HEIRLOOM 17
ActiveThe computed 12-month bankruptcy probability of HEIRLOOM 17 is 2.9% (moderate). The 2025 annual accounts show negative equity (€-21k) and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 3620 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-40
Solvency1▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.55 against 0.48 in 2024; short-term debt: 75.5% and cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-24.1%
Return on assets
13.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 3620 sector peers (2025).
NBB · sector comparisonPosition among 3620 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
15 d early
2023
27 d early
2022
21 d early
2021
31 d late
2020
1 d early
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-21k▲ 34.2%
2024 · €-32k
2018: €13k
2019: €17k
2020: €-15k
2021: €-53k
2022: €-107k
2023: €-117k
2024: €-32k
2018 → 2025
Total assets
€86k▼ 23.5%
2024 · €113k
2018: €147k
2019: €146k
2020: €100k
2021: €113k
2022: €144k
2023: €113k
2024: €113k
2018 → 2025
Net result
€12k▼ 86.3%
2024 · €86k
2018: €-21k
2019: €5k
2020: €-31k
2021: €-37k
2022: €-53k
2023: €-9k
2024: €86k
2018 → 2025
Working capital
€-29k▲ 50.8%
2024 · €-60k
2018: €-22k
2019: €-31k
2020: €-33k
2021: €-55k
2022: €-122k
2023: €-136k
2024: €-60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-53k-€-107k▼ 102%€-117k▼ 9.0%€-32k▲ 72.9%€-21k▲ 34.2%
Operating result€-26k-€-38k▼ 46.6%€10k€101k▲ 906%€26k▼ 74.2%
Net result€-37k-€-53k▼ 43.3%€-9k▲ 83.7%€86k€12k▼ 86.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€51k▼ 11.6%
Current assets
€36k▼ 35.7%
Key figures and ratios
EBITDA
€44k▼
2024 · €117k
Cash flow
€30k▼
2024 · €103k
Solvency
-24.1%▲
2024 · -28.0%
Current ratio
0.55▲
2024 · 0.48
Quick ratio
0.07▼
2024 · 0.24
Debt / equity
-5.15▼
2024 · -4.57
ROA
13.7%▼
2024 · 76.4%
Interest coverage
2.88▼
2024 · 7.62
Debt
€107k▼
2024 · €145k
Debt ≤ 1 year
€65k▼
2024 · €116k
Debt > 1 year
€42k▲
2024 · €29k
Staff costs
€473k▲
2024 · €394k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€86k▼
Fixed assets21/28€57k€51k▼
Tangible fixed assets22/27€51k€44k▼
Plant, machinery and equipment23€29k€27k▼
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€16k€13k▼
Financial fixed assets28€7k€7k=
Current assets29/58€56k€36k▼
Stocks and contracts in progress3€28k€32k▲
Stocks30/36€28k€32k▲
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40-€2k
Other amounts receivable41€7k-
Cash at bank and in hand54/58€20k€196▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€113k€86k▼
Equity10/15€-32k€-21k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-60k€-48k▲
Investment grants15€3k€2k▼
Amounts payable17/49€145k€107k▼
Amounts payable after more than one year17€29k€42k▲
Other amounts payable178/9€29k€42k▲
Amounts payable within one year42/48€116k€65k▼
Current portion of amounts payable after more than one year42€3k-
Financial debts43-€11k
Credit institutions430/8-€11k
Trade debts44€22k€18k▼
Suppliers440/4€22k€18k▼
Taxes, remuneration and social security45€71k€36k▼
Taxes450/3€10k€2k▼
Remuneration and social security454/9€61k€34k▼
Other amounts payable47/48€19k€973▼
Income statement
Code20242025
Remuneration, social security and pensions62€394k€473k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€513k€522k▲
Operating profit (loss)9901€101k€26k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€15k€15k▼
Recurring financial charges65€15k€15k▼
Profit (loss) for the period before taxes9903€86k€12k▼
Profit (loss) for the period9904€86k€12k▼
Profit (loss) for the period to be appropriated9905€86k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-48k▲
Profit (loss) brought forward from the previous period14P€-146k€-60k▲
Social balance
Average headcount (FTE)90879.710.8▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €86k
Net result €86k after 4 loss-making years.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gallifortlei 2752100 AntwerpenGround area
3,697 m²
Building footprint
2,174 m²
Volume, LiDAR
19,451 m³
3 parcels, Flanders · tallest building 29.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
HEIRLOOM 17
since 20172.268.514.848
Hooftvunderlei 160, 2100 Antwerpen
since 20212.318.080.264
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11345B0010/00A000 | Flanders | 2,938 m² | 1 · 1,662 m² | 29.1 m · 3 fl. |
| 11802B0519/00D000 | Flanders | 404 m² | 1 · 282 m² | 17.0 m · 4 fl. |
| 11344A0561/00P007 | Flanders | 355 m² | 1 · 229 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.268.514.848
Antwerpen2.318.080.264
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 7,887 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2017
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
10830Manufacture of food products
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.