NC HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €84k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 87% of 5511 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €84k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
27 d early
2023
33 d early
2022
38 d early
2021
37 d early
2020
17 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€84k▲ 4.9%
2024 · €80k
2018: €70k
2019: €77k
2020: €76k
2021: €76k
2022: €78k
2023: €76k
2024: €80k
2018 → 2025
Net result
€4k▲ 4.8%
2024 · €4k
2018: €2k
2019: €6k
2020: €-214
2021: €-203
2022: €1k
2023: €-1k
2024: €4k
2018 → 2025
Total assets
€91k▲ 3.9%
2024 · €88k
2018: €71k
2019: €79k
2020: €78k
2021: €82k
2022: €83k
2023: €83k
2024: €88k
2018 → 2025
Solvency
92.2%▲ 0.9pp
2024 · 91.4%
2018: 99.4%
2019: 97.1%
2020: 98.0%
2021: 93.4%
2022: 93.4%
2023: 92.6%
2024: 91.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€78k▲ 1.8%€76k▼ 1.3%€80k▲ 4.9%€84k▲ 4.9%
Operating result€-158-€1k€-997€5k€5k▲ 15.7%
Net result€-203-€1k€-1k€4k€4k▲ 4.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€23k=
Current assets
€68k▲ 5.3%
Equity and liabilities €91k
Equity
€84k▲ 4.9%
Debt
€7k▼ 6.4%
The debt ratio falls from 8.6% to 7.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.2%▲
2024 · 91.4%
ROE
4.7%▼
2024 · 4.7%
ROA
4.3%▲
2024 · 4.3%
Debt
€7k▼
2024 · €8k
Debt ≤ 1 year
€4k▲
2024 · €3k
Income taxes
€1k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€91k▲
Fixed assets21/28€23k€23k=
Financial fixed assets28€23k€23k=
Current assets29/58€65k€68k▲
Cash at bank and in hand54/58€65k€68k▲
Equity and liabilities
Total equity and liabilities10/49€88k€91k▲
Equity10/15€80k€84k▲
Contributions10/11€40k€40k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€25k€29k▲
Amounts payable17/49€8k€7k▼
Amounts payable within one year42/48€3k€4k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Other operating charges640/8€528€544▲
Gross operating margin9900€5k€6k▲
Operating profit (loss)9901€5k€5k▲
Financial income75/76B€112€4▼
Recurring financial income75€112€4▼
Financial charges65/66B€57€92▲
Recurring financial charges65€57€92▲
Profit (loss) for the period before taxes9903€5k€5k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€4k€4k▲
Profit (loss) for the period to be appropriated9905€4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€29k▲
Profit (loss) brought forward from the previous period14P€21k€25k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-1k ▼176%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €6k ▲158%
Operating result €7k, net result €6k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Foreestelaan 39000 GentGround area
340 m²
Building footprint
339 m²
Parcel 44808H0311/00Y003, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
NC HOLDING
since 20102.186.257.363
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0311/00Y003 | Flanders | 340 m² | 1 · 339 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 11,907 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.