CONSEIL had an average of 1.5 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
Which joint committee does IDEAL CONSEIL fall under?
In its 2022 annual accounts, IDEAL CONSEIL states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of IDEAL CONSEIL?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €24,315 and 6,319 comparable companies of the same size. It probably lies between €85,000 and €450,000. It is a rough estimate.
Is IDEAL CONSEIL profitable?
In financial year 2025, IDEAL CONSEIL made a loss of €16,591.
Where can I find the annual accounts of IDEAL CONSEIL?
IDEAL CONSEIL filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IDEAL CONSEIL due?
IDEAL CONSEIL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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