Summary
CHAUMECA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €210,929 and a net result of €32,157. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 9866 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
66 d late
2022
98 d late
2021
101 d late
2020
125 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 96 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€210,929▼ 27.2%
2023 · €289,772
Net result
€32,157▲ 193%
2023 · €10,977
Total assets
€403,864▲ 0.5%
2023 · €401,737
Solvency
52.2%▼ 19.9pp
2023 · 72.1%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€108,259▲ 448%€54,574▼ 49.6%€20,484▼ 62.5%€13,293▼ 35.1%€34,167▲ 157%
Net result€77,885▲ 452%€57,917▼ 25.6%€241▼ 99.6%€10,977▲ 4,455%€32,157▲ 193%
Equity€240,637▲ 24.8%€288,554▲ 19.9%€288,795▲ 0.1%€289,772▲ 0.3%€210,929▼ 27.2%
Total assets€401,765▼ 0.5%€430,988▲ 7.3%€403,713▼ 6.3%€401,737▼ 0.5%€403,864▲ 0.5%
Debt€161,128▼ 23.6%€142,434▼ 11.6%€114,918▼ 19.3%€111,965▼ 2.6%€192,935▲ 72.3%
Working capital-€141,958▲ 11.1%-€102,041▲ 28.1%-€111,320▼ 9.1%-€109,356▲ 1.8%-€189,045▼ 72.9%
Solvency59.9%▲ 12.1pp67.0%▲ 7.1pp71.5%▲ 4.6pp72.1%▲ 0.6pp52.2%▼ 19.9pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 157% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €403,864
Fixed assets
€400,115 =
Current assets
€3,749 ▲ 131%
Equity and liabilities €403,864
Equity
€210,929 ▼ 27.2%
Debt
€192,935 ▲ 72.3%
Debt's share of the balance-sheet total rises from 27.9% to 47.8%. Equity is lower and debt is higher.
Key figures and ratios
ROE
15.2%▲
2023 · 3.8%
ROA
8.0%▲
2023 · 2.7%
Debt ≤ 1 year
€192,794▲
2023 · €110,978
Income taxes
€700▼
2023 · €1,647
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €348 | €348 | €384 | €772 | ▲ 101% |
| Gross operating margin9900 | €108,607 | €54,922 | €20,832 | €13,677 | €34,939 | ▲ 155% |
| Operating profit (loss)9901 | €108,259 | €54,574 | €20,484 | €13,293 | €34,167 | ▲ 157% |
| Financial charges65/66B | - | €1,581 | €3,070 | €669 | €1,310 | ▲ 95.8% |
| Recurring financial charges65 | €374 | €1,581 | €3,070 | €669 | €1,310 | ▲ 95.8% |
| Profit (loss) for the period before taxes9903 | €107,885 | €52,993 | €17,414 | €12,624 | €32,857 | ▲ 160% |
| Income taxes67/77 | €30,000 | -€4,924 | €17,173 | €1,647 | €700 | ▼ 57.5% |
| Profit (loss) for the period9904 | €77,885 | €57,917 | €241 | €10,977 | €32,157 | ▲ 193% |
| Profit (loss) for the period to be appropriated9905 | €77,885 | €57,917 | €241 | €10,977 | €32,157 | ▲ 193% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €401,765 | €430,988 | €403,713 | €401,737 | €403,864 | ▲ 0.5% |
| Fixed assets21/28 | €400,115 | €400,115 | €400,115 | €400,115 | €400,115 | = |
| Financial fixed assets28 | €400,115 | €400,115 | €400,115 | €400,115 | €400,115 | = |
| Current assets29/58 | €1,650 | €30,873 | €3,598 | €1,622 | €3,749 | ▲ 131% |
| Amounts receivable within one year40/41 | - | €26,446 | €1,282 | - | - | - |
| Trade receivables40 | - | €26,446 | €1,270 | - | - | - |
| Other amounts receivable41 | - | - | €12 | - | - | - |
| Cash at bank and in hand54/58 | €1,650 | €4,427 | €2,316 | €1,622 | €3,749 | ▲ 131% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €401,765 | €430,988 | €403,713 | €401,737 | €403,864 | ▲ 0.5% |
| Equity10/15 | €240,637 | €288,554 | €288,795 | €289,772 | €210,929 | ▼ 27.2% |
