SQILLD
ActiveSQILLD has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €52k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency62▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.59 in 2024; short-term debt: 49% and cash: 45.5% of total assets), and 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.1%
Return on assets
33.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
92 d early
2024
31 d early
2023
142 d early
2022
on the day
2021
31 d early
2020
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k=
2024 · €58k
2020: €21k
2021: €40k
2022: €58k
2023: €58k
2024: €58k
2020 → 2025
Total assets
€156k▲ 32.7%
2024 · €117k
2020: €48k
2021: €55k
2022: €68k
2023: €95k
2024: €117k
2020 → 2025
Net result
€52k▲ 7.4%
2024 · €48k
2020: €21k
2021: €20k
2022: €20k
2023: €28k
2024: €48k
2020 → 2025
Working capital
€16k▼ 55.0%
2024 · €35k
2020: €20k
2021: €35k
2022: €43k
2023: €30k
2024: €35k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€58k▲ 45.3%€58k=€58k=€58k=
Operating result€33k-€30k▼ 7.2%€39k▲ 28.9%€63k▲ 62.2%€66k▲ 4.8%
Net result€20k-€20k▼ 3.3%€28k▲ 42.3%€48k▲ 72.7%€52k▲ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€64k▲ 180%
Current assets
€92k▼ 2.6%
Equity and liabilities €156k
Equity
€58k=
Debt
€98k▲ 64.5%
The debt ratio rises from 50.7% to 62.9%. Debt is higher.
Key figures and ratios
EBITDA
€87k▲
2024 · €75k
Cash flow
€72k▲
2024 · €60k
Solvency
37.1%▼
2024 · 49.3%
Current ratio
1.21▼
2024 · 1.59
Quick ratio
1.21▼
2024 · 1.59
Debt / equity
1.69▲
2024 · 1.03
ROE
89.5%▲
2024 · 83.4%
ROA
33.3%▼
2024 · 41.1%
Interest coverage
65.95▼
2024 · 842.14
Debt
€98k▲
2024 · €60k
Debt ≤ 1 year
€76k▲
2024 · €60k
Debt > 1 year
€22k
Income taxes
€13k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€156k▲
Fixed assets21/28€23k€64k▲
Tangible fixed assets22/27€23k€64k▲
Furniture and vehicles24€13k€58k▲
Other tangible fixed assets26€10k€6k▼
Current assets29/58€95k€92k▼
Amounts receivable within one year40/41€20k€21k▲
Trade receivables40€20k€19k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€75k€71k▼
Deferred charges and accrued income490/1€415€0▼
Equity and liabilities
Total equity and liabilities10/49€117k€156k▲
Equity10/15€58k€58k=
Contributions10/11€2k€2k=
Reserves13€56k€56k=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€60k€98k▲
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€60k€76k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€5k€5k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€48k€56k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€21k▲
Other operating charges640/8€1k€121▼
Gross operating margin9900€77k€87k▲
Operating profit (loss)9901€63k€66k▲
Financial income75/76B€389€0▼
Recurring financial income75€389€0▼
Financial charges65/66B€89€1k▲
Recurring financial charges65€89€1k▲
Profit (loss) for the period before taxes9903€63k€65k▲
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€48k€52k▲
Profit (loss) for the period to be appropriated9905€48k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€52k▲
Profit to be distributed694/7€48k€52k▲
Return on contributions (dividend)694€48k€52k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €52k ▲7.4%
Operating result €66k, net result €52k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €20k ▼3.3%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbindingsstraat(NDW) 192200 HerentalsGround area
1,232 m²
Building footprint
98 m²
Volume, LiDAR
735 m³
Parcel 13027C0158/00E002, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SQILLD
since 20202.301.139.512
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027C0158/00E002 | Flanders | 1,232 m² | 1 · 98 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DS-Innovation
BE 1001.488.871
Kapellen · Eq €58k
EDITECH ICT CONSULTING
BE 0821.720.850
Wavre · Eq €58k
AMPLR
BE 0768.611.469
Lokeren · Eq €58k
DELTANXT
BE 0467.151.109
Bilzen-Hoeselt · Eq €58k
M18X
BE 0753.911.021
Sint-Niklaas · Eq €58k
Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.