HERO CONSULTING
ActiveHERO CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €74k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 20% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency43▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.31 in 2024; short-term debt: 66% and cash: 62.2% of total assets), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
46.7%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-11-2025, 157 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
157 d early
2024
72 d early
2023
4 d early
2022
3 d early
2021
2 d early
2020
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 31.2%
2024 · €42k
2020: €15k
2021: €42k
2022: €70k
2023: €42k
2024: €42k
2020 → 2025
Total assets
€158k▲ 8.2%
2024 · €146k
2020: €30k
2021: €75k
2022: €86k
2023: €140k
2024: €146k
2020 → 2025
Net result
€74k▼ 10.0%
2024 · €82k
2020: €14k
2021: €28k
2022: €28k
2023: €70k
2024: €82k
2020 → 2025
Working capital
€46k▲ 45.3%
2024 · €32k
2020: €15k
2021: €23k
2022: €54k
2023: €42k
2024: €32k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€70k▲ 68.0%€42k▼ 40.5%€42k=€29k▼ 31.2%
Operating result€40k-€37k▼ 7.5%€89k▲ 142%€103k▲ 16.2%€94k▼ 9.0%
Net result€28k-€28k▲ 1.3%€70k▲ 146%€82k▲ 17.0%€74k▼ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€8k▼ 29.6%
Current assets
€150k▲ 11.2%
Equity and liabilities €158k
Equity
€29k▼ 31.2%
Debt
€129k▲ 24.0%
The debt ratio rises from 71.4% to 81.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€97k▼
2024 · €104k
Cash flow
€77k▼
2024 · €83k
Solvency
18.2%▼
2024 · 28.6%
Current ratio
1.44▲
2024 · 1.31
Quick ratio
1.44▲
2024 · 1.31
Debt / equity
4.49▲
2024 · 2.49
ROE
256.3%▲
2024 · 196.0%
ROA
46.7%▼
2024 · 56.1%
Interest coverage
60.70▼
2024 · 140.35
Debt
€129k▲
2024 · €104k
Debt ≤ 1 year
€104k▲
2024 · €103k
Income taxes
€19k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€158k▲
Fixed assets21/28€11k€8k▼
Tangible fixed assets22/27€11k€7k▼
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€150€150=
Current assets29/58€135k€150k▲
Amounts receivable within one year40/41€79k€51k▼
Trade receivables40€22k€38k▲
Other amounts receivable41€57k€13k▼
Cash at bank and in hand54/58€54k€98k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€146k€158k▲
Equity10/15€42k€29k▼
Contributions10/11€2k€2k=
Reserves13€40k€27k▼
Tax-exempt reserves132€40k-
Distributable reserves133-€27k
Profit (loss) carried forward14-€0
Amounts payable17/49€104k€129k▲
Amounts payable within one year42/48€103k€104k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€545€0▼
Other amounts payable47/48€90k€93k▲
Accrued charges and deferred income492/3€800€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€773€3k▲
Other operating charges640/8€83€1k▲
Gross operating margin9900€104k€98k▼
Operating profit (loss)9901€103k€94k▼
Financial income75/76B€409€233▼
Recurring financial income75€409€233▼
Financial charges65/66B€742€2k▲
Recurring financial charges65€742€2k▲
Profit (loss) for the period before taxes9903€103k€93k▼
Income taxes67/77€21k€19k▼
Profit (loss) for the period9904€82k€74k▼
Profit (loss) for the period to be appropriated9905€82k€74k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€74k▼
Transfer from equity791/2-€13k
Profit to be distributed694/7€82k€87k▲
Return on contributions (dividend)694€82k€87k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2020net €82k ▲17%
Operating result €103k, net result €82k, both a record.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity triplescurrent ratio 4.55
Current ratio from 1.70 to 4.55; short-term debt falls from €32k to €15k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heideblok(ITE) 92222 Heist-op-den-BergGround area
655 m²
Building footprint
124 m²
Parcel 12017C0156/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
HERO CONSULTING
since 20202.301.748.830
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017C0156/00B002 | Flanders | 655 m² | 1 · 124 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845006V1C968764C014
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KUMO CONSULTING
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,203 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2020
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.