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HBB

Active
Non-profit associationfounded 1991active for 35 yearsDiestsevest 40, 3000 Leuven, BelgiumKBO/BCE: BE 0445.807.545
Summary

HBB has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79.0m and a net result of -€64,648. Equity has been stable since 2018 (±2.2% per year). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 21-10-1991 Normal situation
Registered office
27 active companies are registered at this address Source: KBO register, as of 4 November 2026.
Activity
“De behartiging van de belangen van zelfstandigen en werkgevers in het algemeen,en van zelfstandigen…” (deed in Dutch)From the articles, 7 activitiesNo NACE code in the KBO yet
Establishment unit
2.381.141.944 3000 Leuven, since 01-10-2025
Financial year end
31 December
Peppol
Reachable since 27-03-2026

Board and ownership

Board
and 4 others
Auditor
EY Bedrijfrevisorerı bv

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Deficit
€64,648
Equity
€79.0m
▼ 0.1%
Total assets
€80.3m
▲ 0.7%
Turnover not published (abbreviated format)
Score breakdownlowers riskLegal form: non-profit associationSize: total assets €80.3mEquity €79.0m (98.3% of total assets)Founded in 1991Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of large companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 98.3% of total assets
Liquidity 51=
short-term debt 1.7% · cash 0.9%
Profitability 37-13
return on assets -0.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €7,400,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 60.22, above the usual 1.5. Short-term debt is 1.7% and cash 0.9% of total assets. 1.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, large). It does better than 67% of them on solvency, 70% on liquidity, 36% on profitability and 29% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: total assets €80.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €79.0m (98.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
30 days early
2023
29 days early
2022
31 days early
2021
5 days early
2020
25 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 23 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 01-07-2026 at the NBB all 20 filings

Equity
€79.0m▼ 0.1%
2024 · €79.0m
Total assets
€80.3m▲ 0.7%
2024 · €79.7m
Net result
-€64,648
2024 · €4.0m
Working capital
€78.7m=
2024 · €78.7m
Multi-year overview
2018 to 2025, 8 financial years
Operating result
-€28.9m
▼ 8.5% 2025
20182025
Net result
-€64,648
2025
20182025
Equity
€79.0m
▼ 0.1% 2025
20182025
Total assets
€80.3m
▲ 0.7% 2025
20182025
Debt
€1.3m
▲ 88.1% 2025
20182025
Working capital
€78.7m
= 2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€19.7m--€21.3m▼ 8.5%-€22.1m▼ 3.5%-€20.9m▲ 5.1%-€22.7m▼ 8.6%-€25.0m▼ 9.7%-€26.6m▼ 6.6%-€28.9m▼ 8.5%
Net result€0.6m-€1.1m▲ 97.4%-€0.3m€11.4m-€12.1m€7.0m€4.0m▼ 43.3%-€0.06m
Equity€68.0m-€69.1m▲ 1.6%€68.8m▼ 0.4%€80.2m▲ 16.5%€68.1m▼ 15.1%€75.1m▲ 10.2%€79.0m▲ 5.3%€79.0m▼ 0.1%
Total assets€68.1m-€69.2m▲ 1.6%€69.5m▲ 0.4%€80.5m▲ 15.9%€70.0m▼ 13.1%€75.4m▲ 7.7%€79.7m▲ 5.8%€80.3m▲ 0.7%
Debt€0.05m-€0.04m▼ 14.5%€0.6m▲ 17×€0.3m▼ 48.1%€1.9m▲ 465%€0.3m▼ 83.0%€0.7m▲ 121%€1.3m▲ 88.1%
Working capital€67.7m-€68.8m▲ 1.6%€68.5m▼ 0.4%€79.9m▲ 16.6%€67.8m▼ 15.1%€74.8m▲ 10.3%€78.7m▲ 5.3%€78.7m=

The operating result for 2025 is a loss of €28.9m, larger than the loss of €26.6m in 2024. It is the lowest result since 2018.

Turnover and EBIT margin are not published. The abbreviated format does not require them.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80.3m
Fixed assets €264,844 ▼ 16.6%
Current assets €80.0m ▲ 0.8%
Equity and liabilities €80.3m
Equity €79.0m ▼ 0.1%
Debt €1.3m ▲ 88.1%
Debt's share of the balance-sheet total rises from 0.9% to 1.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
60.22
Debt to equity
0.02▲
2024 · 0.01
ROE
-0.1%▼
2024 · 5.0%
ROA
-0.1%▼
2024 · 5.0%
Debt ≤ 1 year
€1.3m▲
2024 · €706,509
Income taxes
€12.1m▲
2024 · €11.2m
Supplier credit
18 days▲
2024 · 9 days
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item20212022202320242025
Guarantees given for others' debts€1.5m€1.5m€1.5m€1.5m€1.5m

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Auditor

fees

The auditor is Wim Van Gasse.

