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HEIRLOOM 17

Active
Private limited companyfounded 2017active for 9 yearsGallifortlei 275, 2100 Antwerpen, BelgiumKBO/BCE: BE 0681.450.437
Summary

The computed 12-month bankruptcy probability of HEIRLOOM 17 is 4.6% (elevated). The 2025 annual accounts show negative equity (-€20,836) and a net result of €11,830. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 15% of 4,798 sector peers (NACE 56, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 18-09-2017 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112and 2 others
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2024
Establishment units
2.268.514.848 2000 Antwerpen, since 18-09-2017
2.318.080.264 2100 Antwerpen, since 07-06-2021
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
Shareholders
  • KOVERIM· score 8330-06-2025 annual accounts of KOVERIM

Financial position

37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.6%
Annual accounts 2025
Gross margin
€521,791
▲ 1.7%
Turnover
≈ €1.5m
estimated
Profit
€11,830
▼ 86.3%
Equity
-€20,836
▲ 34.2%
Total assets
€86,480
▼ 23.5%
Employees on 31-12-2025
24
▲ 14.3%
  • Negative equity on 31-12-2025
Filed on 29-07-2026, 2 days before the deadline
Score breakdownraises riskNegative equity -€20,836Sector: Food and beverage service activities (NACE 56)Size: 10.8 FTE, total assets €86,480Liquidity: current ratio 0.55, cash €196, halvedShow the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 33% of small companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 1+1
equity -24.1% of total assets
Liquidity 9-13
short-term debt 75.5% · cash 0.2%
Profitability 60-40
return on assets 13.7%
Bankruptcy probability within 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (1,616 companies, NACE 56, small)
Last 24 months 12-2024: 5.0%highest value 01-2025: 5.0%● unchanged vs 12-2024 02-2025: 5.0%● unchanged vs 01-2025 03-2025: 4.8%▼ -0.2 percentage points vs 02-2025 04-2025: 4.8%● unchanged vs 03-2025 05-2025: 4.4%▼ -0.4 percentage points vs 04-2025 06-2025: 4.3%▼ -0.1 percentage points vs 05-2025 07-2025: 4.5%▲ +0.2 percentage points vs 06-2025 08-2025: 4.2%▼ -0.3 percentage points vs 07-2025 09-2025: 4.2%● unchanged vs 08-2025 10-2025: 4.2%● unchanged vs 09-2025 11-2025: 3.9%▼ -0.3 percentage points vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.8%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 3.9%▲ +0.1 percentage points vs 01-2026 03-2026: 3.9%● unchanged vs 02-2026 04-2026: 4.0%▲ +0.1 percentage points vs 03-2026 05-2026: 3.9%▼ -0.1 percentage points vs 04-2026 06-2026: 3.8%▼ -0.1 percentage points vs 05-2026 07-2026: 4.3%▲ +0.5 percentage points vs 06-2026 08-2026: 4.6%▲ +0.3 percentage points vs 07-2026 09-2026: 4.6%● unchanged vs 08-2026 10-2026: 4.6%● unchanged vs 09-2026 11-2026: 4.6%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.55 (0.48 in 2024), below 1. Short-term debt is 75.5% and cash 0.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, small). It does better than 8% of them on solvency, 5% on liquidity, 35% on profitability and 81% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Negative equity -€20,836
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Size: 10.8 FTE, total assets €86,480
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.55, cash €196, halved
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4798 sector peers (2025).
NBB · sector comparison
Position among 4798 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
2 days early
2024
15 days early
2023
27 days early
2022
21 days early
2021
31 days late
2020
1 day early
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€20,836 View
  • Caution: Result fell in 2025from €86,391 to €11,830 ▼ 86.3% View
  • Caution: Lower solvency than 85% of companies in food and beverage servicesector median 29.8% · 4,798 companies -24.1% View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Appointment: DE ROUCK Glenn (director)
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as HEIRLOOM 17: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €55,200 and €143,000, founded between 2013 and 2019.

CompanyTotal assetsGross margin
HEIRLOOM 17 Antwerpen€86,480€521,791
ALPHA-ASTRID Antwerpen€101,816€425,500
THB7 Awans€118,158€404,310
RAMKEV Brugge€138,334€396,843
ZOBELYX Bilzen-Hoeselt€138,492€425,267
TOLOMIER Libramont-Chevigny€142,917€360,185
GAZZETTA Elsene€55,232€474,165
Full comparison

Key facts about HEIRLOOM 17

What is the company number of HEIRLOOM 17?
The company number of HEIRLOOM 17 is 0681.450.437. The VAT number is the same number with BE in front: BE 0681.450.437.
Where is HEIRLOOM 17 based?
The registered office is at Gallifortlei 275, 2100 Antwerpen.Company details
What does HEIRLOOM 17 do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of HEIRLOOM 17?
The legal form of HEIRLOOM 17 is Private limited company (BV).
When was HEIRLOOM 17 founded?
HEIRLOOM 17 was founded on 18-09-2017.
Is HEIRLOOM 17 still active?
Yes, HEIRLOOM 17 is an active enterprise in the KBO register.
How many employees does HEIRLOOM 17 have?
HEIRLOOM 17 had an average of 10.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does HEIRLOOM 17 fall under?
In its 2024 annual accounts, HEIRLOOM 17 states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of HEIRLOOM 17?
The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €521,791 and 35 comparable companies (NACE 56112). It probably lies between €1.2m and €1.7m.
Is HEIRLOOM 17 profitable?
In financial year 2025, HEIRLOOM 17 made a profit of €11,830.
Where can I find the annual accounts of HEIRLOOM 17?
HEIRLOOM 17 filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HEIRLOOM 17 due?
HEIRLOOM 17 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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