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Ferm Huishoudhulp

Active
Cooperative companyfounded 2005active for 21 yearsRemylaan 4, 3018 Leuven, Belgium23 active companies are registered at this addressKBO/BCE: BE 0871.749.688
Summary

Ferm Huishoudhulp has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €544,775 and a net result of €788,231. Equity is shrinking by about 62% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 24% of 378 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Personal service activities
NACE 96910
2nd largest employer in Flemish Brabant, Other services sector37 sites
Size
€36.4moperating revenue 2025
Staff
718.4 FTE
Equity
€544,775
Profit
€788,231
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Holdings
1
Accounts 39 days early2 of 17 deeds read
Why 89raises riskEquity €544,775 (8.0% of total assets)lowers riskFounded in 2005Size: turnover €7.7m, 718.4 FTE, total assets €6.8mLiquidity: current ratio 1.27, cash €2.2mShow the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (all companies)
Financial strength · tick = 2024
Average
Solvency 33+11
equity 8.0% of total assets
Liquidity 52+24
short-term debt 70.1% · cash 31.8%
Profitability 87+28
return on assets 11.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (19 companies, NACE 96, large)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 2.1%▲ +1.2 percentage points vs 07-2025highest value 09-2025: 2.1%● unchanged vs 08-2025highest value 10-2025: 2.1%● unchanged vs 09-2025highest value 11-2025: 2.1%● unchanged vs 10-2025highest value 12-2025: 2.1%● unchanged vs 11-2025highest value 01-2026: 2.1%● unchanged vs 12-2025highest value 02-2026: 2.0%▼ -0.1 percentage points vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 0.2%▼ -1.8 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.27, compared with 1.01 in 2024, below the usual 1.5; short-term debt: 70.1% and cash: 31.8% of total assets), and 92% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (all companies): better than 16% on solvency, 73% on liquidity, 92% on profitability and 56% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: turnover €7.7m, 718.4 FTE, total assets €6.8m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.27, cash €2.2m
NBB · annual accounts
raises risk · Equity €544,775 (8.0% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 378 sector peers (2025).
NBB · sector comparison
Position among 378 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
193 days late
2023
14 days early
2022
12 days early
2021
23 days early
2020
17 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Admission: An Vrancken (lid van de…Appointments: An Vrancken (director) and…
  3. Resignation: Ilse Schepens (director)Appointments: Ilse Schepens (managing director)…

Key points

  • Positive: Back in profit in 2025after -€234,413 in 2024 €788,231 View
  • Positive: Among the best 7% on net resultsector median €10,770 · 378 companies €788,231 View
  • Board changedlatest change 17-03-2026 · 3 in office 4 joined · 1 left View
  • Flemish supportawarded from 2022 to 2025 €93.4m View

By topic

Financials

Financial year
2025
Turnover
€7.7m
Profit
€788,231
Solvency
8.0%
Turnover▼ 10.0%
Net result
20182025
Go to Financials

Timeline

Events
27
Since
2006
Next accounts
by 31-07-2027
  1. 09-02-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €500,000
Go to Timeline

Company details

Sites
37
Legal form
Cooperative company
Activity
Personal service activitiesNACE 96910
Founded
04-02-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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