Item20212022202320242025
Fee for the audit€4,954€5,111€6,034€5,755€4,933

Source: notes to the 2021 to 2025 annual accounts (relations with the auditor)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€79.7m€80.3m▲
Fixed assets21/28€0.3m€0.3m▼
Financial fixed assets28€0.3m€0.3m▼
Affiliated companies280/1€0.1m€0.1m=
Participating interests280€0.1m€0.1m=
Companies linked by participating interests282/3€0.2m€0.1m▼
Participating interests282€0.2m€0.1m▼
Other financial fixed assets284/8€0.01m€0.01m=
Shares284€0-
Amounts receivable and cash guarantees285/8€0.01m€0.01m=
Current assets29/58€79.4m€80.0m▲
Amounts receivable within one year40/41€1.0m€0.9m▼
Other amounts receivable41€1.0m€0.9m▼
Current investments50/53€77.6m€78.3m▲
Cash at bank and in hand54/58€0.8m€0.7m▼
Deferred charges and accrued income490/1€0.1m€0.1m▼
Equity and liabilities
Total equity and liabilities10/49€79.7m€80.3m▲
Equity10/15€79.0m€79.0m▼
Contributions10/11€74.0m€74.0m=
Capital10€74.0m€74.0m=
Profit (loss) carried forward14€5.1m€5.0m▼
Amounts payable17/49€0.7m€1.3m▲
Amounts payable within one year42/48€0.7m€1.3m▲
Trade debts44€0.6m€1.3m▲
Suppliers440/4€0.6m€1.3m▲
Taxes, remuneration and social security45-€0.006m
Taxes450/3-€0.006m
Income statement Code20242025
Operating income70/76A€1.3m€1.3m▲
Other operating income74€1.3m€1.3m▲
Operating charges60/66A€27.9m€30.2m▲
Services and other goods61€23.5m€26.5m▲
Other operating charges640/8€4.4m€3.7m▼
Operating profit (loss)9901-€26.6m-€28.9m▼
Financial income75/76B€42.2m€41.3m▼
Recurring financial income75€42.2m€41.3m▼
Income from financial fixed assets750€37.2m€40.3m▲
Income from current assets751€0.05m-
Other financial income752/9€4.9m€1.0m▼
Non-recurring financial income76B-€1
Financial charges65/66B€0.5m€0.4m▼
Recurring financial charges65€0.5m€0.4m▼
Other financial charges652/9€0.5m€0.4m▼
Profit (loss) for the period before taxes9903€15.1m€12.0m▼
Income taxes67/77€11.2m€12.1m▲
Taxes670/3€11.2m€12.1m▲
Profit (loss) for the period9904€4.0m-€0.06m▼
Profit (loss) for the period to be appropriated9905€4.0m-€0.06m▼
Appropriation of the result
Profit (loss) to be appropriated9906€5.1m€5.0m▼
Profit (loss) brought forward from the previous period14P€1.1m€5.1m▲

The notes to these accounts have 20 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 01-07-2026.

