ANELE
ActiveSummary
The computed 12-month bankruptcy probability of ANELE is 1.6% (moderate). The 2025 annual accounts show negative equity (€-7k) and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 7750 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-16
Growth32=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.61 against 0.77 in 2024; short-term debt: 139.7% and cash: 33.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-39.7%
Return on assets
-28.4%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
29 d early
2023
6 d early
2022
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-7k▼ 250%
2024 · €-2k
2022: €229
2023: €4k
2024: €-2k
2022 → 2025
Total assets
€19k▼ 17.3%
2024 · €23k
2022: €14k
2023: €21k
2024: €23k
2022 → 2025
Net result
€-5k▲ 8.0%
2024 · €-6k
2022: €-2k
2023: €3k
2024: €-6k
2022 → 2025
Working capital
€-10k▼ 80.4%
2024 · €-6k
2022: €-3k
2023: €-638
2024: €-6k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€229-€4k▲ 1,498%€-2k€-7k▼ 250%
Operating result€-2k-€5k€-6k€-5k▲ 7.1%
Net result€-2k-€3k€-6k€-5k▲ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€3k ▼ 22.9%
Current assets
€16k ▼ 16.3%
Key figures and ratios
EBITDA
€-4k▲
2024 · €-5k
Cash flow
€-5k▲
2024 · €-5k
Solvency
-39.7%▼
2024 · -9.4%
Current ratio
0.61▼
2024 · 0.77
Debt to equity
-3.52▲
2024 · -11.65
ROA
-28.4%▼
2024 · -25.5%
Interest coverage
-25.46▼
2024 · -23.86
Debt
€26k▲
2024 · €25k
Debt ≤ 1 year
€26k▲
2024 · €25k
Staff costs
€45k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€23k€19k▼
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€782€470▼
Furniture and vehicles24€1k€728▼
Financial fixed assets28€2k€2k=
Current assets29/58€19k€16k▼
Amounts receivable within one year40/41€15k€9k▼
Trade receivables40€15k€9k▼
Cash at bank and in hand54/58-€6k
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€23k€19k▼
Equity10/15€-2k€-7k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-4k€-9k▼
Amounts payable17/49€25k€26k▲
Amounts payable within one year42/48€25k€26k▲
Financial debts43€442-
Credit institutions430/8€442-
Trade debts44€15k€5k▼
Suppliers440/4€15k€5k▼
Advances received on contracts in progress46-€8k
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€1k€1k▼
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48€3k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€51k€45k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€800€800=
Gross operating margin9900€46k€41k▼
Operating profit (loss)9901€-6k€-5k▲
Financial charges65/66B€199€171▼
Recurring financial charges65€199€171▼
Profit (loss) for the period before taxes9903€-6k€-5k▲
Income taxes67/77€43-
Profit (loss) for the period9904€-6k€-5k▲
Profit (loss) for the period to be appropriated9905€-6k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-9k▼
Profit (loss) brought forward from the previous period14P€2k€-4k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-6k ▼269%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Egyptiennes 1246200 ChâteletGround area
727 m²
Building footprint
92 m²
Volume, LiDAR
600 m³
Parcel 52007C0042/00F000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANELE
since 20222.328.479.456
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52007C0042/00F000 | Wallonia | 727 m² | 1 · 92 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATB IMMOBILIER
BE 0734.730.359
Herstal · Eq €3,667
MAGEO
BE 0755.823.901
Evere · Eq €3,670
VALAMO
BE 0780.618.980
Péruwelz · Eq €3,632
VALAURE
BE 0653.960.934
Harelbeke · Eq €3,699
ARASERVICES
BE 0772.530.665
Les Bons Villers · Eq €3,702
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 1,134 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2022
Fiscal year end30-09
Activities, NACEBEL 2025
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:claudio.cuttaia@ccbg.be
Phone:071810930