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HOLDINGEST

Active Risk: not assessed
Public limited companyfounded 200917 yrs activeRue de Trazegnies(CO) 124, 6180 Courcelles, BelgiumKBO/BCE: BE 0812.146.950
Summary

HOLDINGEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €72,963 and a net result of €7,155. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 2817 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
44 d early
2023
19 d late
2022
21 d early
2021
31 d late
2020
30 d late
2019
118 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 June 2009, HOLDINGEST was incorporated.1 Total assets went from EUR 52,830 in 2018 to EUR 72,963 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Equity
€72,963▲ 10.9%
2023 · €65,808
Net result
€7,155▲ 25.2%
2023 · €5,716
Total assets
€72,963▲ 10.9%
2023 · €65,808
Solvency
100.0%=
2023 · 100.0%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€835▼ 73.9%€1,000▲ 19.8%€841▼ 15.9%€4,071▲ 384%€5,451▲ 33.9%
Net result€785below the sector's middle half▼ 75.1%€1,365below the sector's middle half▲ 73.8%€2,437within the sector's middle half▲ 78.6%€5,716within the sector's middle half▲ 135%€7,155within the sector's middle half▲ 25.2%
Equity€56,290within the sector's middle half▲ 1.4%€57,655below the sector's middle half▲ 2.4%€60,092below the sector's middle half▲ 4.2%€65,808below the sector's middle half▲ 9.5%€72,963below the sector's middle half▲ 10.9%
Total assets€57,307below the sector's middle half▲ 2.3%€58,167below the sector's middle half▲ 1.5%€60,884below the sector's middle half▲ 4.7%€65,808below the sector's middle half▲ 8.1%€72,963below the sector's middle half▲ 10.9%
Debt€1,016▲ 101%€512▼ 49.6%€793▲ 54.8%
Working capital€56,290within the sector's middle half▲ 1.4%€57,655within the sector's middle half▲ 2.4%€60,092within the sector's middle half▲ 4.2%
Solvency98.2%above the sector's middle half▼ 0.9pp99.1%above the sector's middle half▲ 0.9pp98.7%above the sector's middle half▼ 0.4pp100.0%above the sector's middle half▲ 1.3pp100.0%above the sector's middle half=
Current ratio56.38above the sector's middle half76.83above the sector's middle half
Return on assets (ROA)1.4%within the sector's middle half▼ 4.3pp2.3%within the sector's middle half▲ 1.0pp4.0%within the sector's middle half▲ 1.7pp8.7%within the sector's middle half▲ 4.7pp9.8%above the sector's middle half▲ 1.1pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€2,000€4,000€6,000€8,000Operating result 2020: €835€835Net result 2020: €785€785Operating result 2021: €1,000€1,000Net result 2021: €1,365€1,365Operating result 2022: €841€841Net result 2022: €2,437€2,437Operating result 2023: €4,071€4,071Net result 2023: €5,716€5,716Operating result 2024: €5,451€5,451Net result 2024: €7,155€7,15520202021202220232024€0€2,000€4,000€6,000€8,000Operating result 2022: €841€841Net result 2022: €2,437€2,440Operating result 2023: €4,071€4,070Net result 2023: €5,716€5,720Operating result 2024: €5,451€5,450Net result 2024: €7,155€7,160202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 34% above 2023 and is the highest result in the available series.
