Equity
-€4,524
Debts exceed assets in financial year 2025.
Hum Resolution
Lifetime
1 annual account with figurespeak €40,452 (2025)
€40,452
lowest -€8,024 (2025)
-€8,024
peak -€4,524 (2025)
-€4,524
€14,562
Board1 name since 2024
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Loss of €8,024First year with figures
Key points
from the 2025 annual accountsDebts
€14,562 145% of the balance sheet
Suppliers 9%Taxes and wages 91%
Position in the sector
-45.1%
Lower solvency than 91% of companies in office administrative support. Sector median 50.3% · 9,696 companies.
Checked score
53
Fair
Financially stronger than 16% of micro companies in office administrative support (NACE 82)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.6%
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.7%▲ +0.1 percentage points vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.8%▲ +0.1 percentage points vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.9%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 0.4%▼ -0.5 percentage points vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€4,524
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Size: total assets €10,038
Liquidity: current ratio 0.67, cash €4,468
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 5% of them on solvency, 37% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as Hum Resolution has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Hum Resolution itself is lower: 0.4% within 12 months. It rests on far more data about Hum Resolution than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for Hum Resolution. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.67, below 1. Short-term debt is 145.1% and cash 44.5% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
31 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- Degomme Bénédicte Monique Pierre Marie Joseph 100 sharesdeed of 17-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011559946
Incorporation
Founding capital of €3,500, 100 shares · Founder: Degomme Bénédicte Monique Pierre Marie Joseph (comparant fondateur) · Appointment: Degomme Bénédicte Monique Pierre Marie Joseph (director) · published on 17-07-2024 · Gazette deed
First establishment
Rue des Marbriers 20, Beaumont
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Hum Resolution Beaumont | €10,038 | €40,452 | -45.1% | - |
| Pure Projects Aartselaar | €12,513 | €29,327 | -15.9% | - |
| MEDIPOM Bernissart | €6,832 | €26,999 | -79.0% | - |
| ACN CONSULT & ADVICE Brussels | €7,693 | €37,487 | -54.1% | - |
| SNL Services Beveren-Kruibeke-Zwijndrecht | €14,352 | €23,601 | -9.2% | - |
| AZR CONSULT Koekelberg | €17,721 | €30,746 | -20.5% | - |
| ANELE Châtelet | €18,756 | €40,942 | -39.7% | - |
These companies have the same main activity as Hum Resolution: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €6,830 and €18,800, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 15-07-2024Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 1 other
- Establishment unit
- 2.362.204.2776500 Beaumont, since 15-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- ≈ €80,000estimated
- €10,038
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on Hum Resolution
Hum Resolution has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,524) and a net result of -€8,024.
Its solvency ranks better than 8% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Hum Resolution
- What is the company number of Hum Resolution?
- The company number of Hum Resolution is 1011.559.946. The VAT number is the same number with BE in front: BE 1011.559.946.
- Where is Hum Resolution based?
- The registered office is at Rue des Marbriers 20, 6500 Beaumont.Company details
- What does Hum Resolution do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of Hum Resolution?
- Hum Resolution is a private limited company (BV).
- When was Hum Resolution founded?
- Hum Resolution was founded on 15-07-2024.
- Is Hum Resolution still active?
- Yes, Hum Resolution is an active enterprise in the KBO register.
- How many employees does Hum Resolution have?
- Hum Resolution had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Hum Resolution?
- The turnover in financial year 2025 is ≈ €80,000. This figure is estimated from the gross margin of €40,452 and 38 comparable companies (NACE 82100). It probably lies between €64,000 and €120,000.
- Is Hum Resolution profitable?
- In financial year 2025, Hum Resolution made a loss of €8,024.
- Where can I find the annual accounts of Hum Resolution?
- Hum Resolution filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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