KoRoMa
ActiveKoRoMa has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €216k and a net result of €9k. Equity is growing by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
69
/ 100
Healthy▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20=
Solvency72=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.93 in 2023), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-02-2026, 197 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
197 d late
2023
65 d late
2022
60 d late
2021
78 d late
2020
87 d late
2019
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€216k▲ 4.2%
2023 · €207k
2018: €52k
2019: €74k
2020: €81k
2021: €126k
2022: €199k
2023: €207k
2018 → 2024
Total assets
€410k▲ 0.8%
2023 · €407k
2018: €305k
2019: €312k
2020: €363k
2021: €342k
2022: €407k
2023: €407k
2018 → 2024
Net result
€9k▲ 5.9%
2023 · €8k
2018: €16k
2019: €22k
2020: €8k
2021: €45k
2022: €73k
2023: €8k
2018 → 2024
Working capital
€-19k▼ 91.3%
2023 · €-10k
2018: €-209k
2019: €-185k
2020: €-187k
2021: €-141k
2022: €-68k
2023: €-10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€81k-€126k▲ 54.8%€199k▲ 58.3%€207k▲ 4.2%€216k▲ 4.2%
Operating result€18k-€65k▲ 270%€106k▲ 63.2%€20k▼ 81.0%€19k▼ 6.0%
Net result€8k-€45k▲ 491%€73k▲ 64.5%€8k▼ 88.7%€9k▲ 5.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €410k
Fixed assets
€261k▼ 3.5%
Current assets
€150k▲ 9.4%
Equity and liabilities €410k
Equity
€216k▲ 4.2%
Debt
€194k▼ 2.7%
The debt ratio falls from 49.0% to 47.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€28k▼
2023 · €30k
Cash flow
€18k▲
2023 · €18k
Solvency
52.7%▲
2023 · 51.0%
Current ratio
0.89▼
2023 · 0.93
Quick ratio
0.89▼
2023 · 0.93
Debt / equity
0.90▼
2023 · 0.96
ROE
4.1%▲
2023 · 4.0%
ROA
2.1%▲
2023 · 2.0%
Interest coverage
15.45▲
2023 · 14.98
Debt
€194k▼
2023 · €199k
Debt ≤ 1 year
€169k▲
2023 · €147k
Debt > 1 year
€25k▼
2023 · €53k
Income taxes
€8k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€407k€410k▲
Fixed assets21/28€270k€261k▼
Tangible fixed assets22/27€12k€3k▼
Leasing and similar rights25€12k€3k▼
Financial fixed assets28€258k€258k=
Current assets29/58€137k€150k▲
Amounts receivable within one year40/41€127k€150k▲
Trade receivables40€106k€100k▼
Other amounts receivable41€20k€50k▲
Deferred charges and accrued income490/1€10k-
Equity and liabilities
Total equity and liabilities10/49€407k€410k▲
Equity10/15€207k€216k▲
Contributions10/11€6k€6k=
Reserves13€201k€210k▲
Distributable reserves133€201k€210k▲
Profit (loss) carried forward14€235€16▼
Amounts payable17/49€199k€194k▼
Amounts payable after more than one year17€53k€25k▼
Financial debts170/4€53k€25k▼
Amounts payable within one year42/48€147k€169k▲
Current portion of amounts payable after more than one year42€10k€3k▼
Financial debts43€1k€5k▲
Credit institutions430/8€1k€5k▲
Trade debts44€14k€15k▲
Suppliers440/4€14k€15k▲
Taxes, remuneration and social security45€83k€108k▲
Taxes450/3€83k€108k▲
Other amounts payable47/48€39k€38k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€7k€9k▲
Gross operating margin9900€37k€37k▼
Operating profit (loss)9901€20k€19k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€18k€17k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€8k€9k▲
Profit (loss) for the period to be appropriated9905€8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€9k▼
Profit (loss) brought forward from the previous period14P€945€235▼
Transfer to equity691/2€9k€9k=
To other reserves6921€9k€9k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 197 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Equity above €200kEq €207k ▲4.2%
6 profitable years in a row build equity to €207k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €73k ▲64.5%
Operating result €106k, net result €73k, both a record.
31-12
Financial
Equity above €150kEq €199k ▲58.3%
5 profitable years in a row build equity to €199k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Equity above €100kEq €126k ▲54.8%
4 profitable years in a row build equity to €126k.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
31-12
Financial
Weakest financial yearnet €8k ▼65.3%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 232 days late
2018
06-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 37 days late
21-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 205 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verzetslaan(M) 138552 ZwevegemGround area
1,429 m²
Building footprint
820 m²
Volume, LiDAR
4,870 m³
Parcel 34028C0625/00M002, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KoRoMa
since 20132.223.396.386
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34028C0625/00M002 | Flanders | 1,429 m² | 1 · 820 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 5,124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2013
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.