IDEAL CONSEIL: what changed
What changed
IDEAL CONSEIL
NACE 65.111, Insurance, reinsurance and pension funding, except compulsory social security
filed annual accounts (NBB)
Net result for the year
-€16,591
31-12-2024 · -€23,326+€6,735
Equity
€49,513
31-12-2024 · €66,104-€16,591
Cash
€0
31-12-2024 · €222-€222
Balance sheet total
€167,872
31-12-2024 · €199,883-€32,011
Largest movements
Assets
- Tangible fixed assets -€19,109
down €19,109 (-29.7%), from €64,381 to €45,272
of which Furniture and vehicles: -€13,166
- Receivables within one year -€12,005
down €12,005 (-43.3%), from €27,695 to €15,690
of which Other amounts receivable: -€19,062
Equity and liabilities
- Current portion of long-term debt -€34,839
down €34,839 (-68.2%), from €51,112 to €16,273
- Profit (loss) carried forward -€16,591
down €16,591 (-177%), from -€9,356 to -€25,947
- Debts after one year +€13,727
up €13,727 (+28.5%), from €48,192 to €61,919
of which Financial debts: +€13,727
- Trade debts +€5,753
up €5,753 (+63.2%), from €9,104 to €14,857
Income statement
- Gross operating margin +€16,457
up €16,457 (+209%), from €7,858 to €24,315
- Other operating charges +€10,694
up €10,694 (+1,773%), from €603 to €11,297
- Depreciation -€961
down €961 (-4.3%), from €22,530 to €21,569
- Financial charges -€277
down €277 (-3.3%), from €8,481 to €8,205
- Financial income -€266
down €266 (-61.7%), from €431 to €165
Change in the result, 31-12-2024 to 31-12-2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 31-12-2024
-€23,326
Gross operating margin
+€16,457
Depreciation
+€961
Other operating charges
-€10,694
Financial income
-€266
Financial charges
+€277
Result 31-12-2025
-€16,591
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 31-12-2024 and 31-12-2025 balance sheets and the 31-12-2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€22,651
Investment
-€1,700
Financing
-€21,173
Cash 31-12-2024
€222
From operations (derived)
+€22,651
Net result for the year
-€16,591
Depreciation
+€21,569
Receivables after one year
-€159
Receivables within one year
+€12,005
Deferred charges and accrued income
+€74
Trade debts
+€5,753
Investment (derived)
-€1,700
Investment in fixed assets (net)
-€1,700
Financing
-€21,173
Debts after one year
+€13,727
Current portion of long-term debt
-€34,839
Short-term financial debts
-€61
Cash 31-12-2025
€0
brings cash intakes cash out
Every line side by side
| Line | Code | 31-12-2024 | 31-12-2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €199,883 | €167,872 | -€32,011 | -16.0% |
| Fixed assets | 21/28 | €67,379 | €47,510 | -€19,869 | -29.5% |
| Intangible fixed assets | 21 | €2,998 | €2,238 | -€760 | -25.3% |
| Tangible fixed assets | 22/27 | €64,381 | €45,272 | -€19,109 | -29.7% |
| Plant, machinery and equipment | 23 | €27,397 | €22,050 | -€5,348 | -19.5% |
| Furniture and vehicles | 24 | €32,826 | €19,660 | -€13,166 | -40.1% |
| Other tangible fixed assets | 26 | €4,157 | €3,562 | -€596 | -14.3% |
| Current assets | 29/58 | €132,503 | €120,362 | -€12,142 | -9.2% |
| Amounts receivable after more than one year | 29 | €41,177 | €41,336 | +€159 | +0.4% |
| Other amounts receivable | 291 | €41,177 | €41,336 | +€159 | +0.4% |
| Stocks and contracts in progress | 3 | €63,336 | €63,336 | = | 0.0% |
| Stocks | 30/36 | €63,336 | €63,336 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €27,695 | €15,690 | -€12,005 | -43.3% |
| Trade receivables | 40 | €8,529 | €15,586 | +€7,057 | +82.7% |
| Other amounts receivable | 41 | €19,166 | €104 | -€19,062 | -99.5% |
| Cash at bank and in hand | 54/58 | €222 | €0 | -€222 | -100% |
| Deferred charges and accrued income | 490/1 | €74 | €0 | -€74 | -100% |
| Total equity and liabilities | 10/49 | €199,883 | €167,872 | -€32,011 | -16.0% |
| Equity | 10/15 | €66,104 | €49,513 | -€16,591 | -25.1% |
| Contributions | 10/11 | €20,460 | €20,460 | = | 0.0% |
| Reserves | 13 | €55,000 | €55,000 | = | 0.0% |
| Distributable reserves | 133 | €55,000 | €55,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€9,356 | -€25,947 | -€16,591 | -177% |
| Amounts payable | 17/49 | €133,778 | €118,359 | -€15,420 | -11.5% |
| Amounts payable after more than one year | 17 | €48,192 | €61,919 | +€13,727 | +28.5% |
| Financial debts | 170/4 | €18,192 | €31,919 | +€13,727 | +75.5% |
| Other amounts payable | 178/9 | €30,000 | €30,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €85,586 | €56,439 | -€29,147 | -34.1% |
| Current portion of amounts payable after more than one year | 42 | €51,112 | €16,273 | -€34,839 | -68.2% |
| Financial debts | 43 | €24,938 | €24,877 | -€61 | -0.2% |
| Credit institutions | 430/8 | €24,938 | €24,877 | -€61 | -0.2% |
| Trade debts | 44 | €9,104 | €14,857 | +€5,753 | +63.2% |
| Suppliers | 440/4 | €9,104 | €14,857 | +€5,753 | +63.2% |
| Taxes, remuneration and social security | 45 | €432 | €432 | = | 0.0% |
| Taxes | 450/3 | €432 | €432 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €22,530 | €21,569 | -€961 | -4.3% |
| Other operating charges | 640/8 | €603 | €11,297 | +€10,694 | +1,773% |
| Gross operating margin | 9900 | €7,858 | €24,315 | +€16,457 | +209% |
| Operating profit (loss) | 9901 | -€15,276 | -€8,552 | +€6,724 | +44.0% |
| Financial income | 75/76B | €431 | €165 | -€266 | -61.7% |
| Recurring financial income | 75 | €431 | €165 | -€266 | -61.7% |
| Financial charges | 65/66B | €8,481 | €8,205 | -€277 | -3.3% |
| Recurring financial charges | 65 | €8,481 | €8,205 | -€277 | -3.3% |
| Profit (loss) for the period before taxes | 9903 | -€23,326 | -€16,591 | +€6,735 | +28.9% |
| Profit (loss) for the period | 9904 | -€23,326 | -€16,591 | +€6,735 | +28.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€23,326 | -€16,591 | +€6,735 | +28.9% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.