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KBC Groep

Active Risk: not assessed
Public limited companyfounded 1935active for 91 yearsHavenlaan 2, 1080 Sint-Jans-Molenbeek, Belgium74 active companies are registered at this addressKBO/BCE: BE 0403.227.515
Summary

KBC Groep is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €15.30bn and a net result of €848.6m. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 31% of 3,018 sector peers (NACE 64, financial year 2025). The company has been active since 1935 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags).

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KBC GroepActive
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Overview

Activity
Financial service activities, except insurance and pension funding
NACE 64190Activities of head offices NACE 70100
Largest company by equity in Sint-Jans-Molenbeek14 sites
Size
€107.5mturnover 2025
Staff
633.9 FTE
Equity
€15.30bn
Profit
€848.6m
Standalone figures, without subsidiaries
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
KBC ANCORA · 18.56%
Board
19 members
Holdings
13
Auditor: KPMG Bedrijfsrevisoren2025 accounts 71 days early
Signalsraises riskAdministrative warnings in the KBO publicationsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
71 days early
2024
76 days early
2023
76 days early
2022
70 days early
2021
73 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 73 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · consolidated
  2. Appointment: Kris Vervaet (member of the…Resignation: Erik Luts (member of…
  3. Appointment: Elisa Vlerick (director)Reappointments: Alicia Reyes Revuelta (independent…

Key points

  • Positive: Largest company by equity in Sint-Jans-Molenbeekin the Checked rankings No. 1 View
  • Caution: Result fell in 2025from €2.24bn to €848.6m ▼ 62.2% View
  • Heads a groupcompanies controlled · known shareholders 54.15% (incl. 5.02% own shares) 59 View
  • Board changedlatest change 03-09-2026 · 19 in office 2 joined · 1 left View
  • Positive: 8 profitable years in a rowprofit 2025: €848.6m 8 years View
  • Active since 1935founded 09-02-1935 91 years View
  • Flemish supportawarded from 2022 to 2025 €270,708 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Turnover
€107.5m
Profit
€848.6m
Solvency
38.5%
Turnover▲ 1.2%
Net result
20182025
Go to Financials

Board & ownership

Board
19 members
Largest shareholder
KBC ANCORA · 18.56%
Known shareholders
54.15%
Auditor
KPMG Bedrijfsrevisoren
  • Koenraad DebackereChair
  • Philippe VlerickDirector
  • Franky DepickereDirector
  • Frank DONCKDirector
  • Johan ThijsDirector

and 14 other directors

Go to Board & ownership

Network & group

Subsidiaries, all levels
59
Direct holdings
13
Connected companies
194
Mergers and asset contributions
9

59 subsidiaries

Go to Network & group

Timeline

Events
209
Since
1979
Next accounts
by 31-07-2027
  1. 21-05-2026Annual accounts filed
  2. 20-01-2026Capital & shares
  3. 12-12-2025Capital & shares · Amendment of the…
Go to Timeline

Company details

Sites
14
Legal form
Public limited company
Activity
Financial service activities, except insurance and pension fundingNACE 64190
Founded
09-02-1935
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Purpose
“De vennootschap is een financiële holding die tot doel heeft het rechtstreeks of…” (deed in Dutch)
Go to Articles of association

Key facts about KBC Groep

What is the company number of KBC Groep?
0403.227.515. In Belgium the VAT number is the company number with BE in front: BE 0403.227.515.
Where is KBC Groep based?
The registered office is at Havenlaan 2, 1080 Sint-Jans-Molenbeek.Company details
What does KBC Groep do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64190).
What is the legal form of KBC Groep?
Public limited company (NV).
When was KBC Groep founded?
On 09-02-1935.
Is KBC Groep still active?
Yes, KBC Groep is an active enterprise in the KBO register.
How many employees does KBC Groep have?
On average 633.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of KBC Groep?
€107.5m in financial year 2025, according to the filed annual accounts.
Is KBC Groep profitable?
In financial year 2025, KBC Groep made a profit of €848.6m.
Where can I find the annual accounts of KBC Groep?
KBC Groep filed 77 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KBC Groep due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies

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