H.D.A. CONSTRUCT
ActiveH.D.A. CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €47k. Its solvency ranks better than 76% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency94
Growth-
Track record67
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.85; short-term debt: 31.4% and cash: 16.3% of total assets), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
65.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€49k
Total assets
€72k
Net result
€47k
Working capital
€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €72k
Fixed assets
€30k
Current assets
€42k
Equity and liabilities €72k
Equity
€49k
Debt
€23k
Debt finances 31.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€71k
Cash flow
€58k
Solvency
68.6%
Current ratio
1.85
Quick ratio
1.85
Debt / equity
0.46
ROE
95.9%
ROA
65.9%
Interest coverage
26617.82
Debt
€23k
Debt ≤ 1 year
€23k
Income taxes
€13k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€72k
Fixed assets21/28€30k
Tangible fixed assets22/27€30k
Furniture and vehicles24€30k
Current assets29/58€42k
Amounts receivable within one year40/41€30k
Trade receivables40€29k
Other amounts receivable41€1k
Cash at bank and in hand54/58€12k
Equity and liabilities
Total equity and liabilities10/49€72k
Equity10/15€49k
Contributions10/11€2k
Profit (loss) carried forward14€47k
Amounts payable17/49€23k
Amounts payable within one year42/48€23k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€13k
Taxes450/3€13k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€4k
Gross operating margin9900€75k
Operating profit (loss)9901€60k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€3
Recurring financial charges65€3
Profit (loss) for the period before taxes9903€60k
Income taxes67/77€13k
Profit (loss) for the period9904€47k
Profit (loss) for the period to be appropriated9905€47k
Appropriation of the result
Profit (loss) to be appropriated9906€47k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herdeweg 71602 Sint-Pieters-LeeuwGround area
1,041 m²
Building footprint
131 m²
Volume, LiDAR
554 m³
Parcel 23089C0196/00D000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
H.D.A. CONSTRUCT
since 20252.368.710.108
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089C0196/00D000 | Flanders | 1,041 m² | 1 · 131 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JKB BOUW
BE 0840.356.332
Berlare · Eq €54k
NEO-CONSTRUCT
BE 0896.290.490
Liège · Eq €45k
NGS CONSTRUCT
BE 0762.623.304
Ramillies · Eq €54k
CONSTANT J.
BE 0776.359.591
Verviers · Eq €45k
F8
BE 0848.329.435
Gent · Eq €43k
Of 333 companies in sector 41002 we hold annual accounts for 133. 88 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2025
Fiscal year end31-12
Activities, NACEBEL
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
43310Plastering work
43910Bricklaying and masonry work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.