Equity
-€4,524
Debts exceed assets in financial year 2025.
Hum Resolution
Overview
Lifetime
1 annual account with figurespeak €40,452 (2025)
€40,452
lowest -€8,024 (2025)
-€8,024
peak -€4,524 (2025)
-€4,524
€14,562
Board1 name since 2024
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Loss of €8,024First year with figures
Key points
from the 2025 annual accountsDebts
€14,562 145% of the balance sheet
Suppliers 9%Taxes and wages 91%
Position in the sector
-45.1%
Lower solvency than 91% of companies in office administrative support. Sector median 50.3% · 9,696 companies.
Checked score
53
Fair
Financially stronger than 16% of micro companies in office administrative support (NACE 82)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.6%
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.7%▲ +0.1 percentage points vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.8%▲ +0.1 percentage points vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.9%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 0.4%▼ -0.5 percentage points vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€4,524
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Size: total assets €10,038
Liquidity: current ratio 0.67, cash €4,468
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 5% of them on solvency, 37% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as Hum Resolution has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Hum Resolution itself is lower: 0.4% within 12 months. It rests on far more data about Hum Resolution than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for Hum Resolution. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.67, below 1. Short-term debt is 145.1% and cash 44.5% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
31 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- Degomme Bénédicte Monique Pierre Marie Joseph 100 sharesdeed of 17-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011559946
Incorporation
Founding capital of €3,500, 100 shares · Founder: Degomme Bénédicte Monique Pierre Marie Joseph (comparant fondateur) · Appointment: Degomme Bénédicte Monique Pierre Marie Joseph (director) · published on 17-07-2024 · Gazette deed
First establishment
Rue des Marbriers 20, Beaumont
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Hum Resolution Beaumont | €10,038 | €40,452 | -45.1% | - |
| Pure Projects Aartselaar | €12,513 | €29,327 | -15.9% | - |
| MEDIPOM Bernissart | €6,832 | €26,999 | -79.0% | - |
| ACN CONSULT & ADVICE Brussels | €7,693 | €37,487 | -54.1% | - |
| SNL Services Beveren-Kruibeke-Zwijndrecht | €14,352 | €23,601 | -9.2% | - |
| AZR CONSULT Koekelberg | €17,721 | €30,746 | -20.5% | - |
| ANELE Châtelet | €18,756 | €40,942 | -39.7% | - |
These companies have the same main activity as Hum Resolution: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €6,830 and €18,800, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 15-07-2024Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 1 other
- Establishment unit
- 2.362.204.2776500 Beaumont, since 15-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- €40,452
- ≈ €80,000estimated
- €8,024
- -€4,524
- €10,038
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on Hum Resolution
Hum Resolution has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,524) and a net result of -€8,024.
Its solvency ranks better than 8% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-06-2026, 31 days before the deadline€40,452
-€7,825
-€8,024
-€4,839
-45.1%
0.67
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €80,000. Estimated: probably between €64,000 and €120,000.
Balance sheet
balance sheet total €10,038 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
-45.1%
Higher than 8% of 9,696 companies in 2025.
0.67
Higher than 17% of 9,314 companies in 2025.
-79.9%
Lower than 95% of 9,438 companies in 2025.
Hum Resolution
Middle half of the sector
80% of the sector
Micro accounts in office administrative support (NACE 82)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Staff
€57,701
Staff costs divided by the average number of full-time equivalents.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
10,038 | |
20 |
316 | |
29/58 |
9,723 | |
40/41 |
5,140 | |
40 |
5,046 | |
41 |
94 | |
54/58 |
4,468 | |
490/1 |
114 | |
| Balance sheet: equity and liabilities | ||
10/49 |
10,038 | |
10/15 |
-4,524 | |
10/11 |
3,500 | |
14 |
-8,024 | |
17/49 |
14,562 | |
42/48 |
14,562 | |
44 |
1,334 | |
440/4 |
1,334 | |
45 |
13,228 | |
450/3 |
1,665 | |
454/9 |
11,563 | |
| Income statement | ||
9900 |
40,452 | |
62 |
46,161 | |
630 |
884 | |
631/4 |
446 | |
640/8 |
787 | |
9901 |
-7,825 | |
65/66B |
198 | |
65 |
198 | |
9903 |
-8,024 | |
9904 |
-8,024 | |
9905 |
-8,024 | |
| Appropriation of the result | ||
9906 |
-8,024 | |
| Social balance sheet | ||
9087 |
0.8 | |
Hours worked1013 |
1,483 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-06-2026 | 2026-00233072 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -6,941 | ||
| -7,139 | ||
| -4,839 | ||
| -45.1% | ||
| 0.67 | ||
| -79.9% | ||
| -35.02 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 1 |
| part-time | 1 |
| in full-time equivalents | 0.6 |
| 0.8 |
Source: social balance sheet in the 2025 annual accounts
Insights on Hum Resolution
Equity is negative. Debt (€14,562) exceeds the balance-sheet total (€10,038).