Line20182019202020212022202320242025Change
Operating income70/76A---€1.0m€1.1m€1.2m€1.3m€1.3m▲ 5.1%
Other operating income74---€1.0m€1.1m€1.2m€1.3m€1.3m▲ 5.1%
Operating charges60/66A---€21.9m€23.8m€26.1m€27.9m€30.2m▲ 8.4%
Services and other goods61---€19.9m€21.3m€23.8m€23.5m€26.5m▲ 12.8%
Other operating charges640/8---€2.0m€2.5m€2.3m€4.4m€3.7m▼ 15.7%
Operating profit (loss)9901-€19.7m-€21.3m-€22.1m-€20.9m-€22.7m-€25.0m-€26.6m-€28.9m▼ 8.5%
Financial income75/76B---€32.9m€20.9m€41.3m€42.2m€41.3m▼ 2.2%
Recurring financial income75€30.7m€29.6m€31.5m€1.4m€20.9m€41.3m€42.2m€41.3m▼ 2.2%
Income from financial fixed assets750---€0.004m€19.3m€35.0m€37.2m€40.3m▲ 8.3%
Income from current assets751---€0.1m€0.08m€0.1m€0.05m--
Other financial income752/9---€1.3m€1.4m€6.2m€4.9m€1.0m▼ 80.7%
Non-recurring financial income76B---€31.5m---€1-
Financial charges65/66B---€0.4m€4.3m-€1.2m€0.5m€0.4m▼ 23.7%
Recurring financial charges65€1.4m-€1.3m€0.2m€0.4m€4.3m-€1.2m€0.5m€0.4m▼ 23.7%
Debt charges650-€48€45------
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651---€0.2m€4.0m-€1.3m---
Other financial charges652/9---€0.2m€0.3m€0.1m€0.5m€0.4m▼ 23.7%
Profit (loss) for the period before taxes9903€9.6m€9.6m€9.2m€11.5m-€6.2m€17.5m€15.1m€12.0m▼ 20.4%
Income taxes67/77--€9.5m€0.1m€5.9m€10.5m€11.2m€12.1m▲ 8.3%
Taxes670/3---€0.1m€5.9m€10.5m€11.2m€12.1m▲ 8.3%
Profit (loss) for the period9904€0.6m€1.1m-€0.3m€11.4m-€12.1m€7.0m€4.0m-€0.06m-
Profit (loss) for the period to be appropriated9905€0.6m€1.1m-€0.3m€11.4m-€12.1m€7.0m€4.0m-€0.06m-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€68.1m€69.2m€69.5m€80.5m€70.0m€75.4m€79.7m€80.3m▲ 0.7%
Fixed assets21/28€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m▼ 16.6%
Financial fixed assets28€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m€0.3m▼ 16.6%
Affiliated companies280/1---€0.1m€0.1m€0.1m€0.1m€0.1m=
Participating interests280---€0.1m€0.1m€0.1m€0.1m€0.1m=
Companies linked by participating interests282/3---€0.2m€0.2m€0.2m€0.2m€0.1m▼ 29.1%
Participating interests282---€0.2m€0.2m€0.2m€0.2m€0.1m▼ 29.1%
Amounts receivable283-----€0---
Other financial fixed assets284/8---€0.01m€0.01m€0.01m€0.01m€0.01m=
Shares284---€25€25€0€0--
Amounts receivable and cash guarantees285/8---€0.01m€0.01m€0.01m€0.01m€0.01m=
Current assets29/58€67.7m€68.8m€69.1m€80.2m€69.7m€75.1m€79.4m€80.0m▲ 0.8%
Amounts receivable within one year40/41€0.5m€0.6m€0.4m€0.1m€0.3m€1.2m€1.0m€0.9m▼ 8.4%
Other amounts receivable41---€0.1m€0.3m€1.2m€1.0m€0.9m▼ 8.4%
Current investments50/53€65.8m€68.0m€68.3m€51.2m€64.3m€73.4m€77.6m€78.3m▲ 1.0%
Cash at bank and in hand54/58€1.4m€0.3m€0.4m€28.8m€4.9m€0.5m€0.8m€0.7m▼ 5.9%
Deferred charges and accrued income490/1----€0.1m-€0.1m€0.1m▼ 6.0%
Equity and liabilities
Total equity and liabilities10/49€68.1m€69.2m€69.5m€80.5m€70.0m€75.4m€79.7m€80.3m▲ 0.7%
Equity10/15€68.0m€69.1m€68.8m€80.2m€68.1m€75.1m€79.0m€79.0m▼ 0.1%
Contributions10/11----€74.0m€74.0m€74.0m€74.0m=
Capital10----€74.0m€74.0m€74.0m€74.0m=
Profit (loss) carried forward14-€6.0m-€4.9m-€5.2m€6.2m-€5.9m€1.1m€5.1m€5.0m▼ 1.3%
Amounts payable17/49€0.05m€0.04m€0.6m€0.3m€1.9m€0.3m€0.7m€1.3m▲ 88.1%
Amounts payable within one year42/48€0.05m€0.04m€0.6m€0.3m€1.9m€0.3m€0.7m€1.3m▲ 88.1%
Trade debts44€0.05m€0.04m€0.4m€0.2m€1.3m€0.3m€0.6m€1.3m▲ 113%
Suppliers440/4---€0.2m€1.3m€0.3m€0.6m€1.3m▲ 113%
Taxes, remuneration and social security45-------€0.006m-
Taxes450/3-------€0.006m-
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€0.6m€1.1m-€0.3m€11.4m-€12.1m€7.0m€4.0m-€0.06m-
Operating cash flow (approximation)€0.6m€1.1m-€0.3m€11.4m-€12.1m€7.0m€4.0m-€0.06m-
Investment in fixed assets (approximation)-€0€0€0€0€25€0€0.05m-
Change in cash--€1.1m€0.1m€28.4m-€23.9m-€4.4m€0.3m-€0.04m-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 151 companies had the same profile as HBB has now. Two years later, 94.0% were still going and 1.3% had gone bankrupt.

