Fìn Studio
ActiveSummary
Fìn Studio is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of Fìn Studio were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €235,303 and a net result of €176,199. Its solvency ranks better than 72% of 3318 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-11-2025, 112 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
112 d late
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 71 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€235,303▲ 292%
2023 · €59,963
Net result
€176,199▲ 197%
2023 · €59,296
Total assets
€320,588▲ 305%
2023 · €79,250
Solvency
73.4%▼ 2.3pp
2023 · 75.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€74,754-€233,297▲ 212%
Net result€59,296within the sector's middle half-€176,199above the sector's middle half▲ 197%
Equity€59,963within the sector's middle half-€235,303within the sector's middle half▲ 292%
Total assets€79,250below the sector's middle half-€320,588within the sector's middle half▲ 305%
Debt€19,287-€85,285▲ 342%
Working capital€56,963within the sector's middle half-€217,494above the sector's middle half▲ 282%
Solvency75.7%above the sector's middle half-73.4%within the sector's middle half▼ 2.3pp
Current ratio3.95within the sector's middle half-3.55within the sector's middle half▼ 0.40
Return on assets (ROA)74.8%above the sector's middle half-55.0%above the sector's middle half▼ 19.9pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 212% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €320,588
Fixed assets
€17,809 ▲ 494%
Current assets
€302,778 ▲ 297%
Equity and liabilities €320,588
Equity
€235,303 ▲ 292%
Debt
€85,285 ▲ 342%
Debt's share of the balance-sheet total rises from 24.3% to 26.6%. Equity and debt are higher.
Key figures and ratios
ROE
74.9%▼
2023 · 98.9%
Debt ≤ 1 year
€85,285▲
2023 · €19,287
Income taxes
€56,998▲
2023 · €15,400
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,504 | - |
| Other operating charges640/8 | €581 | €3,209 | ▲ 452% |
| Gross operating margin9900 | €75,335 | €238,010 | ▲ 216% |
| Operating profit (loss)9901 | €74,754 | €233,297 | ▲ 212% |
| Financial charges65/66B | €58 | €100 | ▲ 71.8% |
| Recurring financial charges65 | €58 | €100 | ▲ 71.8% |
| Profit (loss) for the period before taxes9903 | €74,696 | €233,197 | ▲ 212% |
| Income taxes67/77 | €15,400 | €56,998 | ▲ 270% |
| Profit (loss) for the period9904 | €59,296 | €176,199 | ▲ 197% |
| Profit (loss) for the period to be appropriated9905 | €59,296 | €176,199 | ▲ 197% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €79,250 | €320,588 | ▲ 305% |
| Fixed assets21/28 | €3,000 | €17,809 | ▲ 494% |
| Tangible fixed assets22/27 | €3,000 | €17,809 | ▲ 494% |
| Furniture and vehicles24 | - | €14,809 | - |
| Other tangible fixed assets26 | €3,000 | €3,000 | = |
| Current assets29/58 | €76,250 | €302,778 | ▲ 297% |
| Amounts receivable within one year40/41 | €75,840 | €296,402 | ▲ 291% |
| Trade receivables40 | €13,205 | €77,022 | ▲ 483% |
| Other amounts receivable41 | €62,634 | €219,380 | ▲ 250% |
| Cash at bank and in hand54/58 | €410 | €6,377 | ▲ 1,454% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €79,250 | €320,588 | ▲ 305% |
| Equity10/15 | €59,963 | €235,303 | ▲ 292% |
| Contributions10/11 | €1,500 | €1,500 | = |
| Profit (loss) carried forward14 | €58,463 | €233,803 | ▲ 300% |
| Amounts payable17/49 | €19,287 | €85,285 | ▲ 342% |
| Amounts payable within one year42/48 | €19,287 | €85,285 | ▲ 342% |
| Trade debts44 | €568 | €17,507 | ▲ 2,981% |
| Suppliers440/4 | €568 | €17,507 | ▲ 2,981% |
| Taxes, remuneration and social security45 | €18,136 | €67,177 | ▲ 270% |
| Taxes450/3 | €18,136 | €65,177 | ▲ 259% |
| Remuneration and social security454/9 | - | €2,000 | - |
| Other amounts payable47/48 | €583 | €601 | ▲ 3.1% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €59,296 | €176,199 | ▲ 197% |
| + Depreciation and write-downs630 | - | €1,504 | - |
| Operating cash flow (approximation) | €59,296 | €177,702 | ▲ 200% |
| Investment in fixed assets (approximation) | - | -€16,313 | - |
| Change in cash | - | €5,966 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 112 days late
2024
31-12
Financial
Equity above €200,000Eq €235,303 ▲292%
2 profitable years in a row build equity to €235,303.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2023
Ground area
97 m²
Building footprint
62 m²
Volume, LiDAR
623 m³
Parcel 21464E0038/00Y003, Brussels · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Fìn Studio
since 20232.350.880.617
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464E0038/00Y003 | Brussels | 97 m² | 1 · 62 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARIBO
BE 0876.043.127
Maasmechelen · Eq €235,424
Tinis
BE 0460.648.248
Wingene · Eq €235,456
ZAKENKANTOOR HEMERIJCKX
BE 0436.246.513
Ninove · Eq €235,058
ADVIESKANTOOR HOUBRECHTS
BE 0870.807.206
Heusden-Zolder · Eq €235,649
ZAKENKANTOOR TIMMERMANS
BE 0861.393.355
Oudsbergen · Eq €234,952
Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 2,791 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
64310Financial service activities, except insurance and pension funding
64999Other financial services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0805234414
Also
9925:BE0805234414
Registered
06-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.