ZOBELYX
ActiveThe computed 12-month bankruptcy probability of ZOBELYX is 3.7% (moderate). The 2024 annual accounts show equity of €59k and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 18939 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▼-19
Solvency59▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.19 in 2023; short-term debt: 61.8% and cash: 38.5% of total assets), but 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.9%
Return on assets
10%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
8 d early
2022
64 d late
2021
18 d late
2020
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€59k▲ 42.1%
2023 · €42k
2020: €10k
2021: €4k
2022: €-21k
2023: €42k
2020 → 2024
Total assets
€175k▼ 22.2%
2023 · €225k
2020: €382k
2021: €322k
2022: €305k
2023: €225k
2020 → 2024
Net result
€18k▼ 72.0%
2023 · €63k
2020: €4k
2021: €-6k
2022: €-25k
2023: €63k
2020 → 2024
Working capital
€58k▲ 74.4%
2023 · €33k
2020: €-52k
2021: €-7k
2022: €-39k
2023: €33k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€10k-€4k▼ 56.7%€-21k€42k€59k▲ 42.1%
Operating result€9k-€-3k€-24k▼ 643%€63k€21k▼ 67.1%
Net result€4k-€-6k€-25k▼ 348%€63k€18k▼ 72.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 67% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €175k
Fixed assets
€9k▼ 25.8%
Current assets
€166k▼ 19.0%
Equity and liabilities €175k
Equity
€59k▲ 42.1%
Debt
€116k▼ 36.8%
The debt ratio falls from 81.4% to 66.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2023 · €78k
Cash flow
€29k▼
2023 · €78k
Solvency
33.9%▲
2023 · 18.6%
Current ratio
1.53▲
2023 · 1.19
Quick ratio
1.43▲
2023 · 1.13
Debt / equity
1.95▼
2023 · 4.39
ROE
29.6%▼
2023 · 150.2%
ROA
10.0%▼
2023 · 27.9%
Interest coverage
9.71▼
2023 · 21.22
Debt
€116k▼
2023 · €183k
Debt ≤ 1 year
€108k▼
2023 · €172k
Debt > 1 year
€0▼
2023 · €5k
Staff costs
€381k▼
2023 · €388k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€225k€175k▼
Formation expenses20€8k€0▼
Fixed assets21/28€12k€9k▼
Intangible fixed assets21€11k€9k▼
Tangible fixed assets22/27€1k€0▼
Plant, machinery and equipment23€1k€0▼
Current assets29/58€205k€166k▼
Stocks and contracts in progress3€10k€12k▲
Stocks30/36€10k€12k▲
Amounts receivable within one year40/41€134k€85k▼
Trade receivables40€32k€23k▼
Other amounts receivable41€101k€63k▼
Cash at bank and in hand54/58€61k€67k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€225k€175k▼
Equity10/15€42k€59k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€36k€53k▲
Amounts payable17/49€183k€116k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€172k€108k▼
Current portion of amounts payable after more than one year42€13k€5k▼
Trade debts44€127k€68k▼
Suppliers440/4€127k€68k▼
Taxes, remuneration and social security45€32k€35k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€28k€28k▲
Other amounts payable47/48€0€476▲
Accrued charges and deferred income492/3€6k€8k▲
Income statement
Code20232024
Remuneration, social security and pensions62€388k€381k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€11k▼
Other operating charges640/8€534€824▲
Gross operating margin9900€467k€413k▼
Operating profit (loss)9901€63k€21k▼
Financial income75/76B€3k€75▼
Recurring financial income75€3k€75▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€63k€18k▼
Profit (loss) for the period9904€63k€18k▼
Profit (loss) for the period to be appropriated9905€63k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€53k▲
Profit (loss) brought forward from the previous period14P€-27k€36k▲
Social balance
Average headcount (FTE)90878.6-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €63k
Net result €63k after 2 loss-making years.
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 64 days late
2022
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tongersestraat 913740 Bilzen-HoeseltGround area
6,395 m²
Building footprint
308 m²
Volume, LiDAR
1,842 m³
Parcel 73006H0707/00F000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZOBELYX
since 20192.293.296.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006H0707/00F000 | Flanders | 6,395 m² | 1 · 308 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBilzen-Hoeselt2.293.296.962
Dual-learning approval
2 live approvalsMedewerker fastfood (vwo)
Medewerker fastfood duaal (so)
Similar companies · same sector, comparable size
ANNIS
BE 0876.636.708
Tongeren-Borgloon · Eq €59k
ASROM
BE 0864.856.651
Anderlecht · Eq €59k
Sartess
BE 0700.852.714
Lanaken · Eq €59k
TUNGULER
BE 0833.992.241
Antwerpen · Eq €59k
2CAST
BE 0679.866.664
Sint-Truiden · Eq €59k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,303 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2019
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.