  • Large
  • 20 years or older
  • solvency 30% or more
  • a small loss
94.0% was still going
4.0% stopped otherwise
1.3% went bankrupt

Another 0.7% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of HBB itself is lower: < 0.1% within 12 months. It rests on far more data about HBB than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 151 companies, not a prediction for HBB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 20 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 01-07-2026 2026-00236095 PDF
31-12-2024 abbreviated format 01-07-2025 2025-00209273 PDF
31-12-2023 abbreviated format 02-07-2024 2024-00203756 PDF
31-12-2022 abbreviated format 30-06-2023 2023-00182752 PDF
31-12-2021 abbreviated format 26-07-2022 2022-20223677 PDF
31-12-2020 abbreviated format 06-07-2021 2021-31400347 PDF
31-12-2019 abbreviated format 17-07-2020 2020-31400406 PDF
31-12-2018 abbreviated format 02-07-2019 2019-28200080 PDF
31-12-2017 abbreviated format 02-07-2018 2018-27900584 PDF
31-12-2016 abbreviated format 04-07-2017 2017-28200200 PDF

Show all 20 filings

Board & ownership

Directors

Directors
7 directors, last change in 2026

Board 7

Lode Ceyssens
Chair · appointed in the act of 12-10-2022 · Director and chair · since 01-09-2021 · 5-year term from 2026 · also on the board of 11 other companies · listed in the 2021 annual accounts, filed on 26-07-2022
Current
LodeCeyssens
Director · since 01-09-2021 · listed in the 2021 annual accounts, filed on 26-07-2022
Current
Pieter Verhelst
Director · appointed in the act of 28-11-2022 · also on the board of 6 other companies
Current
Lutgarde D'Hondt
Director · appointed in the act of 19-06-2023 · also on the board of 7 other companies
Current
An Vrancken
Director · appointed in the act of 05-02-2026 · also on the board of 1 other company
Current
Anneloes Lysens
Director · appointed in the act of 05-02-2026 · also on the board of 10 other companies
Current
Florus Luc
Director · in office according to the act of 27-12-2023 · 5-year term from 2023 · also on the board of 2 other companies · listed in the 2021 annual accounts, filed on 26-07-2022
Current

Statutory auditor 2

EY Bedrijfrevisorerı bv
Auditor · appointed in the act of 24-09-2025
Current
Wim Van Gasse
Auditor · appointed in the act of 24-09-2025 · permanent representative: Wim Van Gasse
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 21. Bestuursorgaan - externe vertegenwoordigingsmacht Het bestuursorgaan vertegenwoordigt als college de vereniging in alie…”
deed of 27-12-2023

Owners and capital

Owners

This non-profit association has no shareholders or capital.

Mandate history

16 people, 9 in office
Show
  • Board
  • Statutory auditor
  • Other function
  • mandate already running before its first mention
  • end not dated
Mandates per person, with start and end dates
Name Functions and periods
LodeCeyssens
  • Director, from 01-09-2021 to date
Pieter Verhelst
  • Director, appointed in the act of 28-11-2022, still in office
Lode Ceyssens
  • Chair, appointed in the act of 12-10-2022, still in office
  • Director and chair, since before 30-06-2026
Lutgarde D'Hondt
  • Director, appointed in the act of 19-06-2023, still in office
Florus Luc
  • Director, since before 27-12-2023
An Vrancken
  • Director, appointed in the act of 05-02-2026, still in office
Anneloes Lysens
  • Director, appointed in the act of 05-02-2026, still in office
EY Bedrijfrevisorerı bv
  • Auditor, appointed in the act of 24-09-2025, still in office
Wim Van Gasse
  • Auditor, appointed in the act of 24-09-2025, still in office
Monique De Dobbeleer
  • Director, from before 14-10-2022 to 05-02-2026
EY
  • Auditor, appointed in the act of 14-10-2022, until 30-06-2025
De Wachter Frans
  • Secretary, appointed in the act of 12-10-2022, ended, last mentioned on 12-10-2022
  • Director, from before 14-10-2022 to 16-06-2025
Eric Van Meervenne
  • Director, until 19-06-2023
Marc Wittemans
  • Secretary, until 12-10-2022
Sonja De Becker
  • Chair, from before 29-09-2021 to 12-10-2022
Van Keerberghen Georges
  • Director, until 30-03-2022
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 3 directors
“Bestuursorgaan-samenstelling, na afloop jaarlijkse algemene vergadering in vijfde jaar na benoeming”
Dissolution ruleThe articles set when and by whom the company can be dissolved.
“Algemene vergadering, bestuursorgaan of minimum één vijfde van alle werkende leden”

Articles of association, deed of 27-12-2023 (in Dutch)

