AZR CONSULT
ActiveThe computed 12-month bankruptcy probability of AZR CONSULT is 2.7% (moderate). The 2025 annual accounts show negative equity (€-4k) and a net result of €-13k. Its solvency ranks better than 9% of 7750 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency5▼-75
Growth32
Track record82
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 0.16 in 2024; short-term debt: 120.5% and cash: 12% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-20.5%
Return on assets
-75.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-4k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-4k
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€18k▼ 0.3%
2024 · €18k
2024: €18k
2024 → 2025
Net result
€-13k
2024 · €8k
2024: €8k
2024 → 2025
Working capital
€-13k▼ 88.9%
2024 · €-7k
2024: €-7k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€10k-€-4k
Operating result€8k-€-13k
Net result€8k-€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€9k▼ 45.7%
Current assets
€9k▲ 581%
Key figures and ratios
EBITDA
€-6k▼
2024 · €16k
Cash flow
€-6k▼
2024 · €15k
Solvency
-20.5%▼
2024 · 55.3%
Current ratio
0.41▲
2024 · 0.16
Quick ratio
0.41▲
2024 · 0.16
Debt / equity
-5.89▼
2024 · 0.81
ROA
-75.9%▼
2024 · 42.9%
Interest coverage
-129.76▼
2024 · 7073.30
Debt
€21k▲
2024 · €8k
Debt ≤ 1 year
€21k▲
2024 · €8k
Staff costs
€36k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€18k▼
Fixed assets21/28€16k€9k▼
Tangible fixed assets22/27€16k€9k▼
Furniture and vehicles24€16k€9k▼
Current assets29/58€1k€9k▲
Amounts receivable within one year40/41€789€7k▲
Trade receivables40€786€7k▲
Other amounts receivable41€3-
Cash at bank and in hand54/58€500€2k▲
Equity and liabilities
Total equity and liabilities10/49€18k€18k▼
Equity10/15€10k€-4k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€8k€-6k▼
Amounts payable17/49€8k€21k▲
Amounts payable within one year42/48€8k€21k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€5k€12k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€2k€8k▲
Other amounts payable47/48€0€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€431€409▼
Gross operating margin9900€36k€31k▼
Operating profit (loss)9901€8k€-13k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€2€45▲
Recurring financial charges65€2€45▲
Profit (loss) for the period before taxes9903€8k€-13k▼
Income taxes67/77€800-
Profit (loss) for the period9904€8k€-13k▼
Profit (loss) for the period to be appropriated9905€8k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-6k▼
Profit (loss) brought forward from the previous period14P-€8k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Normandiëstraat 741081 KoekelbergGround area
1,413 m²
Building footprint
230 m²
Volume, LiDAR
3,836 m³
2 parcels, Brussels · tallest building 24.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
AZR Consult
since 20232.350.719.081
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0493/00H031 | Brussels | 1,290 m² | 1 · 140 m² | 24.1 m · 8 fl. |
| 21492B0106/00E006 | Brussels | 122 m² | 1 · 90 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMDZ-CONSULTING
BE 0771.654.103
Oudergem · Eq €10k
Roman Dillen
BE 1020.706.353
Soumagne · Eq €10k
TECHNOLOGY AND MANAGEMENT SUPPORT
BE 0465.869.917
Grobbendonk · Eq €10k
VERBOVEN RESULTANCY
BE 0549.980.201
Diest · Eq €10k
I&S STAFF
BE 0775.818.767
Brussel · Eq €10k
Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 1,808 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2023
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.