MVB Motors

Active

Private limited companyfounded 20232 yrs activeSteenhuffelstraat 104, 1840 Londerzeel, BelgiumKBO/BCE: BE 1002.367.019

The computed 12-month bankruptcy probability of MVB Motors is 2.3% (moderate). The 2025 annual accounts show equity of €141k and a net result of €16k. Its solvency ranks better than 45% of 18040 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

44 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability46▼-29

Solvency53▲+2

Growth52

Track record82

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days only on tighter terms

Liquidity short (current ratio 0.1 against 0.19 in 2024; short-term debt: 71.8% and cash: 3.7% of total assets), and 71.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

28.2%

Return on assets

3.3%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

on the day

2024

66 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€141k▲ 12.4%

2024 · €125k

2024: €125k

2024 → 2025

Total assets

€498k▲ 4.0%

2024 · €479k

2024: €479k

2024 → 2025

Net result

€16k▼ 34.5%

2024 · €25k

2024: €25k

2024 → 2025

Working capital

€-322k▼ 12.2%

2024 · €-287k

2024: €-287k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€125k-€141k▲ 12.4%

Operating result€25k-€21k▼ 18.0%

Net result€25k-€16k▼ 34.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 18% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €498k

92.9%

Fixed assets €463k▲ 12.2%

Current assets €35k▼ 47.2%

Equity and liabilities €498k

28.2%

71.8%

Equity €141k▲ 12.4%

Debt €357k▲ 1.0%

The debt ratio falls from 73.9% to 71.8%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€45k▲

2024 · €33k

Cash flow

€40k▲

2024 · €32k

Solvency

28.2%▲

2024 · 26.1%

Current ratio

0.10▼

2024 · 0.19

Quick ratio

0.10▼

2024 · 0.14

Debt / equity

2.54▼

2024 · 2.83

ROE

11.7%▼

2024 · 20.0%

ROA

3.3%▼

2024 · 5.2%

Debt

€357k▲

2024 · €354k

Debt ≤ 1 year

€357k▲

2024 · €354k

Income taxes

€5k▲

2024 · €346

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€479k€498k▲

Fixed assets21/28€412k€463k▲

Tangible fixed assets22/27€412k€463k▲

Land and buildings22€392k€427k▲

Plant, machinery and equipment23€18k€34k▲

Furniture and vehicles24€3k€2k▼

Current assets29/58€67k€35k▼

Stocks and contracts in progress3€19k€0▼

Stocks30/36€19k€0▼

Amounts receivable within one year40/41€15k€15k▲

Trade receivables40€10k€7k▼

Other amounts receivable41€5k€8k▲

Cash at bank and in hand54/58€32k€18k▼

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€479k€498k▲

Equity10/15€125k€141k▲

Contributions10/11€100k€100k=

Reserves13€25k€41k▲

Distributable reserves133€25k€41k▲

Profit (loss) carried forward14-€0

Amounts payable17/49€354k€357k▲

Amounts payable within one year42/48€354k€357k▲

Trade debts44€3k€3k▲

Suppliers440/4€3k€3k▲

Taxes, remuneration and social security45€2k€6k▲

Taxes450/3€2k€6k▲

Other amounts payable47/48€349k€349k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€24k▲

Other operating charges640/8€3k€2k▼

Gross operating margin9900€35k€47k▲

Operating profit (loss)9901€25k€21k▼

Financial income75/76B€169€174▲

Recurring financial income75€169€174▲

Financial charges65/66B€156€0▼

Recurring financial charges65€156€0▼

Profit (loss) for the period before taxes9903€25k€21k▼

Income taxes67/77€346€5k▲

Profit (loss) for the period9904€25k€16k▼

Profit (loss) for the period to be appropriated9905€25k€16k▼

Appropriation of the result

Profit (loss) to be appropriated9906€25k€16k▼

Transfer to equity691/2€25k€16k▼

To other reserves6921€25k€16k▼

Profit to be distributed694/7-€859

Return on contributions (dividend)694-€859

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

26-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Londerzeel · 2 establishment units since 2023

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Steenhuffelstraat 1041840 Londerzeel

Ground area

5,669 m²

Building footprint

301 m²

Volume, LiDAR

564 m³

2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

Steenhuffelstraat 104, 1840 Londerzeel

Manufacture of motor vehicles, trailers and semi-trailers

since 20232.352.800.029

MVB Motors BV

Arduinstraat 32, 1840 LonderzeelRepair and maintenance of machinery

since 20252.373.157.260

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23045D0671/00N000	Flanders	5,205 m²	1 · 213 m²	-
23048E0349/00E003	Flanders	464 m²	1 · 88 m²	10.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 3,705 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-11-2023

Fiscal year end31-12

Activities, NACEBEL

47811Retail sale of cars and light vans (up to 3.5 tonnes)

33120Repair and maintenance of machinery

45204

95316Washing and cleaning of motor vehicles

45401

46730Wholesale trade

82100Office administrative and support services

82110Office administrative, office support and other business support activities

95314Bodywork repair (including spraying and painting)

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.