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TARCIENNE MOBILITY

Active
Private limited companyfounded 20233 yrs activeRoute de Philippeville(Tar) 61, 5651 Walcourt, BelgiumKBO/BCE: BE 0797.140.456
Summary

The computed 12-month bankruptcy probability of TARCIENNE MOBILITY is 5.0% (elevated). The 2025 annual accounts show negative equity (-€115,863) and a net result of -€3,744. Equity is shrinking by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 16% of 18973 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
3 sites
How big
€2.1mturnover 2025
Staff
0.2 FTE
Equity
-€115,863
Loss
-€3,744
Financially healthy?
33 Weak Checked score 2025
Bankruptcy chance 12 m
5.0%
Who decides
Accounts 108 d early0 of 2 deeds read
Why 33- Limited track record- Multiple establishment units- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Negative equityLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability34▲+32
Solvency2▼-3
Growth62▲+40
Track record94
Bankruptcy probability, 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.26 against 1.92 in 2024; short-term debt: 33.4% and cash: 10.1% of total assets), but equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-23.1%
Return on assets
-0.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€115,863
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
108 d early
2024
104 d early
2023
107 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 106 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 April (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€73,780

Financials

Fiscal year 2025Turnover €2.1mLoss -€3,744Solvency -23.1%Liquidity 2.26
Turnover
€2.1m▲ 78.1%
2023 - 2025
Net result
-€3,744▲ 94.9%
2023 - 2025
Equity
-€115,863▼ 3.3%
2023 - 2025
Staff (FTE)
0.2
2025