Network & group

Holdings and subsidiaries

1 holding

Holdings 1

Holdings through the years 2007 to 2025

Source: list of holdings in its own accounts

Board mandates elsewhere

1 board mandate
Board mandates of HBBHBB sits on their board1

Companies at the same address

26 other companies

Connections & network

20 connected companies, 29 earlier ties
Linked via shared directors
→
BB-Patrim
Founded in 1998 · total assets €124.6m (2025)
→
Agri Investment Fund
Founded in 2007 · total assets €75.4m (2025) · group MAATSCHAPPIJ VOOR ROEREND BEZIT VAN DE BOERENBOND
→
Ferm
via An Vrancken · Permanent representative
Founded in 1972 · 68 FTE (2025)
→
Show 16 more companies with a shared director
Boerenbond
via Lode Ceyssens, Anneloes Lysens and 2 others
Founded in 2017 · 148 FTE (2025)
→
AgriCord
via Pieter Verhelst · Chair
Founded in 2003 · 9.2 FTE (2025)
→
Landelijke Gilden
via Lode Ceyssens, Anneloes Lysens and 2 others
Founded in 1965 · 35 FTE (2025)
→
Boerenbond Projecten
via Lode Ceyssens · Chair
Founded in 1990 · 28 FTE (2025)
→
Landelijke Rijverenigingen
via Lode Ceyssens · Director and chair
Founded in 1958 · 8.3 FTE (2025)
→
Agrocampus
via Anneloes Lysens · Director and chair
Founded in 1993 · 4.1 FTE (2025)
→
RURANT
via Florus Luc · Director
Founded in 2003 · 12 FTE (2025)
→
AGRIFLORA
via Pieter Verhelst · Director
Founded in 1997 · total assets €1.2m (2025)
→
AgriBevents
via Pieter Verhelst · Director
Founded in 2001
→
Ieder voor Allen
via Lode Ceyssens and Lutgarde D'Hondt (no longer at Ieder voor Allen) · Director
Founded in 1982
→
Jacob-Ferdinand Mellaerts
via Lode Ceyssens, Anneloes Lysens and Lutgarde D'Hondt · Boerenbond bestuurder
Founded in 2022
→
SBB
via Lode Ceyssens · Director
Founded in 1971
→
Voorzorg
via Anneloes Lysens and Lode Ceyssens (no longer at Voorzorg) · Director
Founded in 1933
→
Earlier ties
DE LAGE DREMPEL
via De Wachter Frans (at HBB until 2025) · Director
Founded in 1999 · 2.8 FTE (2024) · accounts filed late
→
KBC Bank
via Sonja De Becker (at HBB until 2022) · Director
Founded in 1998 · total assets €236.27bn (2025) · group KBC Groep
→
KBC Groupe
via Sonja De Becker (at HBB until 2022) · Director
Founded in 1935 · total assets €39.70bn (2025)
→
KBC Global Services
via Sonja De Becker (at HBB until 2022) · Lid van de raad van toezicht
Founded in 2021 · 5,737 FTE (2025) · group KBC Groep
→
Show 25 more earlier ties
AVEVE
via Pieter Verhelst (no longer at AVEVE) · Director
Founded in 1901 · 474 FTE (2025) · group MAATSCHAPPIJ VOOR ROEREND BEZIT VAN DE BOERENBOND
→
ACERTA SOCIAAL SECRETARIAAT - ACERTA SECRETARIAT SOCIAL - ACERTA SOZIALSEKRETARIAT
via Sonja De Becker (at HBB until 2022) · Vice-chair
Founded in 2000 · 587 FTE (2025)
→
ACERTA SOCIAAL VERZEKERINGSFONDS
via Sonja De Becker (at HBB until 2022) · Vice-chair
Founded in 1967 · 239 FTE (2025)
→
ACERTA
via Sonja De Becker (at HBB until 2022) · Vice-chair
Founded in 2000 · 363 FTE (2025)
→
FERM THUISZORG
via De Wachter Frans (at HBB until 2025) · Director
Founded in 1959 · 1,359 FTE (2025)
→
FERM KINDEROPVANG
via De Wachter Frans (at HBB until 2025) · Director
Founded in 1976 · 1,189 FTE (2025)
→
Ferm Huishoudhulp
via De Wachter Frans (at HBB until 2025) · Director
Founded in 2005 · 718 FTE (2025)
→
SBB Gecertificeerde Accountants en Adviseurs
via Sonja De Becker (at HBB until 2022) · Bestuurder voorzitter
Founded in 1996 · turnover €65.3m (2025)
→
Demer en Dijle
via Monique De Dobbeleer (at HBB until 2026) · Director
Founded in 1952 · turnover €1.3m (2025) · group PATRONALE LIFE
→
ACERTA Consult
via Sonja De Becker (at HBB until 2022) · Ondervoorzitter van het bestuursorgaan
Founded in 1986 · 270 FTE (2025)
→
AKTIEFINVEST
via Sonja De Becker (at HBB until 2022) · Chair
Founded in 1990 · 4.6 FTE (2025) · group MAATSCHAPPIJ VOOR ROEREND BEZIT VAN DE BOERENBOND
→
Immo Kwaliteitsfonds
via Monique De Dobbeleer (at HBB until 2026) · Director
Founded in 1998 · turnover €1.9m (2025)
→
ACERTA ONDERNEMINGSLOKET- ACERTA GUICHET D'ENTREPRISES
via Sonja De Becker (at HBB until 2022) · Vice-chair
Founded in 2003 · 5.1 FTE (2025)
→
TRIAS
via Pieter Verhelst (no longer at TRIAS) · Director
Founded in 1985 · 30 FTE (2025)
→
De Vlaspit Dienstencheques
via Monique De Dobbeleer (at HBB until 2026) · Director
Founded in 1998 · 70 FTE (2025)
→
Proefstation voor Groenteteelt
via Florus Luc (no longer at Proefstation voor Groenteteelt) · Director
Founded in 1964 · 54 FTE (2025)
→
Acerta Services
via Sonja De Becker (at HBB until 2022) · Ondervoorzitter van het bestuursorgaan
Founded in 1994 · 4.8 FTE (2025)
→
SHEHERAZADE Développement
via Sonja De Becker (at HBB until 2022) · Vice-chair
Founded in 1988 · 23 FTE (2025)
→
Centrum voor Christelijk Vormingswerk
via Monique De Dobbeleer (at HBB until 2026) · Lid bestuursorgaan
Founded in 1973 · 30 FTE (2025)
→
M.S.O.C Vlaams-Brabant
via Monique De Dobbeleer (at HBB until 2026) · Director
Founded in 1998 · 24 FTE (2025)
→
Acerta Verzekeringen
via Sonja De Becker (at HBB until 2022) · Ondervoorzitter van het bestuursorgaan
Founded in 2018 · 8.6 FTE (2025)
→
Leuven MindGate
via Sonja De Becker (at HBB until 2022) · Director
Founded in 2016 · 5.3 FTE (2025)
→
Socius – Steunpunt Sociaal-Cultureel Werk
via Monique De Dobbeleer (at HBB until 2026) · Vice-chair
Founded in 1986 · 12 FTE (2025)
→
Projectvereniging de Merode
via Monique De Dobbeleer (at HBB until 2026) · Stemgerechtigd lid van de raad van bestuur
Founded in 2015 · total assets €374,418 (2025)
→
KBC ASSURANCES
via Sonja De Becker (at HBB until 2022) · Director
Founded in 1922 · group KBC Groep
→

