Financials
- Fiscal year
- 2025
- Total assets
- €15,949
- Profit
- €8,441
- Solvency
- 84.3%
A.L. Concepts
ActiveSummary
A.L. Concepts has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,441 and a net result of €8,441. Its solvency ranks better than 91% of 9,039 sector peers (NACE 41, fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Construction of residential and non-residential buildings
NACE 41002
1 site
Size
€15,949total assets 2025
- Equity
- €13,441
- Profit
- €8,441
Turnover not published (abridged schema)
Structure
Accounts 198 days early0 of 1 deed read
Why 87- Founded in 2025- Size: total assets €15,949- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 5.96, cash €14,948Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 93% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency
100
equity 84.3% of total assets
Liquidity
96
short-term debt 15.7% · cash 93.7%
Profitability
100
return on assets 52.9%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.6%highest value
09-2026: 0.6%● unchanged vs 08-2026highest value
10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 5.96; short-term debt: 15.7% and cash: 93.7% of total assets), and 15.7% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 95% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-10-2025, 198 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
198 days early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Construction of residential and non-residential buildingsNACE 41002
- Founded
- 18-07-2025
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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