ALTRAFINCO

Active Risk: not assessed

Private limited companyfounded 2008active for 18 yearsChamp du Bois(P) 1C, 5370 Havelange, BelgiumKBO/BCE: BE 0896.397.091

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ALTRAFINCO is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €116,997 and a net result of -€247. Equity has been shrinking by about 4.4% per year since 2019. The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

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ALTRAFINCOActive

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Official details

KBO

Status: Active since 06-03-2008 Normal situation
Activity: Insurance, reinsurance and pension funding, except compulsory social security NACE 65112and 2 others
Establishment unit: 2.169.698.671 5370 Havelange, since 01-04-2008
Financial year end: 31 March
Peppol: Reachable since 17-02-2026

Company details

Board and ownership

Board: Office holders in the KBO

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts to 31-03-2026

Loss: €247
Equity: €116,997; ▼ 0.2%
Total assets: €118,161; ▼ 2.0%

Filed on 23-09-2026, 38 days before the deadlineat the National Bank

Financials

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-09-2026, 38 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

38 days early

2025

37 days early

2024

38 days early

2023

43 days early

2022

27 days early

2021

6 days early

2020

34 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 23 September (5 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as ALTRAFINCO: insurance, reinsurance and pension funding, except compulsory social security (NACE 65112). They are comparable in size and age: total assets between €49,000 and €353,000, founded between 1992 and 2018.

Company	Total assets	Gross margin
ALTRAFINCO Havelange	€118,161	€17,176
CREDAFIN Verviers	€154,031	€43,438
ZAKENKANTOOR BOUSSON Haacht	€215,136	€52,099
HOME BELGIUM CONSULTING Vorst	€49,047	€47,935
Bureau d'assurances REMACLE Liège	€220,695	€56,713
RENARDY - ROSSKAMP Eupen	€352,946	€15,183
RVB INSURANCE CONSULT Blankenberge	€146,650	€57,391

Full comparison

Documents

Key facts about ALTRAFINCO

What is the company number of ALTRAFINCO?: The company number of ALTRAFINCO is 0896.397.091. The VAT number is the same number with BE in front: BE 0896.397.091.
Where is ALTRAFINCO based?: The registered office is at Champ du Bois(P) 1C, 5370 Havelange.Company details
What does ALTRAFINCO do?: According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65112).
What is the legal form of ALTRAFINCO?: The legal form of ALTRAFINCO is Private limited company (BV).
When was ALTRAFINCO founded?: ALTRAFINCO was founded on 06-03-2008.
Is ALTRAFINCO still active?: Yes, ALTRAFINCO is an active enterprise in the KBO register.
What is the turnover of ALTRAFINCO?: The turnover of ALTRAFINCO was €128,244 in financial year 2026, according to the filed annual accounts.Financials
Is ALTRAFINCO profitable?: In financial year 2026, ALTRAFINCO made a loss of €247.
Where can I find the annual accounts of ALTRAFINCO?: ALTRAFINCO filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of ALTRAFINCO due?: ALTRAFINCO must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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Overview