Financials · fiscal year 2025, micro schema

Trend over the years3 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Turnover€1.7m-€1.2m▼ 30.1%€2.1m▲ 78.1%
Operating result-€0.05m--€0.06m▼ 36.8%€0.006m
Net result-€0.05mbelow the sector's middle half--€0.07mbelow the sector's middle half▼ 52.6%-€0.004mwithin the sector's middle half▲ 94.9%
EBIT margin-2.8%--5.5%▼ 2.7pp0.3%▲ 5.8pp
Equity-€0.04mbelow the sector's middle half--€0.1mbelow the sector's middle half▼ 192%-€0.1mbelow the sector's middle half▼ 3.3%
Total assets€0.3mwithin the sector's middle half-€0.6mabove the sector's middle half▲ 96.5%€0.5mabove the sector's middle half▼ 10.5%
Debt€0.3m-€0.7m▲ 108%€0.6m▼ 8.2%
Working capital€0.1mabove the sector's middle half-€0.2mabove the sector's middle half▲ 115%€0.2mabove the sector's middle half▲ 3.4%
Solvency-13.4%below the sector's middle half--20.0%below the sector's middle half▼ 6.6pp-23.1%below the sector's middle half▼ 3.1pp
Current ratio1.77within the sector's middle half-1.92within the sector's middle half▲ 0.152.26within the sector's middle half▲ 0.34
Return on assets (ROA)-16.9%below the sector's middle half--13.2%below the sector's middle half▲ 3.8pp-0.7%within the sector's middle half▲ 12.4pp
Staff (FTE)0.2
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€80,000-€60,000-€40,000-€20,000€0Operating result 2023: -€47,045-€47,045Net result 2023: -€48,338-€48,338Operating result 2024: -€64,366-€64,366Net result 2024: -€73,780-€73,780Operating result 2025: €6,163€6,163Net result 2025: -€3,744-€3,744202320242025-€80,000-€60,000-€40,000-€20,000€0Operating result 2023: -€47,045-€47,000Net result 2023: -€48,338-€48,300Operating result 2024: -€64,366-€64,400Net result 2024: -€73,780-€73,800Operating result 2025: €6,163€6,160Net result 2025: -€3,744-€3,740202320242025
The operating result returns to profit in 2025: €6,163 after a loss of €64,366 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €501,996
Fixed assets €121,839 ▼ 8.0%
Current assets €380,157 ▼ 11.2%
Equity and liabilities
Equity-€115,863
Debt€617,859
Equity is negative: debt (€617,859) exceeds the balance-sheet total (€501,996).
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€24,529▲
2024 · -€53,935
Cash flow
€14,622▲
2024 · -€63,349
Quick ratio
1.01▲
2024 · 0.54
Interest coverage
2.45▲
2024 · -7.84
Debt ≤ 1 year
€167,859▼
2024 · €222,860
Debt > 1 year
€450,000=
2024 · €450,000
Income taxes
€0▼
2024 · €2,571
Staff costs
€6,762
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€0.6m€0.5m▼
Fixed assets21/28€0.1m€0.1m▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€0.1m€0.1m▼
Plant, machinery and equipment23€0.004m€0.005m▲
Furniture and vehicles24€0.006m€0.005m▼
Other tangible fixed assets26€0.1m€0.1m▼
Financial fixed assets28€0.003m€0.003m=
Current assets29/58€0.4m€0.4m▼
Stocks and contracts in progress3€0.3m€0.2m▼
Stocks30/36€0.3m€0.2m▼
Amounts receivable within one year40/41€0.06m€0.1m▲
Trade receivables40€0.03m€0.01m▼
Other amounts receivable41€0.03m€0.1m▲
Cash at bank and in hand54/58€0.06m€0.05m▼
Deferred charges and accrued income490/1€0.005m€0.004m▼
Equity and liabilities
Total equity and liabilities10/49€0.6m€0.5m▼
Equity10/15-€0.1m-€0.1m▼
Contributions10/11€0.01m€0.01m=
Profit (loss) carried forward14-€0.1m-€0.1m▼
Amounts payable17/49€0.7m€0.6m▼
Amounts payable after more than one year17€0.5m€0.5m=
Financial debts170/4€0.5m€0.5m=
Amounts payable within one year42/48€0.2m€0.2m▼
Trade debts44€0.2m€0.1m▼
Suppliers440/4€0.2m€0.1m▼
Advances received on contracts in progress46€0.007m€0.006m▼
Taxes, remuneration and social security45€0.003m€0.03m▲
Taxes450/3€0.003m€0.03m▲
Remuneration and social security454/9-€0.002m
Other amounts payable47/48€0.04m-
Income statement Code20242025
Turnover70€1.2m€2.1m▲
Goods, raw materials, services and sundry goods60/61€1.3m€2.1m▲
Remuneration, social security and pensions62-€0.007m
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.01m€0.02m▲
Other operating charges640/8€0.005m€0.005m▲
Gross operating margin9900-€0.05m€0.04m▲
Operating profit (loss)9901-€0.06m€0.006m▲
Financial income75/76B€34€86▲
Recurring financial income75€34€86▲
Financial charges65/66B€0.007m€0.01m▲
Recurring financial charges65€0.007m€0.01m▲
Profit (loss) for the period before taxes9903-€0.07m-€0.004m▲
Income taxes67/77€0.003m€0▼
Profit (loss) for the period9904-€0.07m-€0.004m▲
Profit (loss) for the period to be appropriated9905-€0.07m-€0.004m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.1m-€0.1m▼
Profit (loss) brought forward from the previous period14P-€0.05m-€0.1m▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70€1.7m€1.2m€2.1m▲ 78.1%
Goods, raw materials, services and sundry goods60/61€1.7m€1.3m€2.1m▲ 64.9%
Remuneration, social security and pensions62--€0.007m-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.005m€0.01m€0.02m▲ 76.1%
Other operating charges640/8€0.006m€0.005m€0.005m▲ 3.8%
Non-recurring operating charges66A€200---
Gross operating margin9900-€0.04m-€0.05m€0.04m▲ 173%
Operating profit (loss)9901-€0.05m-€0.06m€0.006m▲ 110%
Financial income75/76B€90€34€86▲ 150%
Recurring financial income75€90€34€86▲ 150%
Financial charges65/66B€0.001m€0.007m€0.01m▲ 45.3%
Recurring financial charges65€0.001m€0.007m€0.01m▲ 45.3%
Profit (loss) for the period before taxes9903-€0.05m-€0.07m-€0.004m▲ 94.7%
Income taxes67/77-€0.003m€0▼ 100%
Profit (loss) for the period9904-€0.05m-€0.07m-€0.004m▲ 94.9%
Profit (loss) for the period to be appropriated9905-€0.05m-€0.07m-€0.004m▲ 94.9%
Line202320242025Change
Assets
Total assets20/58€285,300€560,742€501,996▼ 10.5%
Fixed assets21/28€65,958€132,484€121,839▼ 8.0%
Intangible fixed assets21€0€0€0-
Tangible fixed assets22/27€62,698€129,224€118,578▼ 8.2%
Plant, machinery and equipment23€5,121€3,922€4,788▲ 22.1%
Furniture and vehicles24-€6,225€4,886▼ 21.5%
Other tangible fixed assets26€57,577€119,077€108,904▼ 8.5%
Financial fixed assets28€3,260€3,260€3,260=
Current assets29/58€219,342€428,258€380,157▼ 11.2%
Stocks and contracts in progress3€183,808€307,601€210,427▼ 31.6%
Stocks30/36€183,808€307,601€210,427▼ 31.6%
Amounts receivable within one year40/41€27,061€60,359€114,768▲ 90.1%
Trade receivables40€14,775€31,790€9,500▼ 70.1%
Other amounts receivable41€12,286€28,569€105,268▲ 268%
Cash at bank and in hand54/58€7,548€55,411€50,528▼ 8.8%
Deferred charges and accrued income490/1€924€4,886€4,435▼ 9.2%
Equity and liabilities
Total equity and liabilities10/49€285,300€560,742€501,996▼ 10.5%
Equity10/15-€38,338-€112,118-€115,863▼ 3.3%
Contributions10/11€10,000€10,000€10,000=
Profit (loss) carried forward14-€48,338-€122,118-€125,863▼ 3.1%
Amounts payable17/49€323,638€672,860€617,859▼ 8.2%
Amounts payable after more than one year17€200,000€450,000€450,000=
Financial debts170/4€200,000€450,000€450,000=
Amounts payable within one year42/48€123,638€222,860€167,859▼ 24.7%
Trade debts44€64,031€169,238€129,942▼ 23.2%
Suppliers440/4€64,031€169,238€129,942▼ 23.2%
Advances received on contracts in progress46-€6,600€6,351▼ 3.8%
Taxes, remuneration and social security45€0€2,621€31,566▲ 1,104%
Taxes450/3€0€2,621€29,233▲ 1,015%
Remuneration and social security454/9--€2,333-
Other amounts payable47/48€59,607€44,401--
Line202320242025Change
Profit (loss) for the period9904-€48,338-€73,780-€3,744▲ 94.9%
+ Depreciation and write-downs630€5,480€10,431€18,367▲ 76.1%
Operating cash flow (approximation)-€42,858-€63,349€14,622▲ 123%
Investment in fixed assets (approximation)--€76,957-€7,721▲ 90.0%
Change in cash-€47,863-€4,884▼ 110%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,654 companies in this sector we hold annual accounts for 5,227. See the whole sector

