Skip to content

TARCIENNE MOBILITY

Active
Private limited company·Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)· 3 yrs active
Route de Philippeville(Tar) 61 ·5651 Walcourt, Belgium
KBO/BCE: BE 0797.140.456
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age3 yrs
Staff (FTE)0.2

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TARCIENNE MOBILITY is 5.1% (elevated). The 2025 annual accounts show negative equity (€-116k) and a net result of €-4k. Equity is shrinking by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 15% of 1408 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
5.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Multiple establishment units +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 14-04-2026 108 d early 2026-00081714
31-12-2024 31-07-2025 18-04-2025 104 d early 2025-00073996
31-12-2023 31-07-2024 15-04-2024 107 d early 2024-00063646

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€2.09M+78.1%
EBIT margin0.3%+5.8pp
Net result€-4k+94.9%
Working capital€212k+3.4%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 14-04-2026 with the NBB · fiscal year 2025 · micro
€-1.00M€0€1.00M€2.00MRevenue 2023: €1.68M€1.68MOperating result 2023: €-47k€-47kNet result 2023: €-48k€-48kRevenue 2024: €1.18M€1.18MOperating result 2024: €-64k€-64kNet result 2024: €-74k€-74kRevenue 2025: €2.09M€2.09MOperating result 2025: €6k€6kNet result 2025: €-4k€-4k202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~34.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-300k€-200k€-100k€02026: €-155k (€-164k - €-145k)2027: €-193k (€-203k - €-184k)2028: €-232k (€-241k - €-223k)2023: €-38k2024: €-112k2025: €-116k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -23.1% 23.8%
better than 15% of 1408 sector peers
Net result €-4k €8k
better than 23% of 1405 sector peers
Equity €-116k €26k
better than 5% of 1409 sector peers
Gross operating margin €36k €36k
better than 50% of 1402 sector peers
Staff costs €7k €42k
higher than 20% of 596 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P15
2023: P19 · n=57142024: P19 · n=66982025: P15 · n=14082023 2025
Stable position over 2023-2025 · n=1408-6698
Net result P23
2023: P5 · n=56942024: P5 · n=66782025: P23 · n=14052023 2025
Improving position over 2023-2025 · n=1405-6678
Equity P5
2023: P9 · n=57212024: P5 · n=67122025: P5 · n=14092023 2025
Stable position over 2023-2025 · n=1409-6712
Gross operating margin P50
2023: P5 · n=56682024: P5 · n=66572025: P50 · n=14022023 2025
Improving position over 2023-2025 · n=1402-6657
Describes the position versus peers, not a forecast.
Revenue
€2.09M
+78.1% 23-25
EBITDA
€25k
- 23-25
Net profit
€-4k
+94.9% 23-25
Cash flow
€15k
- 23-25
Total assets
€502k
-10.5% 23-25
Equity
€-116k
-3.3% 23-25
Working capital
€212k
+3.4% 23-25
Employees (FTE)
0
- 23-25
Staff costs
€7k
- 23-25
Income taxes
€0
-100.0% 23-25
Debt
€618k
-8.2% 23-25
Debt ≤ 1y
€168k
-24.7% 23-25
Debt > 1y
€450k
0.0% 23-25
Current ratio
2.26
+17.9% 23-25
Quick ratio
1.01
+86.8% 23-25
Solvency
-23.1%
-15.4% 23-25
Debt / equity
-5.33
+11.1% 23-25
ROE
3.2%
-95.1% 23-25
ROA
-0.7%
+94.3% 23-25
Net margin
-0.2%
+97.1% 23-25
EBITDA margin
1.2%
- 23-25
Interest coverage
2.45
- 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue€2.09M
EBITDA€25k
Net profit€-4k
Cash flow€15k
Staff costs€7k
Income taxes€0
Dividends-
Total assets€502k
Equity€-116k
Debt€618k
of which ≤ 1y€168k
of which > 1y€450k
Working capital€212k
Employees (FTE)0.2
Ratios (computed)
2025
Current ratio2.26
Quick ratio1.01
Working capital ratio42.3%
Solvency-23.1%
Debt / equity-5.33
Long-term debt ratio-3.88
Interest coverage2.45
Gross margin0.8%
Net margin-0.2%
ROA-0.7%
ROE3.2%
EBITDA margin1.2%
Days sales outstanding2d
Days payable outstanding23d
Inventory turnover9.86
Days inventory (DSI)37d
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€502k
Fixed assets 21/28€122k
Intangible fixed assets 21€0
Tangible fixed assets 22/27€119k
Financial fixed assets 28€3k
Current assets 29/58€380k
Stocks & contracts in progress 3€210k
Amounts receivable within one year 40/41€115k
Cash & bank 54/58€51k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€502k
Equity 10/15€-116k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-126k
Amounts payable 17/49€618k
Amounts payable after one year 17€450k
Amounts payable within one year 42/48€168k
Trade debts payable within one year 44€130k
Income statement
Turnover 70€2.09M
Gross operating margin 9900€36k
Operating result 9901€6k
Financial income 75€86
Financial charges 65€10k
Result before taxes 9903€-4k
Income taxes 67/77€0
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
53 / 100 Fair
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
approximate (street level) On OpenStreetMap

Establishment units

3 locations
Route de Philippeville(Tar) 61, 5651 Walcourt
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20232.340.421.047
Acacia Event
Rue du Wainage 27, 6060 CharleroiVerhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
since 20252.390.624.683
Acacia Event
Route de Philippeville(Tar) 63, 5651 WalcourtVerhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
since 20252.390.624.782
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area442 m²
Buildings2
Building footprint157 m²
Volume (LiDAR)549 m³
Tallest building8.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93076D0034/00W002indicative Wallonia 286 m² 1 · 77 m² -
52026C0928/00D002indicative Wallonia 157 m² 1 · 79 m² 8.0 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
0 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health53Profitability15Solvency67Growth62Stability94
58 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 53
Profitability 15
Solvency 67
Growth 62
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,103 of the 10,655 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Groothandel in auto's en lichte bestelwagens (= 3,5 ton)45111Onderhoud en reparatie van motorvoertuigen, n.e.g.45209Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Onderhoud en reparatie van motorvoertuigen, neg95319
Primary activity highlighted.
Names & trade names
Legal nameFR TARCIENNE MOBILITY
Registered office
Route de Philippeville(Tar) 61 bus A
5651 Walcourt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.