Financials
- Financial year
- 2025
- Turnover
- €1.5m
- Profit
- €2,035
- Solvency
- 8.4%
Turnover▲ 8.1%
Net result
20192025
Summary
Acerta Verzekeringen is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €109,655 and a net result of €2,035. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 604 sector peers (NACE 66, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
8 sites
Size
€1.5mturnover 2025
- Staff
- 8.6 FTE
- Equity
- €109,655
- Profit
- €2,035
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- ACERTA · 98%
- Board
- 11 members
- Christophe DerooseManaging director
Auditor: Han Wevers2025 accounts 71 days early
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 604 sector peers (2025).
NBB · sector comparisonPosition among 604 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
71 days early
2024
77 days early
2023
86 days early
2022
70 days early
2021
75 days early
2020
88 days early
2019
80 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 78 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Resignation: Chris Botterman (director)Reappointment: Marie-Claire (Klaartje) Theunis (director)…
- Annual accounts filedfinancial year 2025 · full…
- Resignations & appointmentsPower of attorney
Key points
- Caution: Result fell in 2025from €158,723 to €2,035 ▼ 98.7% View
- Caution: Among the weakest 17% on solvencysector median 41.3% · 604 companies 8.4% View
- Positive: 4 years of growth in a rowturnover 2025: €1.5m 4 years View
- Controlled by ACERTAknown shareholders 100% 98% View
- Positive: Always filed on timeaccounts within the deadline every year 7 years View
- Board changedlatest change 22-04-2026 · 11 in office 1 joined · 1 left View
By topic
Board & ownership
- Board
- 11 members
- Parent
- ACERTA · 98%
- Known shareholders
- 100%
- Auditor
- Han Wevers
- Sonja De BeckerDirector
- Christophe DerooseManaging director
- Pascal VerdonckDirector
- Patrik HaesenDirector
- Sigrid De WeverDirector
and 6 other directors
Network & group
- Connected companies
- 101
Timeline
- Events
- 28
- Since
- 2018
- Next accounts
- by 31-07-2027
- 23-06-2025Resignations: Jean Paul Teyssen (director) and Marc…
- 15-05-2025Annual accounts filed
- 22-01-2025Resignations & appointments
Company details
- Sites
- 8
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 12-09-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
- Purpose
- “A) het beheren en uitbouwen van een verzekeringsportefeuille van de naamloze vennootschap…” (deed in Dutch)
Key facts about Acerta Verzekeringen
- What is the company number of Acerta Verzekeringen?
- 0703.952.160. In Belgium the VAT number is the company number with BE in front: BE 0703.952.160.
- Where is Acerta Verzekeringen based?
- The registered office is at Esplanade 1, 1020 Brussel.Company details
- What does Acerta Verzekeringen do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of Acerta Verzekeringen?
- Private limited company (BV).
- When was Acerta Verzekeringen founded?
- On 12-09-2018.
- Is Acerta Verzekeringen still active?
- Yes, Acerta Verzekeringen is an active enterprise in the KBO register.
- How many employees does Acerta Verzekeringen have?
- On average 8.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Acerta Verzekeringen?
- €1.5m in financial year 2025, according to the filed annual accounts.
- Is Acerta Verzekeringen profitable?
- In financial year 2025, Acerta Verzekeringen made a profit of €2,035.
- Where can I find the annual accounts of Acerta Verzekeringen?
- Acerta Verzekeringen filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Acerta Verzekeringen due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to Acerta Verzekeringen
Parent and group
- ACERTA98%
Shareholders
Comparable companies
- AssurmerOostende
- BUREAU THOMAS SRLComblain-au-Pont
- RESULTANCEBrussel
- ZAKENKANTOOR DEREYMAEKERAntwerpen
- Walravens & Partners VerzekeringenHalle
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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies What changed in the latest annual accounts?What changed
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