Summary
FulFil is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €45,641 and a net result of -€9,499. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 46% of 8102 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
56 d late
2024
11 d late
2023
73 d late
2022
29 d late
2021
61 d late
2020
24 d late
2019
54 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€45,641▼ 17.2%
2024 · €55,140
Net result
-€9,499
2024 · €14,685
Total assets
€99,173▼ 19.7%
2024 · €123,494
Solvency
46.0%▲ 1.4pp
2024 · 44.6%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,986▲ 60.8%€7,350▼ 33.1%€12,514▲ 70.3%€26,066▲ 108%-€8,717
Net result€4,443within the sector's middle half▲ 6.7%€1,739below the sector's middle half▼ 60.8%€5,931within the sector's middle half▲ 241%€14,685within the sector's middle half▲ 148%-€9,499below the sector's middle half
Equity€35,535below the sector's middle half▲ 14.3%€37,274below the sector's middle half▲ 4.9%€43,205within the sector's middle half▲ 15.9%€55,140within the sector's middle half▲ 27.6%€45,641within the sector's middle half▼ 17.2%
Total assets€108,333below the sector's middle half▲ 23.7%€87,453below the sector's middle half▼ 19.3%€96,684below the sector's middle half▲ 10.6%€123,494below the sector's middle half▲ 27.7%€99,173below the sector's middle half▼ 19.7%
Debt€72,799▲ 28.9%€50,179▼ 31.1%€53,479▲ 6.6%€68,354▲ 27.8%€53,531▼ 21.7%
Working capital€13,024within the sector's middle half▲ 209%€24,442within the sector's middle half▲ 87.7%€24,341within the sector's middle half▼ 0.4%€17,442within the sector's middle half▼ 28.3%€8,637within the sector's middle half▼ 50.5%
Solvency32.8%within the sector's middle half▼ 2.7pp42.6%within the sector's middle half▲ 9.8pp44.7%within the sector's middle half▲ 2.1pp44.6%within the sector's middle half=46.0%within the sector's middle half▲ 1.4pp
Current ratio1.19within the sector's middle half▲ 0.101.52within the sector's middle half▲ 0.331.48within the sector's middle half▼ 0.041.28within the sector's middle half▼ 0.201.16within the sector's middle half▼ 0.12
Return on assets (ROA)4.1%within the sector's middle half▼ 0.7pp2.0%within the sector's middle half▼ 2.1pp6.1%within the sector's middle half▲ 4.1pp11.9%within the sector's middle half▲ 5.8pp-9.6%below the sector's middle half▼ 21.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8,717 after €26,066 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99,173
Fixed assets
€38,005 ▼ 13.3%
Current assets
€61,168 ▼ 23.2%
Equity and liabilities €99,173
Equity
€45,641 ▼ 17.2%
Debt
€53,531 ▼ 21.7%
Debt's share of the balance-sheet total falls from 55.4% to 54.0%. Equity and debt are lower.
Key figures and ratios
ROE
-20.8%▼
2024 · 26.6%
Debt ≤ 1 year
€52,531▼
2024 · €62,223
Income taxes
€437▼
2024 · €8,668
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,560 | €12,056 | €3,963 | €9,846 | €12,371 | ▲ 25.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €9,760 | - | - | - | - |
| Other operating charges640/8 | €2,881 | €1,697 | €2,335 | €1,518 | €1,502 | ▼ 1.1% |
| Non-recurring operating charges66A | - | - | €596 | - | - | - |
| Gross operating margin9900 | €26,427 | €30,863 | €19,408 | €37,430 | €5,156 | ▼ 86.2% |
| Operating profit (loss)9901 | €10,986 | €7,350 | €12,514 | €26,066 | -€8,717 | ▼ 133% |
| Financial income75/76B | €0 | €1,712 | €36 | €300 | €161 | ▼ 46.1% |
| Recurring financial income75 | €0 | €4 | €36 | €300 | €161 | ▼ 46.1% |
| Non-recurring financial income76B | - | €1,709 | - | - | - | - |
| Financial charges65/66B | €3,353 | €1,734 | €2,064 | €3,012 | €506 | ▼ 83.2% |
| Recurring financial charges65 | €3,353 | €1,734 | €2,064 | €3,012 | €506 | ▼ 83.2% |
| Profit (loss) for the period before taxes9903 | €7,633 | €7,328 | €10,486 | €23,353 | -€9,061 | ▼ 139% |
| Income taxes67/77 | €3,190 | €5,589 | €4,554 | €8,668 | €437 | ▼ 95.0% |
| Profit (loss) for the period9904 | €4,443 | €1,739 | €5,931 | €14,685 | -€9,499 | ▼ 165% |
| Profit (loss) for the period to be appropriated9905 | €4,443 | €1,739 | €5,931 | €14,685 | -€9,499 | ▼ 165% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €108,333 | €87,453 | €96,684 | €123,494 | €99,173 | ▼ 19.7% |
| Fixed assets21/28 | €25,464 | €15,786 | €21,547 | €43,829 | €38,005 | ▼ 13.3% |
| Tangible fixed assets22/27 | €25,464 | €15,786 | €21,547 | €43,829 | €38,005 | ▼ 13.3% |
| Land and buildings22 | €9,889 | €9,181 | €14,282 | €12,973 | €11,664 | ▼ 10.1% |
| Plant, machinery and equipment23 | €6,508 | €5,294 | €5,604 | €6,745 | €9,352 | ▲ 38.7% |
