Haar concept
ActiveSummary
Haar concept has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €19k. Its solvency ranks better than 77% of 4659 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency88
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.6; short-term debt: 37.1% and cash: 96.2% of total assets), and 37.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
53.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
21 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€23k
Total assets
€36k
Net result
€19k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€1k
Current assets
€35k
Equity and liabilities €36k
Equity
€23k
Debt
€13k
Debt finances 37.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k
Cash flow
€22k
Current ratio
2.60
Debt to equity
0.59
ROE
84.5%
ROA
53.1%
Interest coverage
162.69
Debt ≤ 1 year
€13k
Income taxes
€7k
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet
Code2025
Assets
Total assets20/58€36k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€35k
Amounts receivable within one year40/41€142
Trade receivables40€142
Cash at bank and in hand54/58€35k
Deferred charges and accrued income490/1€16
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€23k
Contributions10/11€4k
Reserves13€19k
Distributable reserves133€19k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€492
Suppliers440/4€492
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€1k
Non-recurring operating charges66A€4k
Gross operating margin9900€34k
Operating profit (loss)9901€26k
Financial income75/76B€131
Recurring financial income75€131
Financial charges65/66B€176
Recurring financial charges65€176
Profit (loss) for the period before taxes9903€26k
Income taxes67/77€7k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Transfer to equity691/2€19k
To other reserves6921€19k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k |
| Other operating charges640/8 | €1k |
| Non-recurring operating charges66A | €4k |
| Gross operating margin9900 | €34k |
| Operating profit (loss)9901 | €26k |
| Financial income75/76B | €131 |
| Recurring financial income75 | €131 |
| Financial charges65/66B | €176 |
| Recurring financial charges65 | €176 |
| Profit (loss) for the period before taxes9903 | €26k |
| Income taxes67/77 | €7k |
| Profit (loss) for the period9904 | €19k |
| Profit (loss) for the period to be appropriated9905 | €19k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €36k | |
| Fixed assets21/28 | €1k | |
| Tangible fixed assets22/27 | €1k | |
| Furniture and vehicles24 | €1k | |
| Current assets29/58 | €35k | |
| Amounts receivable within one year40/41 | €142 | |
| Trade receivables40 | €142 | |
| Cash at bank and in hand54/58 | €35k | |
| Deferred charges and accrued income490/1 | €16 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €36k | |
| Equity10/15 | €23k | |
| Contributions10/11 | €4k | |
| Reserves13 | €19k | |
| Distributable reserves133 | €19k | |
| Amounts payable17/49 | €13k | |
| Amounts payable within one year42/48 | €13k | |
| Trade debts44 | €492 | |
| Suppliers440/4 | €492 | |
| Taxes, remuneration and social security45 | €9k | |
| Taxes450/3 | €9k | |
| Other amounts payable47/48 | €4k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €19k |
| + Depreciation and write-downs630 | €3k |
| Operating cash flow (approximation) | €22k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2024
Ground area
520 m²
Building footprint
153 m²
Volume, LiDAR
596 m³
Parcel 44028A0697/00B004, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Haar concept
since 20242.364.639.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028A0697/00B004 | Flanders | 520 m² | 1 · 153 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,739 companies in sector 96210 we hold annual accounts for 2,827. 2,348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Scores and ratios are computed by Checked and are not a credit decision.