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
01-09
Gazette deed Reappointment: Lode Ceyssens (director and chair)
8 points ▸
  • General meeting, 30-06-2026
  • Director reappointment, Lode Ceyssens (director and chair)
  • Board composition, Lode Ceyssens (chair)
  • Board composition, Lutgarde D'Hondt (director)
  • Board composition, Luc Florus (director)
  • Board composition, Anneloes Lysens (director)
  • Board composition, Pieter Verhelst (director)
  • Board composition, An Vrancken (director)

Open the act in the Belgian Official Gazette

01-07
NBB filing Annual accounts 2025 filedNBB
abbreviated format · 30 days before the deadline
05-02
Gazette deed 2 directors appointed, 1 director resigning
Resignation: Monique De Dobbeleer (director) · Withdrawal: Monique De Dobbeleer (full member) · Admissions: Anneloes Lysens (full member) and An Vrancken (full member)12 points ▸
  • General meeting, 30-09-2025
  • Director resignation, Monique De Dobbeleer
  • Member resignation, Monique De Dobbeleer (full member)
  • Member admission, Anneloes Lysens (full member)
  • Member admission, An Vrancken (full member)
  • Director appointment, Anneloes Lysens
  • Director appointment, An Vrancken
  • Board composition, Lode Ceyssens (chair)
  • Board composition, Lutgarde D'Hondt (director)
  • Board composition, Luc Florus (director)
  • Board composition, Anneloes Lysens (director)
  • Board composition, Pieter Verhelst (director)
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

2025
24-09
Gazette deed 2 statutory auditors appointed, 1 director resigning
Appointments: EY Bedrijfrevisorerı bv (statutory auditor) and Wim Van Gasse bv (statutory auditor) · Permanent representative: Wim Van Gasse · Resignation: Frans De Wachter (director)9 points ▸
  • Auditor appointment, EY Bedrijfrevisorerı bv
  • Auditor appointment, Wim Van Gasse bv (statutory auditor)
  • Permanent representative, Wim Van Gasse
  • Director resignation, Frans De Wachter
  • Board composition, Lode Ceyssens (chair)
  • Board composition, Monique De Dobbeleer (director)
  • Board composition, Lutgarde D'Hondt (director)
  • Board composition, Luc Florus (director)
  • Board composition, Pieter Verhelst (director)

