Equity
-€4,445
Debts exceed assets in financial year 2025.
HENDUO
Lifetime
3 annual accounts with figures on one time axispeak €91,843 (2025)
€91,843▲ 18.0%
lowest -€20,189 (2023)
-€1,117▼ €7,978
peak -€3,328 (2024)
-€4,445▼ €1,117
€469,032▼ 7.6%
Board2 names since 2023
2 directors and 1 other
Documentsfilings and deeds
28-10-202689 days late
2025micro format
Gross margin from €77,856 to €91,843Loss of €1,117Equity from -€3,328 to -€4,445
Key points
from the 2025 annual accountsTurnover
≈ €280,000 estimated
The micro format states no turnover.
Debts
€469,032 101% of the balance sheet
Financial debts 80%Suppliers 2%Taxes and wages 1%Other 17%
Of this, €97,188 falls due within a year.
Filings
3 annual accounts 89 days
Latest accounts filed late: after the legal deadline.
Starting capital
€10,000 100 shares
Position in the sector
-€4,445
Less equity than 92% of companies in auxiliary financial services. Sector median €124,039 · 3,346 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Board and ownership
Director
Director
- founderdeed of 14-07-2023
- founderdeed of 14-07-2023
Recent changes
Registered office moved within Etalle
New registered office: Rue du Moulin, 3A à 6740 ETALLE · Previous registered office: Rue du Moulin, 33 à 6740 ETALLE · General meeting of 08-05-2024 · Gazette deed
First establishment
Rue du Moulin 3, Etalle
Incorporation
Founding capital of €10,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 14-07-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HENDUO Etalle | €464,587 | €91,843 | -1.0% | - |
| VERVES Kortemark | €447,433 | €90,000 | 24.4% | - |
| DSL CONSEILS Charleroi | €530,224 | €92,988 | -3.5% | - |
| Fìn Studio Jette | €393,203 | €103,325 | 80.2% | - |
| BCA Vielsalm | €422,469 | €83,484 | 33.2% | - |
| CINDY DELNOOZ ASSURANCES Baelen | €513,553 | €116,105 | 57.9% | 0 |
| LIMS INSURANCE Grez-Doiceau | €377,376 | €110,263 | 13.0% | - |
These companies have the same main activity as HENDUO: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €377,000 and €530,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 12-07-2023Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Establishment unit
- 2.347.180.5616740 Etalle, since 17-07-2023
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on HENDUO
HENDUO files the micro format. That format states no turnover. The gross margin rose from -€12,689 in 2023 to €91,843 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HENDUO
- What is the company number of HENDUO?
- The company number of HENDUO is 0803.856.321. The VAT number is the same number with BE in front: BE 0803.856.321.
- Where is HENDUO based?
- The registered office is at Rue du Moulin 3 A, 6740 Etalle.Company details
- What does HENDUO do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of HENDUO?
- HENDUO is a private limited company (BV).
- When was HENDUO founded?
- HENDUO was founded on 12-07-2023.
- Is HENDUO still active?
- Yes, HENDUO is an active enterprise in the KBO register.
- How many employees does HENDUO have?
- HENDUO had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of HENDUO?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €91,843 and 2,666 comparable companies of the same size. It probably lies between €180,000 and €480,000. It is a rough estimate.
- Is HENDUO profitable?
- In financial year 2025, HENDUO made a loss of €1,117.
- Where can I find the annual accounts of HENDUO?
- HENDUO filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HENDUO due?
- HENDUO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check
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