Key figures and ratios
2024 value · change against 2023
ROE
9.8%▲
2023 · 8.7%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 24 lines
Balance sheet Code20232024
Assets
Total assets20/58€65,808€72,963▲
Current assets29/58€65,808€72,963▲
Amounts receivable within one year40/41€61,597€63,990▲
Trade receivables40€7,500€8,000▲
Other amounts receivable41€54,097€55,990▲
Cash at bank and in hand54/58€4,211€8,973▲
Equity and liabilities
Total equity and liabilities10/49€65,808€72,963▲
Equity10/15€65,808€72,963▲
Contributions10/11€70,000€70,000=
Capital10€70,000€70,000=
Issued capital100€70,000€70,000=
Profit (loss) carried forward14-€4,192€2,963▲
Income statement Code20232024
Other operating charges640/8€500-
Gross operating margin9900€4,571€5,451▲
Operating profit (loss)9901€4,071€5,451▲
Financial income75/76B€1,829€1,893▲
Recurring financial income75€1,829€1,893▲
Financial charges65/66B€184€190▲
Recurring financial charges65€184€190▲
Profit (loss) for the period before taxes9903€5,716€7,155▲
Profit (loss) for the period9904€5,716€7,155▲
Profit (loss) for the period to be appropriated9905€5,716€7,155▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,192€2,963▲
Profit (loss) brought forward from the previous period14P-€9,908-€4,192▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8---€500--
Gross operating margin9900€835€1,000€841€4,571€5,451▲ 19.3%
Operating profit (loss)9901€835€1,000€841€4,071€5,451▲ 33.9%
Financial income75/76B-€500€1,768€1,829€1,893▲ 3.5%
Recurring financial income75-€500€1,768€1,829€1,893▲ 3.5%
Financial charges65/66B-€136€171€184€190▲ 3.3%
Recurring financial charges65€50€136€171€184€190▲ 3.3%
Profit (loss) for the period before taxes9903€785€1,365€2,437€5,716€7,155▲ 25.2%
Profit (loss) for the period9904€785€1,365€2,437€5,716€7,155▲ 25.2%
Profit (loss) for the period to be appropriated9905€785€1,365€2,437€5,716€7,155▲ 25.2%
Line20202021202220232024Change
Assets
Total assets20/58€57,307€58,167€60,884€65,808€72,963▲ 10.9%
Current assets29/58€57,307€58,167€60,884€65,808€72,963▲ 10.9%
Amounts receivable within one year40/41€3,450€57,400€59,218€61,597€63,990▲ 3.9%
Trade receivables40-€6,900€6,950€7,500€8,000▲ 6.7%
Other amounts receivable41-€50,500€52,268€54,097€55,990▲ 3.5%
Cash at bank and in hand54/58€53,857€767€1,667€4,211€8,973▲ 113%
Equity and liabilities
Total equity and liabilities10/49€57,307€58,167€60,884€65,808€72,963▲ 10.9%
Equity10/15€56,290€57,655€60,092€65,808€72,963▲ 10.9%
Contributions10/11€70,000€70,000€70,000€70,000€70,000=
Capital10-€70,000€70,000€70,000€70,000=
Issued capital100-€70,000€70,000€70,000€70,000=
Profit (loss) carried forward14-€13,710-€12,345-€9,908-€4,192€2,963▲ 171%
Amounts payable17/49€1,016€512€793---
Amounts payable within one year42/48€1,016€512€793---
Trade debts44€1,016€512€793---
Suppliers440/4-€512€793---
Line20202021202220232024Change
Profit (loss) for the period9904€785€1,365€2,437€5,716€7,155▲ 25.2%
Operating cash flow (approximation)€785€1,365€2,437€5,716€7,155▲ 25.2%
Change in cash--€53,090€900€2,544€4,762▲ 87.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2018net €7,155 ▲25.2%
Operating result €5,451, net result €7,155, both a record.
19-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 19 days late
2023
10-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial Liquidity doublescurrent ratio 113.64
Current ratio from 56.38 to 113.64; short-term debt falls from €1,016 to €512.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
26-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
31-12
Financial Back to profitnet €3,159
Net result €3,159 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
05-10
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
254 m²
Building footprint
142 m²
Volume, LiDAR
976 m³
Parcel 52322A0218/00E000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Trazegnies(CO) 124, 6180 Courcelles
Financial service activities, except insurance and pension funding
since 20092.180.306.216
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52322A0218/00E000 Wallonia 254 m² 1 · 142 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,721 companies in this sector we hold annual accounts for 19,804. 11,518 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPublic limited company
Founded09-06-2009
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
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