Open the act in the Belgian Official Gazette

01-07
NBB filing Annual accounts 2024 filedPDF
abbreviated format · 30 days before the deadline
2024
02-07
NBB filing Annual accounts 2023 filedPDF
abbreviated format · 29 days before the deadline
2023
31-12
Financial Back to profitnet €7.0m
The net result is €7.0m, after one loss-making year.
31-12
Financial Liquidity more than 6 timescurrent ratio 234.42
The current ratio rises from 37.08 to 234.42. Short-term debt falls from €1.9m to €320,301.
27-12
Gazette deed Reappointment: Luc Florus (director)
8 points ▸
  • General meeting, 23-06-2023
  • Director reappointment, Luc Florus
  • Board composition, Lode Ceyssens (chair)
  • Board composition, Monique De Dobbeleer
  • Board composition, Frans De Wachter (secretary)
  • Board composition, Lutgarde D'Horidt
  • Board composition, Luc Florus
  • Board composition, Pieter Verhelst
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

30-06
NBB filing Annual accounts 2022 filedPDF
abbreviated format · 31 days before the deadline
19-06
Gazette deed Resignation: Eric Van Meervenne (director)
Appointment: Lutgarde D'Hondt (director)9 points ▸
  • General meeting, 28-03-2023
  • Director resignation, Eric Van Meervenne
  • Director appointment, Lutgarde D'Hondt
  • Board composition, Lode Ceyssens (chair)
  • Board composition, Monique De Dobbeleer (director)
  • Board composition, Frans De Wachter (secretary)
  • Board composition, Lutgarde D'Hondt (director)
  • Board composition, Luc Florus (director)
  • Board composition, Pieter Verhelst (director)

Open the act in the Belgian Official Gazette

2022
31-12
Financial Weakest financial yearnet -€12.1m
The net result drops to -€12.1m, the lowest from 2018 to 2025. It recovers the following year.
Show earlier events
28-11
Gazette deed Admissions: Pieter Verhelst (full member) and Patrik Haesen (full member)
Appointment: Pieter Verhelst (director)10 points ▸
  • General meeting, 09-09-2022
  • Member admission, Pieter Verhelst (full member)
  • Member admission, Patrik Haesen (full member)
  • Director appointment, Pieter Verhelst
  • Board composition, Lode Ceyssens (director and chair)
  • Board composition, Monique De Dobbeleer (director)
  • Board composition, Frans De Wachter (director and secretary)
  • Board composition, Luc Florus (director)
  • Board composition, Eric Van Meervenrie (director)
  • Board composition, Pieter Verhelst (director)

Open the act in the Belgian Official Gazette

14-10
Gazette deed Reappointments: Monique De Dobbeleer, Frans De Wachter and EY
5 points ▸
  • General meeting, 28-06-2022
  • Board meeting, 30-05-2022
  • Director reappointment, Monique De Dobbeleer
  • Director reappointment, Frans De Wachter
  • Auditor reappointment, EY

Open the act in the Belgian Official Gazette

12-10
Gazette deed 2 directors appointed, 2 directors resigning
Withdrawals: Sonja De Becker (full member) and Marc Wittemans (full member) · Resignations: Sonja De Becker (chair and director) and Marc Wittemans (secretary) · Appointments: Lode Ceyssens (chair) and Frans De Wachter (secretary)12 points ▸
  • Board meeting, 31-08-2022
  • Member resignation, Sonja De Becker (full member)
  • Director resignation, Sonja De Becker (chair and director)
  • Member resignation, Marc Wittemans (full member)
  • Director resignation, Marc Wittemans (secretary)
  • Director appointment, Lode Ceyssens (chair)
  • Director appointment, Frans De Wachter (secretary)
  • Board composition, Lode Ceyssens (director and chair)
  • Board composition, Monique De Dobbeleer (director)
  • Board composition, Frans De Wachter (director and secretary)
  • Board composition, Luc Florus (director)
  • Board composition, Eric Van Meervenne (director)
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

26-07
NBB filing Annual accounts 2021 filedPDF
abbreviated format · 5 days before the deadline
30-03
Gazette deed Resignation: Georges Van Keerberghen (director)
Withdrawal: Georges Van Keerberghen (full member)9 points ▸
  • General meeting, 01-02-2022
  • Director resignation, Georges Van Keerberghen
  • Member resignation, Georges Van Keerberghen (full member)
  • Board composition, Lode Ceyssens (director)
  • Board composition, Sonja De Becker (chair)
  • Board composition, Monique De Dobbeleer (director)
  • Board composition, Luc Florus (director)
  • Board composition, Eric Van Meervenne (director)
  • Board composition, Frans De Wachter (director)
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

