Intamazo
ActiveSummary
Intamazo has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59,272 and a net result of €44,272. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.83 against 5.39 in 2023; short-term debt: 22% and cash: 0.7% of total assets), and 22% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-09-2026, 407 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
407 d late
2023
1 d late
2022
71 d late
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 108 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€59,272▼ 40.1%
2023 · €98,906
Total assets
€76,015▼ 35.4%
2023 · €117,640
Net result
€44,272▲ 65.1%
2023 · €26,808
Working capital
€47,320▼ 42.5%
2023 · €82,327
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€33,979-€69,041▲ 103%-€10,687€32,848€56,352▲ 71.6%
Net result€25,236within the sector's middle half-€57,750above the sector's middle half▲ 129%-€10,887below the sector's middle half€26,808within the sector's middle half€44,272within the sector's middle half▲ 65.1%
Equity€40,236below the sector's middle half-€82,985within the sector's middle half▲ 106%€72,098within the sector's middle half▼ 13.1%€98,906within the sector's middle half▲ 37.2%€59,272within the sector's middle half▼ 40.1%
Total assets€74,175below the sector's middle half-€125,154within the sector's middle half▲ 68.7%€98,678within the sector's middle half▼ 21.2%€117,640within the sector's middle half▲ 19.2%€76,015within the sector's middle half▼ 35.4%
Debt€33,939-€42,169▲ 24.2%€26,580▼ 37.0%€18,734▼ 29.5%€16,743▼ 10.6%
Working capital€37,581-€80,601▲ 114%€60,734▼ 24.6%€82,327▲ 35.6%€47,320▼ 42.5%
Solvency54.2%within the sector's middle half-66.3%within the sector's middle half▲ 12.1pp73.1%within the sector's middle half▲ 6.8pp84.1%above the sector's middle half▲ 11.0pp78.0%within the sector's middle half▼ 6.1pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 72% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76,015
Fixed assets
€11,952 ▼ 27.9%
Current assets
€64,063 ▼ 36.6%
Equity and liabilities €76,015
Equity
€59,272 ▼ 40.1%
Debt
€16,743 ▼ 10.6%
Debt's share of the balance-sheet total rises from 15.9% to 22.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€61,534▲
2023 · €37,217
Cash flow
€49,454▲
2023 · €31,177
Current ratio
3.83▼
2023 · 5.39
Debt to equity
0.28▲
2023 · 0.19
ROE
74.7%▲
2023 · 27.1%
ROA
58.2%▲
2023 · 22.8%
Interest coverage
1557.03▲
2023 · 602.61
Debt ≤ 1 year
€16,743▼
2023 · €18,734
Income taxes
€13,366▲
2023 · €6,171
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54 | €271 | €1,020 | €4,369 | €5,182 | ▲ 18.6% |
| Other operating charges640/8 | - | €522 | €1,396 | €1,298 | €993 | ▼ 23.5% |
| Gross operating margin9900 | €34,380 | €69,833 | -€8,271 | €38,515 | €62,527 | ▲ 62.3% |
| Operating profit (loss)9901 | €33,979 | €69,041 | -€10,687 | €32,848 | €56,352 | ▲ 71.6% |
| Financial income75/76B | - | - | €16 | €193 | €1,326 | ▲ 587% |
| Recurring financial income75 | - | - | €16 | €193 | €1,326 | ▲ 587% |
| Financial charges65/66B | - | €183 | €162 | €62 | €40 | ▼ 36.0% |
| Recurring financial charges65 | €19 | €183 | €162 | €62 | €40 | ▼ 36.0% |
| Profit (loss) for the period before taxes9903 | €33,959 | €68,858 | -€10,834 | €32,980 | €57,638 | ▲ 74.8% |
| Income taxes67/77 | €8,723 | €11,108 | €54 | €6,171 | €13,366 | ▲ 117% |
| Profit (loss) for the period9904 | €25,236 | €57,750 | -€10,887 | €26,808 | €44,272 | ▲ 65.1% |
| Profit (loss) for the period to be appropriated9905 | €25,236 | €57,750 | -€10,887 | €26,808 | €44,272 | ▲ 65.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €74,175 | €125,154 | €98,678 | €117,640 | €76,015 | ▼ 35.4% |
| Fixed assets21/28 | €2,655 | €2,384 | €11,364 | €16,579 | €11,952 | ▼ 27.9% |