| Contributions10/11 | €80,000 | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Capital10 | - | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Issued capital100 | - | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Reserves13 | €128,000 | €155,000 | €155,000 | €155,000 | €64,000 | ▼ 58.7% |
| Non-distributable reserves130/1 | - | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Legal reserve130 | - | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Distributable reserves133 | - | €147,000 | €147,000 | €147,000 | €56,000 | ▼ 61.9% |
| Profit (loss) carried forward14 | €32,637 | €53,554 | €53,795 | €54,772 | €66,929 | ▲ 22.2% |
| Amounts payable17/49 | €161,128 | €142,434 | €114,918 | €111,965 | €192,935 | ▲ 72.3% |
| Amounts payable after more than one year17 | €17,520 | €9,520 | - | - | - | - |
| Other amounts payable178/9 | - | €9,520 | - | - | - | - |
| Amounts payable within one year42/48 | €143,608 | €132,914 | €114,918 | €110,978 | €192,794 | ▲ 73.7% |
| Trade debts44 | €404 | €4,187 | €30 | €3,317 | €91 | ▼ 97.3% |
| Suppliers440/4 | - | €4,187 | €30 | €3,317 | €91 | ▼ 97.3% |
| Taxes, remuneration and social security45 | - | €68,727 | €44,888 | €27,661 | €11,703 | ▼ 57.7% |
| Taxes450/3 | - | €39,935 | €23,557 | €6,998 | €3,000 | ▼ 57.1% |
| Remuneration and social security454/9 | - | €28,792 | €21,331 | €20,663 | €8,703 | ▼ 57.9% |
| Other amounts payable47/48 | - | €60,000 | €70,000 | €80,000 | €181,000 | ▲ 126% |
| Accrued charges and deferred income492/3 | - | - | - | €987 | €141 | ▼ 85.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €77,885 | €57,917 | €241 | €10,977 | €32,157 | ▲ 193% |
| Operating cash flow (approximation) | €77,885 | €57,917 | €241 | €10,977 | €32,157 | ▲ 193% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €2,777 | -€2,111 | -€694 | €2,127 | ▲ 406% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
31-12
Financial
Weakest financial yearnet €241 ▼99.6%
Net result drops to €241, the lowest in the series; recovery starts the following year.
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 101 days late
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 125 days late
2020
31-12
Financial
Highest result since 2018net €77,885 ▲452%
Operating result €108,259, net result €77,885, both a record.
31-12
Financial
Equity above €200,000Eq €240,637 ▲24.8%
3 profitable years in a row build equity to €240,637.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 275 days late
2016
13-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2011
Ground area
89 m²
Building footprint
45 m²
Volume, LiDAR
404 m³
Parcel 56033A0643/00S006, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CHAUMECA
since 20112.195.187.402
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56033A0643/00S006 | Wallonia | 89 m² | 1 · 45 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 2
-
100%
-
100%
According to the 2024 annual accounts of CHAUMECA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
C.E.N. - INVEST
BE 0480.284.909
Aalst · Eq €210,954
DaRaLo
BE 0728.684.982
Duffel · Eq €210,888
INC
BE 0662.350.147
Ternat · Eq €210,993
K & F Invest
BE 0738.400.325
Schilde · Eq €211,006
ALPHAR ON
BE 0896.690.764
Marche-en-Famenne · Eq €210,842
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,539 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded10-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0832820917
Also
9925:BE0832820917
Registered
07-05-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.