2021
31-12
Financial Back to profitnet €11.4m
The net result is €11.4m, after one loss-making year.
31-12
Financial Liquidity more than doubledcurrent ratio 241.00
The current ratio rises from 107.91 to 241.00. Short-term debt falls from €640,736 to €332,793.
29-09
Gazette deed Reappointment: Sonja De Becker (chair)
10 points ▸
  • General meeting, 30-06-2021
  • Board meeting, 31-05-2021
  • Director reappointment, Sonja De Becker (chair)
  • Board composition, Sonja De Becker (director and chair)
  • Board composition, Monique De Dobbeleer (director)
  • Board composition, Frans De Wachter (director)
  • Board composition, Luc Florus (director)
  • Board composition, Georges Van Keerberghen (director)
  • Board composition, Eric Van Meervenne (director)
  • Director in office, Marc Wittemans (day-to-day manager)

Open the act in the Belgian Official Gazette

28-09
Gazette deed Appointment: LodeCeyssens (director)
9 points ▸
  • General meeting, 23-07-2021
  • Director appointment, LodeCeyssens
  • Board composition, Ceyssens Lode (director)
  • Board composition, De Becker Sonja (director and chair)
  • Board composition, De Dobbeleer Monique (director)
  • Board composition, De Wachter Frans (director)
  • Board composition, Florus Luc (director)
  • Board composition, Van Keerberghen Georges (director)
  • Board composition, Van Meervenne Eric (director)
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

06-07
NBB filing Annual accounts 2020 filedPDF
abbreviated format · 25 days before the deadline
2020
17-07
NBB filing Annual accounts 2019 filedPDF
abbreviated format · 14 days before the deadline
2019
02-07
NBB filing Annual accounts 2018 filedPDF
abbreviated format · 29 days before the deadline
2018
02-07
NBB filing Annual accounts 2017 filedPDF
abbreviated format · 29 days before the deadline
2017
04-07
NBB filing Annual accounts 2016 filedPDF
abbreviated format · 27 days before the deadline
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 21 October 1991, HBB was incorporated.1 Total assets went from €68.1m in 2018 to €80.3m in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Register details

Identity

KBO record
Name HBB in Dutch
Enterprise number 0445.807.545
Legal form Non-profit association
Status Active, normale toestand
Founded 21-10-1991
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 27-12-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 27-12-2023 (in Dutch)

Registered office and establishments

Registered office Diestsevest 40, 3000 Leuven, Belgium
Establishment unit HBB, Diestsevest 40, 3000 Leuven since 01-10-2025 · unit number 2.381.141.944 64220
E-mail manuela.moeys@mrbb.be establishment in Leuven

Activities

PurposeThe purpose describes the activities the company may carry out under its articles.
“De behartiging van de belangen van zelfstandigen en werkgevers in het algemeen,en van zelfstandigen en werkgevers actief in de land- en…”
7 activities
  1. De behartiging van de belangen van zelfstandigen en werkgevers in het algemeen,en van zelfstandigen en werkgevers actief in de land- en tuinbouw in het bijzonder,ondersteunen en organiseren
  2. De verantwoordelijkheid dragen voor het bewaken en het in stand houden van het financiële erfgoed van de Boerenbond
  3. Participeren in het kapitaal en deelnemen aan het beheer en het beleid van vennootschappen en verenigingen van de Groep Boerenbond in de ruimste zin als dusdanig,of behorend tot samenwerkingsverbanden aangegaan tussen de Groep Boerenbond in de ruimste zin en derde partners
  4. Alle nodige diensten inrichten
  5. Alle roerende en onroerende goederen bezitten die nodig zijn om haar doelstellingen te verwezenlijken
  6. Alle daden van beheer en beschikking stellen die nodig zijn om haar doelstellingen te verwezenlijken
  7. Deelnemen aan het beleid en het beheer van elke andere onderneming,vereniging of rechtspersoon waarvan het doel onmiddellijk aansluit bij de maatschappelijke opdracht van de Boerenbond en zijn geledingen en voor zover het geen zuivere ondernemingsinitiatieven betreft
deed of 27-12-2023 (in Dutch)

Invoicing and payment

VAT number BE 0445.807.545
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0445807545
Registered 27-03-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
27 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
2,028 m²
Building footprint
1,650 m²
Building volume
26,218 m³
Cadastral parcel Region Area Buildings Height / floors
24062H0036/00E013 Flanders 2,028 m² 1 · 1,650 m² 26.5 m · 5