| Furniture and vehicles24 | €9,067 | €1,310 | €1,661 | €19,783 | €11,633 | ▼ 41.2% |
| Other tangible fixed assets26 | - | - | - | €4,328 | €5,356 | ▲ 23.7% |
| Current assets29/58 | €82,869 | €71,667 | €75,137 | €79,665 | €61,168 | ▼ 23.2% |
| Stocks and contracts in progress3 | €2,546 | €1,867 | €1,867 | €1,698 | €3,254 | ▲ 91.7% |
| Stocks30/36 | €2,546 | €1,867 | €1,867 | €1,698 | €3,254 | ▲ 91.7% |
| Amounts receivable within one year40/41 | €42,246 | €15,851 | €24,309 | €11,155 | €10,257 | ▼ 8.0% |
| Trade receivables40 | €36,143 | €12,217 | €15,641 | €7,659 | €7,936 | ▲ 3.6% |
| Other amounts receivable41 | €6,103 | €3,634 | €8,668 | €3,495 | €2,322 | ▼ 33.6% |
| Cash at bank and in hand54/58 | €16,053 | €33,324 | €25,978 | €44,700 | €24,585 | ▼ 45.0% |
| Deferred charges and accrued income490/1 | €22,024 | €20,625 | €22,983 | €22,113 | €23,072 | ▲ 4.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €108,333 | €87,453 | €96,684 | €123,494 | €99,173 | ▼ 19.7% |
| Equity10/15 | €35,535 | €37,274 | €43,205 | €55,140 | €45,641 | ▼ 17.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €29,540 | €31,279 | €37,005 | €48,940 | €44,080 | ▼ 9.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €27,680 | €29,419 | €37,005 | €48,940 | €44,080 | ▼ 9.9% |
| Profit (loss) carried forward14 | -€205 | -€205 | - | - | -€4,639 | - |
| Amounts payable17/49 | €72,799 | €50,179 | €53,479 | €68,354 | €53,531 | ▼ 21.7% |
| Amounts payable after more than one year17 | €2,953 | €2,953 | - | €1,301 | - | - |
| Financial debts170/4 | €2,953 | €2,953 | - | €1,301 | - | - |
| Amounts payable within one year42/48 | €69,846 | €47,225 | €50,797 | €62,223 | €52,531 | ▼ 15.6% |
| Current portion of amounts payable after more than one year42 | €5,839 | - | - | €7,608 | €1,301 | ▼ 82.9% |
| Trade debts44 | €24,686 | €9,312 | €18,574 | €16,391 | €12,474 | ▼ 23.9% |
| Suppliers440/4 | €24,686 | €9,312 | €18,574 | €16,391 | €12,474 | ▼ 23.9% |
| Advances received on contracts in progress46 | €789 | €195 | €195 | - | - | - |
| Taxes, remuneration and social security45 | €2,792 | €4,986 | €5,743 | €8,173 | €5,391 | ▼ 34.0% |
| Taxes450/3 | €2,792 | €4,986 | €4,743 | €6,573 | €2,991 | ▼ 54.5% |
| Remuneration and social security454/9 | - | - | €1,000 | €1,600 | €2,400 | ▲ 50.0% |
| Other amounts payable47/48 | €35,740 | €32,733 | €26,284 | €30,050 | €33,366 | ▲ 11.0% |
| Accrued charges and deferred income492/3 | - | - | €2,682 | €4,831 | €1,000 | ▼ 79.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,443 | €1,739 | €5,931 | €14,685 | -€9,499 | ▼ 165% |
| + Depreciation and write-downs630 | €12,560 | €12,056 | €3,963 | €9,846 | €12,371 | ▲ 25.6% |
| Operating cash flow (approximation) | €17,003 | €13,796 | €9,895 | €24,531 | €2,873 | ▼ 88.3% |
| Investment in fixed assets (approximation) | - | -€2,378 | -€9,724 | -€32,129 | -€6,547 | ▲ 79.6% |
| Change in cash | - | €17,271 | -€7,346 | €18,722 | -€20,115 | ▼ 207% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 56 days late
2025
31-12
Financial
Weakest financial yearnet -€9,499
Net result drops to -€9,499, the lowest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2018net €14,685 ▲148%
Operating result €26,066, net result €14,685, both a record.
12-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 73 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2006
Ground area
244 m²
Building footprint
208 m²
Volume, LiDAR
1,515 m³
Parcel 24130B0048/00M000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Fulfil
since 20062.152.184.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24130B0048/00M000 | Flanders | 244 m² | 1 · 208 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,112 EUR awarded · 2,111 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 87 EUR | 87 EUR |
| 2024 | 1 | 75 EUR | 75 EUR |
| 2023 | 1 | 899 EUR | 1,949 EUR |
| 2022 | 1 | 1,051 EUR | 0 EUR |
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
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Of 24,721 companies in sector 64210 we hold annual accounts for 19,799. 10,155 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-02-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
47120Other non-specialised retail sale
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Contact
Phone
0495283747Zoutleeuw
E-invoicing
Reachable via Peppol
Peppol ID
0208:0879672214
Also
9925:BE0879672214
Registered
06-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.