Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
The micro format states no turnover.
Lower solvency than 86% of companies in retail trade. Sector median 33.1% · 22,939 companies.
In July 2024, 7,639 companies had the same profile as KAMIA has now. Each dot stands for 20 companies, two years later.
Another 0.8% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for KAMIA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| KAMIA Tienen | €35,586 | €24,488 | -38.4% | - |
| ATHUS-LUX Dilbeek | €29,789 | €27,999 | 100.0% | - |
| IT'S OWL RIGHT Sint-Genesius-Rode | €34,979 | €26,727 | 60.1% | - |
| ASIL COLLECTION Molenbeek-Saint-Jean | €38,341 | €25,882 | 58.1% | - |
| OUROBOROS PRODUCTION Sint-Pieters-Leeuw | €45,774 | €15,486 | 60.6% | - |
| Si Klaro Aarschot | €45,314 | €26,884 | 45.5% | - |
| Koconel Trade Zedelgem | €53,129 | €31,850 | 44.8% | - |
These companies have the same main activity as KAMIA: retail sale of cosmetics and toilet articles (NACE 47750). They are comparable in size and age: total assets between €29,800 and €53,100, founded between 2023 and 2024.
The 2025 annual accounts show negative equity (-€13,655) and a net result of -€13,655. Its solvency ranks better than 14% of 22,939 sector peers (NACE 47, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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