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HENDUO

Active
Private limited companyfounded 2023active for 3 yearsRue du Moulin 3 A, 6740 Etalle, BelgiumKBO/BCE: BE 0803.856.321
Summary

HENDUO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For HENDUO, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€3,328) and a net result of €6,861. Its solvency ranks better than 9% of 3,256 sector peers (NACE 66, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 14 October 2026.

Equity
-€3,328▲ 67.3%
2023 · -€10,189
Net result
€6,861
2023 · -€20,189
Total assets
€504,265▲ 134%
2023 · €215,911
Solvency
-0.7%▲ 4.1pp
2023 · -4.7%
Trend over the years

2023 to 2024, 2 financial years

The operating result returns to profit in 2024: €25,771 after a loss of €18,136 in 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€25,771 2024 Net result€6,861 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20232024
Operating result-€18,136-€25,771
Net result-€20,189below the sector's middle half-€6,861within the sector's middle half
Equity-€10,189below the sector's middle half--€3,328below the sector's middle half▲ 67.3%
Total assets€215,911within the sector's middle half-€504,265within the sector's middle half▲ 134%
Debt€226,100-€507,592▲ 124%
Working capital-€21,659below the sector's middle half--€57,271below the sector's middle half▼ 164%
Solvency-4.7%below the sector's middle half--0.7%below the sector's middle half▲ 4.1pp
Current ratio0.04below the sector's middle half-0.21below the sector's middle half▲ 0.17
Return on assets (ROA)-9.4%below the sector's middle half-1.4%below the sector's middle half▲ 10.7pp
above within below the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €504,265
Fixed assets €488,635 ▲ 127%
Current assets €15,630 ▲ 1,504%
Equity and liabilities
Equity-€3,328
Debt€507,592
Equity is negative: debt (€507,592) exceeds the balance-sheet total (€504,265).
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€72,901▲
2023 · €22,633
Debt > 1 year
€434,692▲
2023 · €203,467
Income taxes
€133
A ratio outside any meaningful range has been withheld (balance sheet total €504,265, equity -€3,328).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€215,911€504,265▲
Fixed assets21/28€214,937€488,635▲
Intangible fixed assets21€214,937€442,535▲
Tangible fixed assets22/27-€43,100
Plant, machinery and equipment23-€1,578
Furniture and vehicles24-€41,521
Financial fixed assets28-€3,000
Current assets29/58€974€15,630▲
Amounts receivable within one year40/41-€14,145
Trade receivables40-€14,145
Cash at bank and in hand54/58€974€399▼
Deferred charges and accrued income490/1-€1,086
Equity and liabilities
Total equity and liabilities10/49€215,911€504,265▲
Equity10/15-€10,189-€3,328▲
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€20,189-€13,328▲
Amounts payable17/49€226,100€507,592▲
Amounts payable after more than one year17€203,467€434,692▲
Financial debts170/4€203,467€434,692▲
Amounts payable within one year42/48€22,633€72,901▲
Current portion of amounts payable after more than one year42€16,533€60,676▲
Trade debts44€1,699€6,842▲
Suppliers440/4€1,699€6,842▲
Taxes, remuneration and social security45-€133
Taxes450/3-€133
Other amounts payable47/48€4,401€5,249▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,063€48,996▲
Other operating charges640/8€384€3,090▲
Gross operating margin9900-€12,689€77,856▲
Operating profit (loss)9901-€18,136€25,771▲
Financial charges65/66B€2,053€18,776▲
Recurring financial charges65€2,053€18,776▲
Profit (loss) for the period before taxes9903-€20,189€6,994▲
Income taxes67/77-€133
Profit (loss) for the period9904-€20,189€6,861▲
Profit (loss) for the period to be appropriated9905-€20,189€6,861▲
Appropriation of the result
Profit (loss) to be appropriated9906-€20,189-€13,328▲
Profit (loss) brought forward from the previous period14P--€20,189

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,063€48,996▲ 868%
Other operating charges640/8€384€3,090▲ 704%
Gross operating margin9900-€12,689€77,856-
Operating profit (loss)9901-€18,136€25,771-
Financial charges65/66B€2,053€18,776▲ 815%
Recurring financial charges65€2,053€18,776▲ 815%
Profit (loss) for the period before taxes9903-€20,189€6,994-
Income taxes67/77-€133-
Profit (loss) for the period9904-€20,189€6,861-
Profit (loss) for the period to be appropriated9905-€20,189€6,861-
Line20232024Change
Assets
Total assets20/58€215,911€504,265▲ 134%
Fixed assets21/28€214,937€488,635▲ 127%
Intangible fixed assets21€214,937€442,535▲ 106%
Tangible fixed assets22/27-€43,100-
Plant, machinery and equipment23-€1,578-
Furniture and vehicles24-€41,521-
Financial fixed assets28-€3,000-
Current assets29/58€974€15,630▲ 1,504%
Amounts receivable within one year40/41-€14,145-
Trade receivables40-€14,145-
Cash at bank and in hand54/58€974€399▼ 59.0%
Deferred charges and accrued income490/1-€1,086-
Equity and liabilities
Total equity and liabilities10/49€215,911€504,265▲ 134%
Equity10/15-€10,189-€3,328▲ 67.3%
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€20,189-€13,328▲ 34.0%
Amounts payable17/49€226,100€507,592▲ 124%
Amounts payable after more than one year17€203,467€434,692▲ 114%
Financial debts170/4€203,467€434,692▲ 114%
Amounts payable within one year42/48€22,633€72,901▲ 222%
Current portion of amounts payable after more than one year42€16,533€60,676▲ 267%
Trade debts44€1,699€6,842▲ 303%
Suppliers440/4€1,699€6,842▲ 303%
Taxes, remuneration and social security45-€133-
Taxes450/3-€133-
Other amounts payable47/48€4,401€5,249▲ 19.3%
Line20232024Change
Profit (loss) for the period9904-€20,189€6,861-
+ Depreciation and write-downs630€5,063€48,996▲ 868%
Operating cash flow (approximation)-€15,126€55,857-
Investment in fixed assets (approximation)--€322,694-
Change in cash--€575-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2024 micro format 13-08-2025 2025-00373167
31-12-2023 micro format 21-08-2024 2024-00358253

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 4,608 active companies whose main activity is insurance agents and brokers (NACE 66220), figures are known for 3,208. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.