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KBC Groep

Active Risk: not assessed
Public limited companyfounded 1935active for 91 yearsHavenlaan 2, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0403.227.515

From the official registers: KBO 77 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

KBC Groep is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €15.30bn and a net result of €848.6m. Equity has been stable since 2018 (±0.9% per year). Its solvency ranks better than 31% of 3,028 sector peers (NACE 64, financial year 2025). The company has been active since 1935 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries.

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KBC GroepActive
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Overview

Official details

KBO
Status
Active since 09-02-1935 Normal situation
Registered office
74 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Financial service activities, except insurance and pension funding NACE 64190and 1 other
Establishment units
14 establishment units
Financial year end
31 December
Peppol
Reachable since 11-12-2025
Company details

Board and ownership

Board
and 15 other directors
Auditor
KPMG Bedrijfsrevisoren
Shareholders
and 3 other shareholders
Holdings
Shares in 13 companies including DISCAI and KBC Bank
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€848.6m
▼ 62.2%
Equity
€15.30bn
▼ 7.1%
Total assets
€39.70bn
▲ 1.5%
Staff
633.9 FTE
▼ 1.1%
Standalone figures, without subsidiaries
Filed on 21-05-2026, 71 days before the deadlineat the National Bank
Financials
Signalsraises riskAdministrative warnings in the KBO publicationsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
71 days early
2024
76 days early
2023
76 days early
2022
70 days early
2021
73 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 73 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Positive: Largest company by equity in Sint-Jans-Molenbeekin the Checked rankings No. 1 View
  • Caution: Result fell in 2025from €2.24bn to €848.6m ▼ 62.2% View
  • Heads a groupcompanies controlled · known shareholders 54.15% (including 5.02% own shares) 59 View
  • Board changedlatest change 03-09-2026 · 19 in office 2 joined · 1 left View
  • Positive: 8 profitable years in a rowprofit 2025: €848.6m 8 years View
  • Flemish supportawarded from 2022 to 2025 €270,708 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Companies linked to KBC Groep

Shareholders

Comparable companies

These companies have the same main activity as KBC Groep: financial service activities, except insurance and pension funding (NACE 64190). They are comparable in size and age: total assets between €4.3bn and €283bn, founded between 1934 and 2008.

CompanyTotal assetsTurnover
KBC Groep Sint-Jans-Molenbeek€39,702.6m€107.5m
CRELAN Anderlecht€47,136.3m-
ING BELGIE Brussel€149,203.6m-
ARGENTA SPAARBANK Antwerpen€53,634.8m-
BNP Paribas Fortis Brussel€282,821.2m-
BANK NAGELMACKERS Brussel€4,298.1m-
THE BANK OF NEW YORK MELLON Brussel€48,891.4m-
Full comparison

Documents

Annual accounts at the NBB

All 77 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about KBC Groep
What is the company number of KBC Groep?
The company number of KBC Groep is 0403.227.515. The VAT number is the same number with BE in front: BE 0403.227.515.
Where is KBC Groep based?
The registered office is at Havenlaan 2, 1080 Sint-Jans-Molenbeek.Company details
What does KBC Groep do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64190).
What is the legal form of KBC Groep?
The legal form of KBC Groep is Public limited company (NV).
When was KBC Groep founded?
KBC Groep was founded on 09-02-1935.
Is KBC Groep still active?
Yes, KBC Groep is an active enterprise in the KBO register.
How many employees does KBC Groep have?
KBC Groep had an average of 633.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of KBC Groep?
The turnover of KBC Groep was €107.5m in financial year 2025, according to the filed annual accounts.
Is KBC Groep profitable?
In financial year 2025, KBC Groep made a profit of €848.6m.
Where can I find the annual accounts of KBC Groep?
KBC Groep filed 77 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of KBC Groep due?
KBC Groep must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies

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