Gouverno
ActiveGouverno has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €438k and a net result of €110k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 6.71 against 5.44 in 2024), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
21.4%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
8 d early
2023
1 d early
2022
2 d early
2021
6 d early
2020
30 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€438k▲ 29.5%
2024 · €339k
2019: €154k
2020: €214k
2021: €262k
2022: €301k
2023: €306k
2024: €339k
2019 → 2025
Total assets
€514k▲ 24.6%
2024 · €413k
2019: €193k
2020: €255k
2021: €318k
2022: €374k
2023: €457k
2024: €413k
2019 → 2025
Net result
€110k▲ 33.9%
2024 · €82k
2019: €11k
2020: €60k
2021: €47k
2022: €40k
2023: €80k
2024: €82k
2019 → 2025
Working capital
€433k▲ 31.7%
2024 · €329k
2019: €142k
2020: €208k
2021: €260k
2022: €281k
2023: €290k
2024: €329k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€262k-€301k▲ 15.0%€306k▲ 1.7%€339k▲ 10.6%€438k▲ 29.5%
Operating result€63k-€57k▼ 9.5%€112k▲ 97.3%€109k▼ 3.0%€149k▲ 36.9%
Net result€47k-€40k▼ 15.5%€80k▲ 100%€82k▲ 2.8%€110k▲ 33.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €514k
Fixed assets
€6k▼ 44.5%
Current assets
€509k▲ 26.4%
Equity and liabilities €514k
Equity
€438k▲ 29.5%
Debt
€76k▲ 2.5%
The debt ratio falls from 17.9% to 14.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€154k▲
2024 · €114k
Cash flow
€116k▲
2024 · €88k
Solvency
85.3%▲
2024 · 82.1%
Current ratio
6.71▲
2024 · 5.44
Quick ratio
6.71▲
2024 · 5.44
Debt / equity
0.17▼
2024 · 0.22
ROE
25.1%▲
2024 · 24.3%
ROA
21.4%▲
2024 · 19.9%
Interest coverage
645.35▼
2024 · 920.50
Debt
€76k▲
2024 · €74k
Debt ≤ 1 year
€76k▲
2024 · €74k
Income taxes
€48k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€413k€514k▲
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Plant, machinery and equipment23€792€2k▲
Furniture and vehicles24€9k€4k▼
Current assets29/58€403k€509k▲
Amounts receivable within one year40/41€103k€162k▲
Trade receivables40€34k€49k▲
Other amounts receivable41€69k€112k▲
Cash at bank and in hand54/58€293k€340k▲
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€413k€514k▲
Equity10/15€339k€438k▲
Contributions10/11€19k€19k=
Reserves13€320k€420k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€320k€420k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€74k€76k▲
Amounts payable within one year42/48€74k€76k▲
Trade debts44€50k€51k▲
Suppliers440/4€50k€51k▲
Taxes, remuneration and social security45€24k€24k▲
Taxes450/3€24k€24k▲
Other amounts payable47/48€800€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€116k€155k▲
Operating profit (loss)9901€109k€149k▲
Financial income75/76B€8k€9k▲
Recurring financial income75€8k€9k▲
Financial charges65/66B€124€239▲
Recurring financial charges65€124€239▲
Profit (loss) for the period before taxes9903€117k€158k▲
Income taxes67/77€34k€48k▲
Profit (loss) for the period9904€82k€110k▲
Profit (loss) for the period to be appropriated9905€82k€110k▲
Appropriation of the result
Profit (loss) to be appropriated9906€83k€110k▲
Profit (loss) brought forward from the previous period14P€302€0▼
Transfer from equity791/2€49k€10k▼
Transfer to equity691/2€82k€110k▲
To other reserves6921€82k€110k▲
Profit to be distributed694/7€50k€10k▼
Return on contributions (dividend)694€50k€10k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €110k ▲33.9%
Operating result €149k, net result €110k, both a record.
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
31-03
Financial
Equity above €200kEq €214k ▲39.2%
2 profitable years in a row build equity to €214k.
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2016
16-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
2015
23-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 357 days late
21-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruiterslaan 72110 WijnegemGround area
1,414 m²
Building footprint
183 m²
Volume, LiDAR
1,399 m³
Parcel 11050B0294/00Z003, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gouverno
since 20132.216.592.134
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0294/00Z003 | Flanders | 1,413 m² | 1 · 183 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,328 EUR awarded · 1,328 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,328 EUR | 1,328 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 4,324 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2013
Fiscal year end31-03
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:kr_bonner@hotmail.com
Phone:0478582011