TOLOMIER
ActiveSummary
The computed 12-month bankruptcy probability of TOLOMIER is 2.7% (moderate). The 2025 annual accounts show negative equity (€-33k) and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 3674 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-67
Solvency2▼-4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 0.75 in 2024; short-term debt: 123.4% and cash: 8.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-23.4%
Return on assets
-2.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-33k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
110 d late
2022
105 d late
2021
470 d late
2020
382 d late
2019
33 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k
2024 · €34k
2018: €6k
2019: €-43k
2020: €-70k
2021: €70k
2022: €33k
2023: €-55k
2024: €34k
2018 → 2025
Working capital
€-41k▲ 10.3%
2024 · €-46k
2018: €-73k
2019: €-85k
2020: €-65k
2021: €-13k
2022: €22k
2023: €-68k
2024: €-46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-22k-€11k€-64k€-29k▲ 53.8%€-33k▼ 13.5%
Operating result€89k-€46k▼ 48.3%€-28k€41k€44k▲ 5.7%
Net result€70k-€33k▼ 53.0%€-55k€34k€-4k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€8k ▼ 54.1%
Current assets
€135k ▼ 0.2%
Key figures and ratios
EBITDA
€53k▲
2024 · €50k
Cash flow
€5k▼
2024 · €43k
Solvency
-23.4%▼
2024 · -19.3%
Current ratio
0.76▲
2024 · 0.75
Quick ratio
0.71▲
2024 · 0.70
Debt to equity
-5.28▲
2024 · -6.19
ROA
-2.8%▼
2024 · 22.5%
Interest coverage
1.03▼
2024 · 5.25
Debt
€176k▼
2024 · €182k
Debt ≤ 1 year
€176k▼
2024 · €181k
Income taxes
€525▲
2024 · €358
Staff costs
€306k▲
2024 · €298k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€153k€143k▼
Fixed assets21/28€17k€8k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€17k€8k▼
Plant, machinery and equipment23€380€41▼
Furniture and vehicles24€17k€7k▼
Financial fixed assets28€502€502=
Current assets29/58€135k€135k▼
Stocks and contracts in progress3€9k€9k▲
Stocks30/36€9k€9k▲
Amounts receivable within one year40/41€105k€110k▲
Trade receivables40€798€5k▲
Other amounts receivable41€104k€105k▲
Cash at bank and in hand54/58€21k€12k▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€153k€143k▼
Equity10/15€-29k€-33k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-49k€-53k▼
Amounts payable17/49€182k€176k▼
Amounts payable after more than one year17€706-
Financial debts170/4€706-
Amounts payable within one year42/48€181k€176k▼
Current portion of amounts payable after more than one year42€13k€706▼
Trade debts44€94k€130k▲
Suppliers440/4€94k€130k▲
Taxes, remuneration and social security45€73k€45k▼
Taxes450/3€15k€9k▼
Remuneration and social security454/9€58k€36k▼
Other amounts payable47/48€1k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€298k€306k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€6k€679▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€358k€360k▲
Operating profit (loss)9901€41k€44k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€10k€51k▲
Recurring financial charges65€10k€51k▲
Profit (loss) for the period before taxes9903€35k€-3k▼
Income taxes67/77€358€525▲
Profit (loss) for the period9904€34k€-4k▼
Profit (loss) for the period to be appropriated9905€34k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-53k▼
Profit (loss) brought forward from the previous period14P€-84k€-49k▲
Social balance
Average headcount (FTE)9087-8.3
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 110 days late
2023
13-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 105 days late
13-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 470 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 382 days late
2021
31-12
Financial
Back to profitnet €70k
Net result €70k after 2 loss-making years.
2020
31-12
Financial
Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 33 days late
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 128 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 126 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Recogne,Avenue de Bouillon 986800 Libramont-Chevigny1 establishment unit
LUNCH GARDEN Libramont
since 20152.246.515.743
Recognitions · licences · registrations
Food safety, FASFC
1 siteLibramont-Chevigny2.246.515.743
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 7,361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2015
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filings
Scores and ratios are computed by Checked and are not a credit decision.