Timeline

4 eventsLatest 14-04-2026Next filing 31-07-2027

History

TARCIENNE MOBILITY was incorporated on 13 January 2023 as a Private limited company.1 Revenue grew from €1.7m in 2023 to €2.1m in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
18-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€73,780
Net result drops to -€73,780, the lowest in the series; recovery starts the following year.
15-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 13-01-2023Year ends 31-12Peppol reachable3 sites

Register details

Identification
Legal formPrivate limited company
Founded13-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
E-invoicing
Reachable via Peppol
Peppol ID 0208:0797140456
Also 9925:BE0797140456

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Walcourt · 3 establishment units since 2023
seat establishment approximate All 3 establishment units on the map
Ground area
442 m²
Building footprint
157 m²
Volume, LiDAR
549 m³
2 parcels, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Route de Philippeville(Tar) 61, 5651 Walcourt
NACE 45111
since 2023unit no. 2.340.421.047
Acacia Event
Rue du Wainage 27, 6060 CharleroiRenting and operating of own or leased non-residential real estate, excluding land
since 2025unit no. 2.390.624.683
Acacia Event
Route de Philippeville(Tar) 63, 5651 WalcourtRenting and operating of own or leased non-residential real estate, excluding land
since 2025unit no. 2.390.624.782
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93076D0034/00W002indicative Wallonia 286 m² 1 · 77 m² -
52026C0928/00D002indicative Wallonia 157 m² 1 · 79 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
0 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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