SINGH
ActiveSINGH has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-3k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 64% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-54
Solvency72▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.68 in 2024; short-term debt: 39% and cash: 0% of total assets), but 53.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.9%
Return on assets
-5.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
2 d early
2023
36 d early
2022
27 d early
2021
1 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 9.9%
2024 · €30k
2018: €9k
2019: €12k
2020: €24k
2021: €24k
2022: €22k
2023: €23k
2024: €30k
2018 → 2025
Total assets
€57k▼ 14.0%
2024 · €67k
2018: €29k
2019: €31k
2020: €39k
2021: €45k
2022: €40k
2023: €58k
2024: €67k
2018 → 2025
Net result
€-3k
2024 · €7k
2018: €252
2019: €2k
2020: €12k
2021: €-258
2022: €-1k
2023: €607
2024: €7k
2018 → 2025
Working capital
€13k▼ 20.2%
2024 · €17k
2018: €6k
2019: €8k
2020: €16k
2021: €17k
2022: €17k
2023: €12k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€22k▼ 6.0%€23k▲ 2.7%€30k▲ 30.2%€27k▼ 9.9%
Operating result€1k-€-8€2k€13k▲ 573%€2k▼ 85.5%
Net result€-258-€-1k▼ 447%€607€7k▲ 1,039%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€21k▼ 14.0%
Current assets
€36k▼ 14.1%
Equity and liabilities €57k
Equity
€27k▼ 9.9%
Debt
€30k▼ 17.3%
The debt ratio falls from 55.2% to 53.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €17k
Cash flow
€513▼
2024 · €10k
Solvency
46.9%▲
2024 · 44.8%
Current ratio
1.60▼
2024 · 1.68
Quick ratio
1.46▼
2024 · 1.57
Debt / equity
1.13▼
2024 · 1.23
ROE
-11.0%▼
2024 · 23.2%
ROA
-5.2%▼
2024 · 10.4%
Interest coverage
1.01▼
2024 · 5.19
Debt
€30k▼
2024 · €37k
Debt ≤ 1 year
€22k▼
2024 · €25k
Debt > 1 year
€6k▼
2024 · €9k
Income taxes
€0▼
2024 · €3k
Staff costs
€14k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€57k▼
Fixed assets21/28€25k€21k▼
Tangible fixed assets22/27€24k€21k▼
Plant, machinery and equipment23€369€0▼
Furniture and vehicles24€483€0▼
Other tangible fixed assets26€23k€21k▼
Financial fixed assets28€725€725=
Current assets29/58€42k€36k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€36k€32k▼
Trade receivables40€28k€26k▼
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€2k€3▼
Deferred charges and accrued income490/1€651€636▼
Equity and liabilities
Total equity and liabilities10/49€67k€57k▼
Equity10/15€30k€27k▼
Contributions10/11€6k€6k=
Reserves13€20k€20k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€4k€540▼
Amounts payable17/49€37k€30k▼
Amounts payable after more than one year17€9k€6k▼
Financial debts170/4€9k€6k▼
Amounts payable within one year42/48€25k€22k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€10k€10k▼
Suppliers440/4€10k€10k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€3k€2k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€15k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€34k€20k▼
Operating profit (loss)9901€13k€2k▼
Financial income75/76B€213€481▲
Recurring financial income75€213€481▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€10k€-3k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€7k€-3k▼
Profit (loss) for the period to be appropriated9905€7k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€540▼
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€7k€0▼
To other reserves6921€7k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-3k ▼143%
Net result drops to €-3k, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €607
Net result €607 after 2 loss-making years.
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €12k ▲390%
Net result €12k, the highest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijkstraat 308770 IngelmunsterGround area
121 m²
Building footprint
113 m²
Volume, LiDAR
796 m³
Parcel 36007D0341/00K004, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Singh Omnibus
since 19952.074.425.271
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007D0341/00K004 | Flanders | 121 m² | 1 · 113 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteIngelmunster2.074.425.271
Similar companies · same sector, comparable size
MF NIGHT
BE 0453.792.922
Mechelen · Eq €27k
NURI
BE 0700.402.950
Seraing · Eq €27k
SARCHITU 2024
BE 1003.708.488
Hoeilaart · Eq €27k
AKS CONCEPT
BE 0765.793.224
Sint-Jans-Molenbeek · Eq €27k
NBA INVEST
BE 1003.957.918
Brussel · Eq €27k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,778. 8,321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-1995
Fiscal year end30-09
Activities, NACEBEL
55301
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.