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KOVERIM

Active
Public limited companyfounded 1984active for 41 yearsGallifortlei 275, 2100 Antwerpen, BelgiumKBO/BCE: BE 0426.596.892
Summary

KOVERIM has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,469 and a net result of €68,992. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 14% of 9,845 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-12-1984 Normal situation
Activity
Wholesale trade NACE 46370and 2 others
Joint committees
220 Paritair Comité voor de bedienden uit de voedingsnijverheid
118 Paritair Comité voor de voedingsnijverheid · annual accounts 30-06-2025
Establishment units
2.026.069.187 2100 Antwerpen, since 30-05-2002
2.296.093.433 2000 Antwerpen, since 22-11-2019and 1 other
Financial year end
30 June
Peppol
Reachable since 21-10-2026

Board and ownership

Board
Shareholders
  • GLENN DE ROUCKannual accounts 30-06-2020
  • MONIQUE COUWENBERGHannual accounts 30-06-2020

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 30-06-2025
Gross margin
€348,762
▲ 37.3%
Turnover
≈ €2.1m
estimated
Profit
€68,992
Equity
€33,469
Total assets
€1.1m
▼ 6.1%
Employees on 30-06-2025
3
▼ 25.0%
  • €1,422 of overdue tax debts on 30-06-2025
  • €7,274 of overdue social security (RSZ) debts on 30-06-2025
Filed on 18-12-2025, 44 days before the deadline
Score breakdownraises riskEquity €33,469 (3.1% of total assets)Liquidity: current ratio 0.51, cash €15,963lowers riskFounded in 1984Size: 2.4 FTE, total assets €1.1mShow the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 28+6
equity 3.1% of total assets
Liquidity 30+2
short-term debt 45.1% · cash 1.5%
Profitability 63+59
return on assets 6.3%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.3% 01-2025: 4.2%▲ +2.9 percentage points vs 12-2024 02-2025: 4.2%● unchanged vs 01-2025 03-2025: 4.2%● unchanged vs 02-2025 04-2025: 4.2%● unchanged vs 03-2025 05-2025: 4.2%● unchanged vs 04-2025 06-2025: 4.2%● unchanged vs 05-2025 07-2025: 4.2%● unchanged vs 06-2025 08-2025: 4.3%▲ +0.1 percentage points vs 07-2025 09-2025: 4.3%● unchanged vs 08-2025 10-2025: 4.3%● unchanged vs 09-2025 11-2025: 4.3%● unchanged vs 10-2025 12-2025: 4.5%▲ +0.2 percentage points vs 11-2025highest value 01-2026: 0.4%▼ -4.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.51 (0.46 in 2024), below 1. Short-term debt is 45.1% and cash 1.5% of total assets. 96.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 18% of them on solvency, 27% on liquidity, 46% on profitability and 96% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €33,469 (3.1% of total assets)
NBB · annual accounts
lowers risk · Founded in 1984
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 2.4 FTE, total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.51, cash €15,963
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9845 sector peers (2025).
NBB · sector comparison
Position among 9845 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
42 days early
2023
1 day early
2022
63 days early
2021
11 days early
2020
4 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 December (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €132,904 in 2024 €68,992 View
  • Caution: Lower solvency than 86% of companies in wholesale tradesector median 42.9% · 9,845 companies 3.1% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Reappointments: DE ROUCK Glenn (director) and COUWENBERGH Monique Josephina Franciscus (director)Appointment: DE ROUCK Glenn (managing director)
All 15 events

Comparable companies

These companies have the same main activity as KOVERIM: wholesale trade (NACE 46370). They are comparable in size and age: total assets between €723,000 and €1.8m, founded between 1983 and 1993.

CompanyTotal assetsGross margin
KOVERIM Antwerpen€1.1m€0.3m
SPECERIJEN JOBO Lokeren€0.7m€0.4m
ROCHEPICES Rochefort€1.2m€0.6m
HERBAROMA Stabroek€1.8m€0.2m
VANOVERBEKE Waregem€1.1m€0.2m
CAFES LEROY Tournai€0.7m€0.4m
D'HAESE-AVO Zottegem€1.2m€0.5m
Full comparison

Key facts about KOVERIM

What is the company number of KOVERIM?
The company number of KOVERIM is 0426.596.892. The VAT number is the same number with BE in front: BE 0426.596.892.
Where is KOVERIM based?
The registered office is at Gallifortlei 275, 2100 Antwerpen.Company details
What does KOVERIM do?
According to the KBO register, the main activity is wholesale trade (NACE 46370).
What is the legal form of KOVERIM?
The legal form of KOVERIM is Public limited company (NV).
When was KOVERIM founded?
KOVERIM was founded on 04-12-1984.
Is KOVERIM still active?
Yes, KOVERIM is an active enterprise in the KBO register.
How many employees does KOVERIM have?
KOVERIM had an average of 2.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does KOVERIM fall under?
In its 30-06-2025 annual accounts, KOVERIM states joint committees 220 (Paritair Comité voor de bedienden uit de voedingsnijverheid) and 118 (Paritair Comité voor de voedingsnijverheid).
What is the turnover of KOVERIM?
The turnover in financial year 2025 is ≈ €2.1m. This figure is estimated from the gross margin of €348,762 and 30 comparable companies (NACE 463). It probably lies between €1.6m and €3.9m.
Is KOVERIM profitable?
In financial year 2025, KOVERIM made a profit of €68,992.
Where can I find the annual accounts of KOVERIM?
KOVERIM filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KOVERIM due?
KOVERIM must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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