| Tangible fixed assets22/27 | €2,655 | €2,384 | €11,364 | €16,579 | €11,952 | ▼ 27.9% |
| Plant, machinery and equipment23 | - | €2,384 | €2,113 | €1,842 | €1,571 | ▼ 14.7% |
| Furniture and vehicles24 | - | - | €9,251 | €7,711 | €3,572 | ▼ 53.7% |
| Other tangible fixed assets26 | - | - | - | €7,026 | €6,809 | ▼ 3.1% |
| Current assets29/58 | €71,520 | €122,770 | €87,314 | €101,061 | €64,063 | ▼ 36.6% |
| Amounts receivable within one year40/41 | €13,286 | €20,046 | €10,456 | €29,983 | €16,580 | ▼ 44.7% |
| Trade receivables40 | - | €19,868 | €10,000 | €29,775 | €16,093 | ▼ 46.0% |
| Other amounts receivable41 | - | €178 | €456 | €208 | €487 | ▲ 134% |
| Current investments50/53 | - | - | - | - | €45,209 | - |
| Cash at bank and in hand54/58 | €57,579 | €102,069 | €76,858 | €70,422 | €557 | ▼ 99.2% |
| Deferred charges and accrued income490/1 | - | €656 | €0 | €656 | €1,717 | ▲ 162% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €74,175 | €125,154 | €98,678 | €117,640 | €76,015 | ▼ 35.4% |
| Equity10/15 | €40,236 | €82,985 | €72,098 | €98,906 | €59,272 | ▼ 40.1% |
| Contributions10/11 | - | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Reserves13 | - | - | €57,098 | €83,906 | €44,272 | ▼ 47.2% |
| Distributable reserves133 | - | - | €57,098 | €83,906 | €44,272 | ▼ 47.2% |
| Profit (loss) carried forward14 | €25,236 | €67,985 | €0 | - | - | - |
| Amounts payable17/49 | €33,939 | €42,169 | €26,580 | €18,734 | €16,743 | ▼ 10.6% |
| Amounts payable within one year42/48 | €33,939 | €42,169 | €26,580 | €18,734 | €16,743 | ▼ 10.6% |
| Trade debts44 | €859 | €700 | €11,907 | €5,001 | €981 | ▼ 80.4% |
| Suppliers440/4 | - | €700 | €11,907 | €5,001 | €981 | ▼ 80.4% |
| Taxes, remuneration and social security45 | - | €20,034 | €11,162 | €9,212 | €11,770 | ▲ 27.8% |
| Taxes450/3 | - | €19,832 | €11,162 | €9,212 | €11,770 | ▲ 27.8% |
| Remuneration and social security454/9 | - | €202 | €0 | - | - | - |
| Other amounts payable47/48 | - | €21,435 | €3,511 | €4,521 | €3,993 | ▼ 11.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,236 | €57,750 | -€10,887 | €26,808 | €44,272 | ▲ 65.1% |
| + Depreciation and write-downs630 | €54 | €271 | €1,020 | €4,369 | €5,182 | ▲ 18.6% |
| Operating cash flow (approximation) | €25,290 | €58,020 | -€9,867 | €31,177 | €49,454 | ▲ 58.6% |
| Investment in fixed assets (approximation) | - | €0 | -€10,000 | -€9,584 | -€554 | ▲ 94.2% |
| Change in cash | - | €44,490 | -€25,211 | -€6,436 | -€69,864 | ▼ 986% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 407 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Back to profitnet €26,808
Net result €26,808 after one loss-making year.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
31-12
Financial
Weakest financial yearnet -€10,887
Net result drops to -€10,887, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €57,750 ▲129%
Operating result €69,041, net result €57,750, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2020
Ground area
1,597 m²
Building footprint
166 m²
Volume, LiDAR
571 m³
Parcel 11022F0001/00P085, Flanders · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Intamazo
since 20202.299.847.333
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022F0001/00P085 | Flanders | 1,597 m² | 1 · 166 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HCC Partners
BE 0741.707.332
Sint-Lambrechts-Woluwe · Eq €59,267
MEANWHILE
BE 1003.732.046
Gembloux · Eq €59,244
Sneakpeek
BE 0768.454.685
Kontich · Eq €59,304
Adapto IT Consultancy
BE 0598.918.283
Houthalen-Helchteren · Eq €59,305
devlock
BE 1008.207.607
Oudenaarde · Eq €59,312
Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,453 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743989802
Registered
22-09-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.