Summary
Marcel Lut has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €25,171 and a net result of €27,425. Its solvency ranks better than 29% of 8993 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Axes, FY 2023
Profitability94
Solvency46
Growth-
Track record79
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
20.6%
Return on assets
22.5%
Age of the figures
36 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 07-05-2024, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2023
7 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2023 accounts 7 days after the deadline; the sector median for financial year 2023 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€25,171
Total assets
€122,019
Net result
€27,425
Working capital
€26,454
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €122,019
Equity
€25,171
Debt
€96,848
Debt finances 79.4% of the balance-sheet total.
Key figures and ratios
Current ratio
1.28
Debt to equity
3.85
ROE
109.0%
ROA
22.5%
Debt ≤ 1 year
€95,565
Income taxes
€6,293
Annual accounts
| Line | 2023 |
|---|---|
| Other operating charges640/8 | €171 |
| Gross operating margin9900 | €33,889 |
| Operating profit (loss)9901 | €33,718 |
| Profit (loss) for the period before taxes9903 | €33,718 |
| Income taxes67/77 | €6,293 |
| Profit (loss) for the period9904 | €27,425 |
| Profit (loss) for the period to be appropriated9905 | €27,425 |
| Line | 2023 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €122,019 | |
| Current assets29/58 | €122,019 | |
| Amounts receivable within one year40/41 | €122,019 | |
| Trade receivables40 | €122,019 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €122,019 | |
| Equity10/15 | €25,171 | |
| Reserves13 | €27,425 | |
| Distributable reserves133 | €27,425 | |
| Profit (loss) carried forward14 | -€2,255 | |
| Amounts payable17/49 | €96,848 | |
| Amounts payable within one year42/48 | €95,565 | |
| Trade debts44 | €82,237 | |
| Suppliers440/4 | €82,237 | |
| Taxes, remuneration and social security45 | €8,527 | |
| Taxes450/3 | €8,527 | |
| Other amounts payable47/48 | €4,800 | |
| Accrued charges and deferred income492/3 | €1,284 | |
| Line | 2023 |
|---|---|
| Profit (loss) for the period9904 | €27,425 |
| Operating cash flow (approximation) | €27,425 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2021
Ground area
566 m²
Building footprint
85 m²
Volume, LiDAR
317 m³
Parcel 13434F1438/00S002, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Marcel Lut
since 20212.327.913.292
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F1438/00S002 | Flanders | 566 m² | 1 · 85 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,766 companies in this sector we hold annual accounts for 16,066. 12,111 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formLimited partnership
Founded05-10-2021
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43211General electrical installation work
43221Plumbing work
43310Plastering work
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775346338
Also
9925:BE0775346338
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.