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HP AUTOMOTIVE

Active
Private limited companyfounded 2023active for 3 yearsRue de Jausse(WD) 181, 5100 Namur, BelgiumKBO/BCE: BE 0803.997.960
Summary

The computed 12-month bankruptcy probability of HP AUTOMOTIVE is 3.1% (moderate). The 2024 annual accounts show equity of €28,320 and a net result of €17,277. Its solvency ranks better than 32% of 22,382 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€299,883total assets 2024
Equity
€28,320
Profit
€17,277
Turnover not published (micro format)
Financial health
51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.1%
Structure
Accounts 81 days overdue2 of 3 deeds read
Why 51raises riskFounded in 2023Latest accounts 74 days late; 1 of the last 3 late1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 13-10-2026)Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 57% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency 34-1
equity 9.4% of total assets
Liquidity 14-46
short-term debt 67.9% · cash 0.1%
Profitability 76+68
return on assets 5.8%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,225 companies, NACE 47, micro)
Last 24 months 11-2024: 2.0%lowest value 12-2024: 2.0%● unchanged vs 11-2024 01-2025: 2.1%▲ +0.1 percentage points vs 12-2024 02-2025: 2.2%▲ +0.1 percentage points vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.3%▲ +0.1 percentage points vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 2.5%▲ +0.2 percentage points vs 06-2025 08-2025: 3.0%▲ +0.5 percentage points vs 07-2025 09-2025: 3.0%● unchanged vs 08-2025 10-2025: 3.0%● unchanged vs 09-2025 11-2025: 3.0%● unchanged vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 3.0%● unchanged vs 12-2025 02-2026: 2.8%▼ -0.2 percentage points vs 01-2026 03-2026: 2.8%● unchanged vs 02-2026 04-2026: 2.6%▼ -0.2 percentage points vs 03-2026 05-2026: 2.6%● unchanged vs 04-2026 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 6.0%▲ +3.4 percentage points vs 07-2026 09-2026: 6.3%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 3.1%▼ -3.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.3, compared with 3.42 in 2023, below the usual 1.5; short-term debt: 67.9% and cash: 0.1% of total assets), and 90.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 29% on solvency, 44% on liquidity, 64% on profitability and 92% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 74 days late; 1 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 13-10-2026)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 81 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline20-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
3 days early
2023
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 13 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Appointment: Philippe HENRY (second gérant)Gazette deed

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 81 days late View
  • Among the largest 18% on total assetssector median €149,458 · 22,391 companies €440,057 View
  • Total assets 20242 financial years filed €299,883 View

By topic

Financials

Financial year
2024
Total assets
€299,883
Profit
€17,277
Solvency
9.4%
Total assets▲ 183%
Net result
20232024
Go to Financials

Timeline

Events
5
Since
2024
  1. 31-12-2024Back to profit
  2. 28-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
14-07-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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