Edemcar
ActiveThe computed 12-month bankruptcy probability of Edemcar is 1.8% (moderate). The 2025 annual accounts show equity of €84k and a net result of €-7k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 7993 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-55
Solvency44▼-10
Growth52=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.23 against 1.4 in 2024; short-term debt: 81.1% and cash: 5% of total assets), and 81.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.9%
Return on assets
-1.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7993 sector peers (2025).
NBB · sector comparisonPosition among 7993 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
7 d early
2023
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€84k▼ 7.3%
2024 · €91k
2023: €77k
2024: €91k
2023 → 2025
Total assets
€446k▲ 40.4%
2024 · €318k
2023: €274k
2024: €318k
2023 → 2025
Net result
€-7k
2024 · €14k
2023: €72k
2024: €14k
2023 → 2025
Working capital
€83k▼ 7.6%
2024 · €90k
2023: €76k
2024: €90k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€77k-€91k▲ 18.4%€84k▼ 7.3%
Operating result€90k-€18k▼ 80.3%€927▼ 94.8%
Net result€72k-€14k▼ 80.3%€-7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €446k
Fixed assets
€771▲ 40.9%
Current assets
€445k▲ 40.4%
Equity and liabilities €446k
Equity
€84k▼ 7.3%
Debt
€362k▲ 59.5%
The debt ratio rises from 71.4% to 81.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €18k
Cash flow
€-6k▼
2024 · €15k
Solvency
18.9%▼
2024 · 28.6%
Current ratio
1.23▼
2024 · 1.40
Quick ratio
0.21▼
2024 · 0.48
Debt / equity
4.30▲
2024 · 2.50
ROE
-7.9%▼
2024 · 15.5%
ROA
-1.5%▼
2024 · 4.4%
Interest coverage
0.24▼
2024 · 99.51
Debt
€362k▲
2024 · €227k
Debt ≤ 1 year
€362k▲
2024 · €227k
Staff costs
€45k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€318k€446k▲
Fixed assets21/28€547€771▲
Tangible fixed assets22/27€547€771▲
Furniture and vehicles24€547€771▲
Current assets29/58€317k€445k▲
Stocks and contracts in progress3€209k€368k▲
Stocks30/36€209k€368k▲
Amounts receivable within one year40/41€92k€56k▼
Trade receivables40€92k€56k▼
Cash at bank and in hand54/58€15k€22k▲
Equity and liabilities
Total equity and liabilities10/49€318k€446k▲
Equity10/15€91k€84k▼
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Other1109/19€5k€5k=
Profit (loss) carried forward14€86k€79k▼
Amounts payable17/49€227k€362k▲
Amounts payable within one year42/48€227k€362k▲
Trade debts44€17k€39k▲
Suppliers440/4€17k€39k▲
Taxes, remuneration and social security45€30k€11k▼
Taxes450/3€25k€7k▼
Remuneration and social security454/9€5k€5k▼
Other amounts payable47/48€180k€311k▲
Income statement
Code20242025
Remuneration, social security and pensions62€22k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€675€933▲
Other operating charges640/8€2k€66▼
Gross operating margin9900€43k€47k▲
Operating profit (loss)9901€18k€927▼
Financial income75/76B€16€0▼
Recurring financial income75€16€0▼
Financial charges65/66B€186€8k▲
Recurring financial charges65€186€8k▲
Profit (loss) for the period before taxes9903€18k€-7k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€14k€-7k▼
Profit (loss) for the period to be appropriated9905€14k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€79k▼
Profit (loss) brought forward from the previous period14P€72k€86k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-7k ▼147%
Net result drops to €-7k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlamingstraat 258560 WevelgemGround area
1,203 m²
Building footprint
585 m²
Volume, LiDAR
3,455 m³
Parcel 34041C0890/00B002, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Edemcar
since 20222.337.362.181
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041C0890/00B002 | Flanders | 1,203 m² | 1 · 585 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 2 entries · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 3,000 EUR | 3,000 EUR |
Schemes
Hinderpremie bij openbare werken
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
6 live approvalsAutotechnieken duaal (so)
Bandenmonteur (vwo)
Bandenmonteur duaal (so)
Onderhoudsmecanicien personenwagens en lichte bedrijfsvoertuigen (vwo)
Onderhoudsmechanica auto duaal (so)
Polyvalent mecanicien personenwagens en lichte bedrijfsvoertuigen duaal (so)
Similar companies · same sector, comparable size
STATION
BE 0847.061.111
Virton · Eq €84k
A'BELLO
BE 0790.560.193
Denderleeuw · Eq €84k
NOORD CAR
BE 0843.561.191
Boortmeerbeek · Eq €84k
Best Service
BE 0713.506.264
Heist-op-den-Berg · Eq €84k
AUTO PIECES MERODE
BE 0887.394.008
Anderlecht · Eq €85k
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2022
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.