L'Herbaudière
ActiveSummary
The computed 12-month bankruptcy probability of L'Herbaudière is 1.7% (moderate). The 2025 annual accounts show equity of €27k and a net result of €15k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 39% of 13305 sector peers (fiscal year 2025). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-36
Solvency43▼-22
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.65 in 2024; short-term debt: 81% and cash: 18.2% of total assets), and 82.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.6%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
5 d early
2022
57 d late
2021
6 d early
2020
61 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 56.6%
2024 · €62k
2018: €13k
2019: €11k
2020: €12k
2021: €9k
2022: €21k
2023: €23k
2024: €62k
2018 → 2025
Total assets
€153k▼ 2.0%
2024 · €156k
2018: €15k
2019: €12k
2020: €13k
2021: €13k
2022: €61k
2023: €84k
2024: €156k
2018 → 2025
Net result
€15k▼ 61.5%
2024 · €39k
2018: €-2k
2019: €-2k
2020: €2k
2021: €-3k
2022: €12k
2023: €2k
2024: €39k
2018 → 2025
Working capital
€21k▼ 51.4%
2024 · €44k
2018: €12k
2019: €9k
2020: €11k
2021: €7k
2022: €14k
2023: €15k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€21k▲ 129%€23k▲ 10.7%€62k▲ 166%€27k▼ 56.6%
Operating result€-3k-€13k€5k▼ 59.9%€60k▲ 1,043%€26k▼ 56.9%
Net result€-3k-€12k€2k▼ 81.1%€39k▲ 1,622%€15k▼ 61.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€8k ▼ 82.6%
Current assets
€145k ▲ 30.3%
Equity and liabilities €153k
Equity
€27k ▼ 56.6%
Debt
€126k ▲ 34.0%
Debt's share of the balance-sheet total rises from 60.3% to 82.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€30k▼
2024 · €73k
Cash flow
€19k▼
2024 · €51k
Current ratio
1.17▼
2024 · 1.65
Quick ratio
1.11▼
2024 · 1.58
Debt to equity
4.70▲
2024 · 1.52
ROE
55.4%▼
2024 · 62.4%
ROA
9.7%▼
2024 · 24.7%
Interest coverage
3.96▼
2024 · 13.65
Debt ≤ 1 year
€124k▲
2024 · €68k
Debt > 1 year
€2k▼
2024 · €27k
Income taxes
€9k▼
2024 · €19k
Staff costs
€234k▲
2024 · €170k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€156k€153k▼
Fixed assets21/28€45k€8k▼
Tangible fixed assets22/27€43k€6k▼
Furniture and vehicles24€38k€2k▼
Leasing and similar rights25€5k€4k▼
Financial fixed assets28€2k€2k=
Current assets29/58€112k€145k▲
Stocks and contracts in progress3€5k€8k▲
Stocks30/36€5k€8k▲
Amounts receivable within one year40/41€85k€110k▲
Trade receivables40€7k€30▼
Other amounts receivable41€78k€110k▲
Cash at bank and in hand54/58€22k€28k▲
Deferred charges and accrued income490/1€160€166▲
Equity and liabilities
Total equity and liabilities10/49€156k€153k▼
Equity10/15€62k€27k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€43k€8k▼
Amounts payable17/49€94k€126k▲
Amounts payable after more than one year17€27k€2k▼
Financial debts170/4€27k€2k▼
Amounts payable within one year42/48€68k€124k▲
Current portion of amounts payable after more than one year42€11k€2k▼
Trade debts44€24k€21k▼
Suppliers440/4€24k€21k▼
Taxes, remuneration and social security45€33k€52k▲
Taxes450/3€23k€38k▲
Remuneration and social security454/9€9k€14k▲
Other amounts payable47/48-€50k
Income statement
Code20242025
Remuneration, social security and pensions62€170k€234k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€4k▼
Other operating charges640/8€5k€22k▲
Gross operating margin9900€249k€285k▲
Operating profit (loss)9901€60k€26k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€58k€24k▼
Income taxes67/77€19k€9k▼
Profit (loss) for the period9904€39k€15k▼
Profit (loss) for the period to be appropriated9905€39k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€58k▲
Profit (loss) brought forward from the previous period14P€5k€43k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €39k ▲1622%
Operating result €60k, net result €39k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-3k ▼292%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijheidsplein 91000 BrusselGround area
458 m²
Building footprint
327 m²
Volume, LiDAR
6,057 m³
Parcel 21803C0229/00A002, Brussels · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Vrijheidsplein 9, 1000 Brussel
since 19842.023.946.075
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0229/00A002 ProtectedSite or landscapeVrijheidsplein en omliggende gebouwen - Onze-Lieve-Vrouw-ter-Sneeuwwijk |
Brussels | 458 m² | 1 · 327 m² | 23.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.023.946.075
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HARVEST.
BE 1015.733.421
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,307 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-12-1983
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.