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RENARDY - ROSSKAMP

Active
Public limited companyfounded 1992active for 34 yearsRue d'Aix la Chapelle 341, 4701 Eupen, BelgiumKBO/BCE: BE 0446.684.109

From the official registers: KBO 29 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

RENARDY - ROSSKAMP is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. For RENARDY - ROSSKAMP, one annual filing is missing. The 2024 annual accounts show equity of €106,041 and a net result of €1,914. Equity has been stable since 2018 (±0.6% per year). Its solvency ranks better than 29% of 86 sector peers (NACE 65, financial year 2024). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

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RENARDY - ROSSKAMPActive
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Overview

Official details

KBO
Status
Active since 21-02-1992 Normal situation
Activity
Insurance, reinsurance and pension funding, except compulsory social security NACE 65112
Establishment unit
2.056.574.697 4701 Eupen, since 10-03-1992
Financial year end
31 December
Peppol
Reachable since 08-06-2026
Company details

Board and ownership

Board
  • RENARDY JohannDirector
  • RENARDY MichaelDirector
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2024
Profit
€1,914
▼ 69.7%
Equity
€106,041
▲ 1.8%
Total assets
€352,946
▼ 3.6%
2025 accounts not filed, 93 days past the deadline
Filed on 30-09-2025PDF
Financials
Signalsraises riskAnnual accounts not filed2024 accounts filed 61 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: One annual filing is missing
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
61 days late
2023
407 days late
2022
71 days late
2021
100 days late
2020
137 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 144 days after the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 4th oldest company in the province of Liège, Insurance and pension funding…in the Checked rankings No. 4 View

Comparable companies

These companies have the same main activity as RENARDY - ROSSKAMP: insurance, reinsurance and pension funding, except compulsory social security (NACE 65112). They are comparable in size and age: total assets between €118,000 and €786,000, founded between 1989 and 2013.

CompanyTotal assetsGross margin
RENARDY - ROSSKAMP Eupen€352,946€15,183
JOS VAN REGENMORTEL Zandhoven€403,731€6,636
Bureau d'assurances REMACLE Liège€220,695€56,713
TDBY INVEST Schaarbeek€401,377€5,500
ALTRAFINCO Havelange€118,161€17,176
ZAKENKANTOOR BOUSSON Haacht€215,136€52,099
LOSS PROTECTION CONSULTANCY Lochristi€785,508€3,081
Full comparison

Documents

Annual accounts at the NBB

All 29 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about RENARDY - ROSSKAMP
What is the company number of RENARDY - ROSSKAMP?
The company number of RENARDY - ROSSKAMP is 0446.684.109. The VAT number is the same number with BE in front: BE 0446.684.109.
Where is RENARDY - ROSSKAMP based?
The registered office is at Rue d'Aix la Chapelle 341, 4701 Eupen.Company details
What does RENARDY - ROSSKAMP do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65112).
What is the legal form of RENARDY - ROSSKAMP?
The legal form of RENARDY - ROSSKAMP is Public limited company (NV).
When was RENARDY - ROSSKAMP founded?
RENARDY - ROSSKAMP was founded on 21-02-1992.
Is RENARDY - ROSSKAMP still active?
Yes, RENARDY - ROSSKAMP is an active enterprise in the KBO register.
What is the turnover of RENARDY - ROSSKAMP?
The turnover in financial year 2024 is ≈ €120,000. This figure is estimated from the gross margin of €15,183 and 6,330 comparable companies of the same size. It probably lies between €53,000 and €280,000. It is a rough estimate.Financials
Is RENARDY - ROSSKAMP profitable?
In financial year 2024, RENARDY - ROSSKAMP made a profit of €1,914.
Where can I find the annual accounts of RENARDY - ROSSKAMP?
RENARDY - ROSSKAMP filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)

Next steps

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