Financials
- Fiscal year
- 2025
- Total assets
- €15,949
- Profit
- €8,441
- Solvency
- 84.3%
A.L. Concepts
ActiveSummary
A.L. Concepts has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,441 and a net result of €8,441. Its solvency ranks better than 91% of 9017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Construction of residential and non-residential buildings
NACE 41002
1 site
Size
€15,949total assets 2025
- Equity
- €13,441
- Profit
- €8,441
Turnover not published (abridged schema)
Structure
Accounts 198 d early0 of 1 deed read
Why 87- Founded in 2025- Size: total assets €15,949- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 5.96, cash €14,948Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 93% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 84.3% of total assets
Liquidity
96
short-term debt 15.7% · cash 93.7%
Profitability
100
return on assets 52.9%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.6%highest value
09-2026: 0.6%● 0.0% vs 08-2026highest value
10-2026: 0.6%▼ -0.2% vs 09-2026lowest value
- Founded in 2025 raises the probability for this profile
- Size: total assets €15,949 raises the probability for this profile
- Liquidity: current ratio 5.96, cash €14,948 lowers the probability
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 5.96; short-term debt: 15.7% and cash: 93.7% of total assets), and 15.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 95%, profitability 91%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-10-2025, 198 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
198 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 14-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Construction of residential and non-residential buildingsNACE 41002
- Founded
- 18-07-2025
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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