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KLIFE

Active
Private limited companyfounded 20197 yrs activeLippeloseweg(OPP) 39A, 2890 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0728.500.583

KLIFE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €69k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 42% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
90 / 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▼-5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.53 in 2024), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50.5%
Return on assets
41.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
63 d early
2024
38 d early
2023
33 d early
2022
33 d early
2021
31 d early
2020
36 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€83k▼ 16.6%
2024 · €100k
2020: €56k 2021: €92k 2022: €134k 2023: €59k 2024: €100k
2020 → 2025
Total assets
€165k▲ 1.8%
2024 · €162k
2020: €78k 2021: €109k 2022: €141k 2023: €67k 2024: €162k
2020 → 2025
Net result
€69k▼ 24.5%
2024 · €91k
2020: €50k 2021: €36k 2022: €41k 2023: €43k 2024: €91k
2020 → 2025
Working capital
€55k▼ 42.3%
2024 · €95k
2020: €53k 2021: €89k 2022: €131k 2023: €57k 2024: €95k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€92k-€134k▲ 45.0%€59k▼ 55.9%€100k▲ 69.7%€83k▼ 16.6%
Operating result€48k-€55k▲ 14.8%€57k▲ 3.7%€117k▲ 107%€89k▼ 24.6%
Net result€36k-€41k▲ 15.0%€43k▲ 4.7%€91k▲ 110%€69k▼ 24.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €48k€48kNet result 2021: €36k€36kOperating result 2022: €55k€55kNet result 2022: €41k€41kOperating result 2023: €57k€57kNet result 2023: €43k€43kOperating result 2024: €117k€117kNet result 2024: €91k€91kOperating result 2025: €89k€89kNet result 2025: €69k€69k20212022202320242025
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets €53k▲ 1,024%
Current assets €112k▼ 28.9%
Equity and liabilities €165k
Equity €83k▼ 16.6%
Debt €82k▲ 31.4%
The debt ratio rises from 38.4% to 49.5%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€94k
2024 · €118k
Cash flow
€75k
2024 · €92k
Solvency
50.5%
2024 · 61.6%
Current ratio
1.96
2024 · 2.53
Quick ratio
1.96
2024 · 2.53
Debt / equity
0.98
2024 · 0.62
ROE
82.4%
2024 · 91.1%
ROA
41.6%
2024 · 56.1%
Interest coverage
57.82
2024 · 67.77
Debt
€82k
2024 · €62k
Debt ≤ 1 year
€57k
2024 · €62k
Debt > 1 year
€25k
Income taxes
€19k
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€162k€165k
Fixed assets21/28€5k€53k
Tangible fixed assets22/27€3k€53k
Furniture and vehicles24€268€0
Leasing and similar rights25-€49k
Other tangible fixed assets26€3k€4k
Financial fixed assets28€2k€0
Current assets29/58€157k€112k
Amounts receivable within one year40/41€27k€31k
Trade receivables40€26k€29k
Other amounts receivable41€732€2k
Cash at bank and in hand54/58€128k€78k
Deferred charges and accrued income490/1€3k€2k
Equity and liabilities
Total equity and liabilities10/49€162k€165k
Equity10/15€100k€83k
Contributions10/11€6k€6k=
Reserves13€94k€77k
Distributable reserves133€94k€77k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€62k€82k
Amounts payable after more than one year17-€25k
Financial debts170/4-€25k
Amounts payable within one year42/48€62k€57k
Current portion of amounts payable after more than one year42-€9k
Trade debts44€93€352
Suppliers440/4€93€352
Taxes, remuneration and social security45€10k€10k
Taxes450/3€10k€10k
Other amounts payable47/48€52k€37k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€549€6k
Other operating charges640/8€570€3k
Gross operating margin9900€118k€97k
Operating profit (loss)9901€117k€89k
Financial income75/76B€243€504
Recurring financial income75€243€504
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€116k€87k
Income taxes67/77€25k€19k
Profit (loss) for the period9904€91k€69k
Profit (loss) for the period to be appropriated9905€91k€69k
Appropriation of the result
Profit (loss) to be appropriated9906€91k€69k
Transfer from equity791/2€0€50k
Transfer to equity691/2€41k€33k
To other reserves6921€41k€33k
Profit to be distributed694/7€50k€85k
Return on contributions (dividend)694€50k€85k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2020net €91k ▲110%
Operating result €117k, net result €91k, both a record.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity triplescurrent ratio 18.87
Current ratio from 6.28 to 18.87; short-term debt falls from €17k to €7k.
31-12
Financial Equity above €100kEq €134k ▲45%
3 profitable years in a row build equity to €134k.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €36k ▼28%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lippeloseweg(OPP) 39A2890 Puurs-Sint-Amands
Ground area
1,454 m²
Building footprint
81 m²
Volume, LiDAR
607 m³
Parcel 12028B0177/00H000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KLIFE
Lippeloseweg(OPP) 39A, 2890 Puurs-Sint-AmandsIT consultancy
since 20192.290.374.688
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12028B0177/00H000 Flanders 1,454 m² 1 · 81 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,533 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-06-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
93126Sports, amusement and recreation activities
93129Activities of other sports clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.