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HARVEST.

Active
Private limited companyfounded 2024active for 1 yearMinderbroedersrui 7, 2000 Antwerpen, BelgiumKBO/BCE: BE 1015.733.421
Summary

The computed 12-month bankruptcy probability of HARVEST. is 3.5% (moderate). The 2025 annual accounts show equity of €26,862 and a net result of €23,862. Its solvency ranks better than 37% of 16,893 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00487730.

Turnover
≈ €400,000
Estimated: probably between €340,000 and €490,000
Total assets
€184,684
Net result
€23,862
Working capital
-€43,635

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €184,684
Fixed assets €139,497
Current assets €45,187
Equity and liabilities €184,684
Equity €26,862
Debt €157,822
Debt finances 85.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€48,343
Cash flow
€41,373
Current ratio
0.51
Quick ratio
0.48
Debt to equity
5.88
ROE
88.8%
ROA
12.9%
Interest coverage
over 100
Debt ≤ 1 year
€88,822
Debt > 1 year
€66,000
Income taxes
€6,619
Staff costs
€88,632

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€184,684
Fixed assets21/28€139,497
Intangible fixed assets21€16,624
Tangible fixed assets22/27€113,873
Plant, machinery and equipment23€113,873
Financial fixed assets28€9,000
Current assets29/58€45,187
Stocks and contracts in progress3€2,500
Stocks30/36€2,500
Amounts receivable within one year40/41€5,733
Trade receivables40€5,398
Other amounts receivable41€335
Cash at bank and in hand54/58€36,104
Deferred charges and accrued income490/1€850
Equity and liabilities
Total equity and liabilities10/49€184,684
Equity10/15€26,862
Contributions10/11€3,000
Profit (loss) carried forward14€23,862
Amounts payable17/49€157,822
Amounts payable after more than one year17€66,000
Financial debts170/4€66,000
Amounts payable within one year42/48€88,822
Current portion of amounts payable after more than one year42€36,000
Trade debts44€11,576
Suppliers440/4€11,576
Taxes, remuneration and social security45€39,464
Taxes450/3€21,044
Remuneration and social security454/9€18,421
Other amounts payable47/48€1,781
Accrued charges and deferred income492/3€3,000
Income statement Code2025
Remuneration, social security and pensions62€88,632
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,511
Other operating charges640/8€1,571
Gross operating margin9900€138,547
Operating profit (loss)9901€30,832
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€377
Recurring financial charges65€377
Profit (loss) for the period before taxes9903€30,481
Income taxes67/77€6,619
Profit (loss) for the period9904€23,862
Profit (loss) for the period to be appropriated9905€23,862
Appropriation of the result
Profit (loss) to be appropriated9906€23,862

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€88,632
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,511
Other operating charges640/8€1,571
Gross operating margin9900€138,547
Operating profit (loss)9901€30,832
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€377
Recurring financial charges65€377
Profit (loss) for the period before taxes9903€30,481
Income taxes67/77€6,619
Profit (loss) for the period9904€23,862
Profit (loss) for the period to be appropriated9905€23,862
Line2025
Assets
Total assets20/58€184,684
Fixed assets21/28€139,497
Intangible fixed assets21€16,624
Tangible fixed assets22/27€113,873
Plant, machinery and equipment23€113,873
Financial fixed assets28€9,000
Current assets29/58€45,187
Stocks and contracts in progress3€2,500
Stocks30/36€2,500
Amounts receivable within one year40/41€5,733
Trade receivables40€5,398
Other amounts receivable41€335
Cash at bank and in hand54/58€36,104
Deferred charges and accrued income490/1€850
Equity and liabilities
Total equity and liabilities10/49€184,684
Equity10/15€26,862
Contributions10/11€3,000
Profit (loss) carried forward14€23,862
Amounts payable17/49€157,822
Amounts payable after more than one year17€66,000
Financial debts170/4€66,000
Amounts payable within one year42/48€88,822
Current portion of amounts payable after more than one year42€36,000
Trade debts44€11,576
Suppliers440/4€11,576
Taxes, remuneration and social security45€39,464
Taxes450/3€21,044
Remuneration and social security454/9€18,421
Other amounts payable47/48€1,781
Accrued charges and deferred income492/3€3,000
Line2025
Profit (loss) for the period9904€23,862
+ Depreciation and write-downs630€17,511
Operating cash flow (approximation)€41,373

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00487730

Similar companies · same sector, comparable size

Of the 20,102 active companies whose main activity is full-service restaurants (NACE 56111), figures are known for 11,847. 9,622 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.