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CITY-FLOR

Active
Private limited companyfounded 20241 yr activeHaachtsesteenweg 134, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1015.871.793
Summary

The computed 12-month bankruptcy probability of CITY-FLOR is 5.4% (elevated). The 2025 annual accounts show equity of €63,028 and a net result of €61,528. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Construction of residential and non-residential buildings
NACE 41002NACE 41202
1 site
Size
€174,475turnover 2025
Equity
€63,028
Profit
€61,528
Financial health
41 Weak Checked score 2025
Bankruptcy chance 12 m
5.4%
Structure
Accounts filed 55 d late0 of 3 deeds read
Why 41- Founded in 2024- Sector Construction of residential and non-residential buildings (NACE 41)Show the evidence

Checked score

Score 2025
41 / 100
Weak
Probability in this band: 4.2% to 15.0%
Place in the band from the probability alone: no sector peers known
Financial strength
Strong
Solvency 100
equity 99.5% of total assets
Liquidity 89
short-term debt 0.5% · cash 30.9%
Profitability 100
return on assets 97.1%
Bankruptcy probability, 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 4.2% (1,904 companies)
Last 24 months 12-2025: 3.7%lowest value 01-2026: 3.8%▲ +2.3% vs 12-2025 02-2026: 4.2%▲ +9.7% vs 01-2026 03-2026: 4.3%▲ +3.3% vs 02-2026 04-2026: 4.7%▲ +9.1% vs 03-2026 05-2026: 4.7%● 0.0% vs 04-2026 06-2026: 5.2%▲ +9.0% vs 05-2026 07-2026: 5.1%▼ -0.4% vs 06-2026 08-2026: 5.0%▼ -2.7% vs 07-2026 09-2026: 5.0%▼ -0.2% vs 08-2026 10-2026: 5.4%▲ +8.7% vs 09-2026highest value
  • Founded in 2024 raises the probability for this profile
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Credit up to €2,500 at 30 days only on tighter terms
short-term debt: 0.5% and cash: 30.9% of total assets, and 0.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
55 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Turnover 2025first fiscal year filed €174,475 View
  • Active since 2024founded 04-11-2024 1 years View

By topic

Financials

Fiscal year
2025
Turnover
€174,475
Profit
€61,528
Solvency
99.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Construction of residential and non-residential buildingsNACE 41002
Founded
04-11-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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