Turnover
≈ €270,000 estimated
The micro format states no turnover.
HMZ CONSTRUCT
Lifetime
2 annual accounts with figures on one time axispeak €22,757 (2025)
€22,757▲ €26,091
lowest -€3,202 (2024)
€18,377▲ €21,578
peak €25,175 (2025)
€25,175▲ 270%
€105,009▲ 931%
Board1 name since 2023
1 director
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from -€3,334 to €22,757Back to profit: €18,377Equity from €6,798 to €25,175Debts from €10,185 to €105,009Cash from €84 to €1,063
Key points
from the 2025 annual accountsDebts
€105,009 81% of the balance sheet
Suppliers 19%Taxes and wages 4%Other 77%
Investments
€1,297 3.2 × depreciation
Green is investment, beige is depreciation.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,983 companies had the same profile as HMZ CONSTRUCT has now. Each dot stands for 20 companies, two years later.
94.2%
were still trading
1.9%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,983 companies, not a prediction for HMZ CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002346134
Incorporation
Founding capital of €10,000, 100 shares · Founder: · Appointment: (director) · published on 21-11-2023 · Gazette deed
First establishment
Groenstraat 69, Maasmechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HMZ CONSTRUCT Maasmechelen | €130,184 | €22,757 | 19.3% | - |
| ALPHA VILLA PROJECT Dilbeek | €130,083 | €22,580 | 12.3% | - |
| SBEL General Geraardsbergen | €122,724 | €20,525 | 41.8% | - |
| ALDC CONSTRUCT Beersel | €132,936 | €25,717 | 26.0% | - |
| MEVINA Chapelle-lez-Herlaimont | €114,306 | €24,453 | 11.5% | - |
| AB PRO CONSTRUCTION Kraainem | €114,249 | €20,383 | 21.2% | - |
| BLACK ROCK CONSTRUCTION Linkebeek | €133,389 | €20,718 | 13.6% | - |
These companies have the same main activity as HMZ CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €114,000 and €133,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 16-11-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.358.512.7353630 Maasmechelen, since 16-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- €130,184▲ 667%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on HMZ CONSTRUCT
The 2025 annual accounts show equity of €25,175 and a net result of €18,377. Its solvency ranks better than 26% of 10,171 sector peers (NACE 41, financial year 2025).
The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HMZ CONSTRUCT
- What is the company number of HMZ CONSTRUCT?
- The company number of HMZ CONSTRUCT is 1002.346.134. The VAT number is the same number with BE in front: BE 1002.346.134.
- Where is HMZ CONSTRUCT based?
- The registered office is at Groenstraat 69, 3630 Maasmechelen.Company details
- What does HMZ CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of HMZ CONSTRUCT?
- HMZ CONSTRUCT is a private limited company (BV).
- When was HMZ CONSTRUCT founded?
- HMZ CONSTRUCT was founded on 16-11-2023.
- Is HMZ CONSTRUCT still active?
- Yes, HMZ CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of HMZ CONSTRUCT?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €22,757 and 286 comparable companies (NACE 41001). It probably lies between €140,000 and €490,000. It is a rough estimate.Financials
- Is HMZ CONSTRUCT profitable?
- In financial year 2025, HMZ CONSTRUCT made a profit of €18,377.
- Where can I find the annual accounts of HMZ CONSTRUCT?
- HMZ CONSTRUCT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HMZ CONSTRUCT due?
- HMZ CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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