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 17-07-2024
term without a fixed end
Mandates through the years
1 name, the dashed line is todayDegomme Bénédicte Monique Pierre Marie Joseph
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Degomme Bénédicte Monique Pierre Marie Joseph
- Director (not named in the articles), appointed by deed of 17-07-2024, still in office
Control
This company
Hum Resolution
Equity -€4,524
Loss €8,024 in 2025
Capital
- Contribution
- €3,500
- Shares
- 100
- Contribution per share
- €35
- Equity per share
- -€45.24 in 2025
- Source
- deed of 17-07-2024
Articles of association
deed of 17-07-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Héritiers et légataires non devenus de plein droit actionnaires tenus de solliciter l’agrément selon mêmes formalités, réponse affirmative…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 17-07-2024 ↗
- Degomme Bénédicte Monique Pierre Marie Joseph 100 shares (100%) · €3,500 in cash
Network & group
No group
Hum Resolution has no parent and no holdings in its annual accounts. Degomme Bénédicte Monique Pierre Marie Joseph is the only director. Hum Resolution shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 31 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011559946
2024
IncorporationFounding capital of €3,500, 100 shares · Founder: Degomme Bénédicte Monique Pierre Marie Joseph (comparant fondateur) · Appointment: Degomme Bénédicte Monique Pierre Marie Joseph (director) · published on 17-07-20245 points ▸
- Founder, Degomme Bénédicte Monique Pierre Marie Joseph (comparant fondateur)
- Founding capital, €3,500, 100 shares
- 100 shares
- Registered office clause, Rue des Marbriers 20, 6500 Beaumont
- Director appointment, Degomme Bénédicte Monique Pierre Marie Joseph (director (not named in the articles))
- The deed holds 4 more points.
First establishment Rue des Marbriers 20, Beaumont
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1011.559.946
- VAT number
- BE 1011.559.946
- Peppol ID
- 0208:1011559946
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-07-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 17-07-2024 (in French)
- Peppol
- Reachable since 13-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Hum Resolution in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-07-2024 (in French)
- Name clauseThe company operates under this name according to its articles.
- Hum Resolutiondeed of 17-07-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 17-07-2024 (in French)
Activities
NACEBEL 2025VAT activities
82100
Office administrative and support services main activity
Social security (RSZ) activities
82100
Office administrative and support services main activity
Codes under NACEBEL 2008
VAT activities
82110
Office administrative, office support and other business support activities main activity
82990
Other business support services
Social security (RSZ) activities
82110
Office administrative, office support and other business support activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes les activités de conseil et de prestation de service en toute matière touchant à la vie des entreprises,et notamment des conseils en…”deed of 17-07-2024 (in French)
12 activities
- Toutes les activités de conseil et de prestation de service en toute matière touchant à la vie des entreprises,et notamment des conseils en droit du travail,en gestion d’entreprises incluant l’optimalisation des sources d’approvisionnement en matières premières et marchandises,des moyens de production,des stratégies commerciales,du recrutement de personnel,de la gestion du payroll,des stocks en produits finis et marchandises,des sources et moyens de financement,de la gestion de la trésorerie,de la formation et de la motivation du personnel,des systèmes et méthodes informatiques,des méthodes et procédures de travail,effectuer des travaux administratifs,de traduction etc.
- Les activités agricoles au sens large,et l’arboriculture fruitière en particulier
- Les activités liés à l’herboristerie et de tisanerie,tant du point de vue de la culture que de la commercialisation
- Les activités liés à la culture de fleurs,tant du point de vue de la culture que de la commercialisation
- L’organisation de formations,coaching,en matière agricole,et l’organisation d’activités pédagogiques et touristiques à la ferme
- La vente de produits agricoles,notamment de manière ambulante,par le maraichage
- L’activité des pépinières par la vente de produits végétaux et de leurs accessoires au sens large
- Et,pour compte propre uniquement,toutes opérations immobilières en Belgique et à l’étranger et notamment l'achat,la vente,la construction,la transformation,la rénovation,l'aménagement,la location,la sous-location,l'exploitation directe ou en régie,l'échange,et en général,toutes opérations se rattachant directement ou indirectement à la gestion,à la conservation et à la mise en valeur de toutes propriétés immobilières bâties ou non bâties
- Se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société liée ou non
- Accomplir toutes opérations commerciales,industrielles,financières,mobilières ou immobilières se rapportant directement ou indirectement à son objet
- S'intéresser par toutes voies dans toutes sociétés,associations ou entreprises ayant un objet similaire ou connexe au sien ou susceptible de favoriser le développement de ses activités
- Exercer les fonctions d’administrateur,gérant ou liquidateur dans d’autres sociétés ou personnes morales
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Marbriers 20 registered office 6500 Beaumont | 15-07-2024 | 2.362.204.277 |
Buildings and parcels at the address
- Ground area
- 84 m²
- Buildings
- 101 m²
- Volume, LiDAR
- 695 m³
- Tallest building
- 8.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 56004A0377/00N000 | 83 m² | 1 · 101 m² | 8.6 m · 2 |