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Studio NF

Active
Private limited companyfounded 20242 yrs activeSint-Jacobsnieuwstraat 104, 9000 Gent, BelgiumKBO/BCE: BE 1006.425.478
Summary

The computed 12-month bankruptcy probability of Studio NF is 2.9% (moderate). The 2024 annual accounts show negative equity (-€16,992) and a net result of -€26,992. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.48; short-term debt: 26.4% and cash: 18% of total assets), and equity is negative.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-30.9%
Return on assets
-49.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
36 d early
2024
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Studio NF was incorporated on 26 February 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
-€16,992
Total assets
€55,017
Net result
-€26,992
Working capital
€7,007

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €55,017
Fixed assets €33,501
Current assets €21,516
Equity and liabilities
Equity-€16,992
Debt€72,009
Equity is negative: debt (€72,009) exceeds the balance-sheet total (€55,017).
Key figures and ratios
2024 value
EBITDA
-€23,476
Cash flow
-€23,393
Solvency
-30.9%
Current ratio
1.48
Quick ratio
0.74
ROA
-49.1%
Interest coverage
-62.53
Debt
€72,009
Debt ≤ 1 year
€14,509
Debt > 1 year
€35,000
Staff costs
€17,740
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 39 lines
Balance sheet Code2024
Assets
Total assets20/58€55,017
Fixed assets21/28€33,501
Tangible fixed assets22/27€33,501
Plant, machinery and equipment23€3,945
Furniture and vehicles24€3,772
Other tangible fixed assets26€25,784
Current assets29/58€21,516
Stocks and contracts in progress3€10,808
Stocks30/36€10,808
Amounts receivable within one year40/41€803
Trade receivables40€803
Cash at bank and in hand54/58€9,906
Equity and liabilities
Total equity and liabilities10/49€55,017
Equity10/15-€16,992
Contributions10/11€10,000
Profit (loss) carried forward14-€26,992
Amounts payable17/49€72,009
Amounts payable after more than one year17€35,000
Financial debts170/4€35,000
Amounts payable within one year42/48€14,509
Trade debts44€2,018
Suppliers440/4€2,018
Taxes, remuneration and social security45€5,663
Taxes450/3€4,482
Remuneration and social security454/9€1,181
Other amounts payable47/48€6,827
Accrued charges and deferred income492/3€22,500
Income statement Code2024
Remuneration, social security and pensions62€17,740
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,599
Gross operating margin9900-€5,736
Operating profit (loss)9901-€27,075
Financial income75/76B€459
Recurring financial income75€459
Financial charges65/66B€375
Recurring financial charges65€375
Profit (loss) for the period before taxes9903-€26,992
Profit (loss) for the period9904-€26,992
Profit (loss) for the period to be appropriated9905-€26,992
Appropriation of the result
Profit (loss) to be appropriated9906-€26,992

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€17,740
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,599
Gross operating margin9900-€5,736
Operating profit (loss)9901-€27,075
Financial income75/76B€459
Recurring financial income75€459
Financial charges65/66B€375
Recurring financial charges65€375
Profit (loss) for the period before taxes9903-€26,992
Profit (loss) for the period9904-€26,992
Profit (loss) for the period to be appropriated9905-€26,992
Line2024
Assets
Total assets20/58€55,017
Fixed assets21/28€33,501
Tangible fixed assets22/27€33,501
Plant, machinery and equipment23€3,945
Furniture and vehicles24€3,772
Other tangible fixed assets26€25,784
Current assets29/58€21,516
Stocks and contracts in progress3€10,808
Stocks30/36€10,808
Amounts receivable within one year40/41€803
Trade receivables40€803
Cash at bank and in hand54/58€9,906
Equity and liabilities
Total equity and liabilities10/49€55,017
Equity10/15-€16,992
Contributions10/11€10,000
Profit (loss) carried forward14-€26,992
Amounts payable17/49€72,009
Amounts payable after more than one year17€35,000
Financial debts170/4€35,000
Amounts payable within one year42/48€14,509
Trade debts44€2,018
Suppliers440/4€2,018
Taxes, remuneration and social security45€5,663
Taxes450/3€4,482
Remuneration and social security454/9€1,181
Other amounts payable47/48€6,827
Accrued charges and deferred income492/3€22,500
Line2024
Profit (loss) for the period9904-€26,992
+ Depreciation and write-downs630€3,599
Operating cash flow (approximation)-€23,393

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
688 m²
Building footprint
546 m²
Volume, LiDAR
9,285 m³
Parcel 44802B1304/00D000, Flanders · tallest building 22.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Jacobsnieuwstraat 104, 9000 Gent
Wholesale of beverages, general range
since 20242.356.895.013
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44802B1304/00D000 Flanders 688 m² 1 · 546 m² 22.5 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Gent2.356.895.013
1 permission
Detailhandel LM>3 maand · since 26-02-2024

Dual-learning approval

3 live approvals
Haarverzorging duaal (so)
Goedgekeurd · 2026 to 2031
Kapper (vwo)
Goedgekeurd · 2026 to 2031
Kapper-stylist duaal (so)
Goedgekeurd · 2026 to 2031

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,722 companies in this sector we hold annual accounts for 2,838. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded26-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
47750Retail sale of cosmetics and toilet articles
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Contact
E-mail info@studio-nf.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006425478
Also 9925:BE1006425478
Registered 26-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.